Based on research and not influenced
This is based on research, and not influenced. However, we may earn a commission if you buy through links on this site.

Online Stores that Accept Acima for Lease-to-own Shopping

Acima stores include well-known online retailers with methods you can shop on platforms like Amazon, Best Buy, and more.

Lease to own is a great alternative to have that item you really need without having to bother about credit.

When it comes to this, Acima Leasing is one of the famous names that allows you to lease an item with the option to own it outright after a period of time.

The lease-to-own service provided by Acima is accessible through different channels including offline stores, online shopping platforms, and its marketplace.

Online Stores that Accept Acima Credit

Select a store
Amazon
Abunda
Curacao
Best Buy
Nectar Sleep
Ashley
Select Category
Furniture
Electronics
Mattress
Computers
Jewelry


 Top used stores

Amazon

Amazon

How

Alt Methods

Category

Varies

Tip: you can use Acima on Amazon by shopping through the LeasePay card, Abunda, or opt for its marketplace.

 

Amazon might be the world’s largest marketplace but it has limited channels when it comes to payment options.

With millions of items, there is no doubt you can find almost anything you need across its thousands of categories hence, an important merchant when it comes to the Acima stores where you can lease conveniently.

Thanks to Acima’s alternative methods, you can shop Amazon products seamlessly and pay with your Acima Leasing account.

This usually involves creating a LeasePay card, a one-time valid buy now pay later virtual card you can use to checkout.

There is also an alternative when you go through Abunda, a shopping gateway that supports Acima for Amazon products.

To add to the options list, Acima also provides a marketplace that you can use directly on your application to split purchase payments on Amazon and other sites like Target, Walmart, etc.

Abunda

Abunda

How

Direct Checkout

Category

Varies

Tip: Abunda operates an online shopping portal that allows you to buy anything you want from Amazon and pay later conveniently on leasing terms through Acima.

 

Abunda is one of the channels you can use to buy on Amazon and pay later conveniently using your accounts maintained with Acima Leasing and also supports that of Klarna, and PayPal Credit.

Since its catalog is from Amazon, you will have access to millions of products to choose from across varying categories.

The platform is unique compared to most of the Acima stores maintained on this list as it does not maintain any inventory but rather, it will get your items from Amazon and have them delivered to you usually without charging any shipping fee.

It operates more like a virtual department store and you can finance items like electronics, furniture, and smart projectors to almost anything you can think of using your account.

One amazing feature available on Abunda is its paste an Amazon link functionality. With this, you do not need to search through the products available on its portal rather, you will just copy the Amazon product link and paste it into its search field. Within seconds, you will be able to buy this product.

When shopping through Abunda, the Acima Leasing option is directly available when you are checking out, and once selected, you will be required to log in to your account and authorize the purchase.

Once you have been able to checkout with your account, an order will be created with the details emailed to you. Abunda will get the items from Amazon and ship them to the address you provided.

Nectar Sleep

Nectar Sleep

How

Direct Checkout

Category

Sleep

Tip: Nectar is one of the best destinations for everything that has to do with a good sleep time, including mattresses, bed frames, bedding, and furniture. Acima is available on its website.

 

When it comes to niched Acima stores that focus on a healthy sleep time, you cannot have a list without mentioning Nectar.

This is a brand known for its quality mattresses and that shows in the final delivery of its product geared towards giving you great comfort. 

Nectar products come with 365 days of night home sleep trials, one of the best in the industry when it comes to the number of days you can have the mattress and return it if you are not satisfied with the experience.

It enjoys a lot of positive reviews from customers and the brand also promises a warranty that the product is there to serve you forever.

Curacao

Curacao

How

Direct Checkout

Category

Varies

Tip: Curacao is a department retail store with products in varying categories that include electronics, fashion, and home. This platform also has services for bill payments and remittance services.

 

Curacao is one of the Acima stores where you can get items and checkout with your Acima Leasing account.

This platform sells many products within varying categories including appliances, furniture, mattresses, fashion to many others.

In addition to its product sales offering, Curacao can also be used to handle value-added services like the payment of bills as well as using it to transfer money and book trips.

To use Acima on Curacao, you will need to visit the website and shop. When you are ready to checkout, simply select the ‘Pay with Acima’ option to activate the product financing.

Best Buy

Best Buy

How

Acima Marketplace

Category

Electronics

Tip: Best Buy has one of the best catalogs when it comes to electronics and through the Acima LeasePay Card and Marketplace, you can get any of its products on lease-to-own terms.

 

Best Buy is well known for being one of the top consumer electronic shopping destinations with categories spanning through that for purchasing appliances, computers, mobile phones, video games, and more.

Being able to finance its product through the lease-to-won option will be a great deal considering how important electronics are and your budget level.

It is one of the Acima stores you can access through its marketplace hence, it requires you to download the Acima application before you can start applying to lease items on Best Buy.

Simply download the application and sign in, navigate to the Acima marketplace, and select Best Buy to start shopping for your favorite items.

Best Buy accepts Acima but only through its marketplace hence, your shopping trip will entirely be in-app on the Acima marketplace which also brings convenience since you do not need to maintain different applications.

Ashley HomeStore

Ashley HomeStore

How

Direct Checkout

Category

Furniture

Tip: Ashley is one of the Acima stores with an extensive collection of furniture products for your home.

 

When you need furniture, one place where you can get your choice of item is Ashley HomeStore with a variety of products for every section of the home.

Some of the items you can buy from this Acima store include bedding, decor, furniture, mattresses, lighting, outdoor products, and many more.

The Acima option is available directly to use when you are shopping on the Ashley HomeStore portal. Simply select it when checking out and you will be redirected to the Acima authorization page to complete your order.


 Best for computers, electronics, and appliances

Here below are the Acima stores where you can lease to own electronics and home appliances:

123DJ

123DJ

How

Direct Checkout

Category

Audio

Tip: 123DJ is the only one from this list of Acima stores that focuses only on music-related equipment. You can buy audio items like amplifiers, cases and racks, equalizers, crossovers, headphones, mixers, samplers, power conditioners, speakers, entertainment lighting, and more.

Big Sandy Superstore

Big Sandy Superstore

How

Direct Checkout

Category

Electronics

Tip: Big Sandy Superstore deals in the sales of many products across different categories. It has interesting perks to keep you glued to its platform and unlike the other Acima stores, it offers cashback when you shop electronic items from its store.

Dick Van Dyke

Dick Van Dyke

How

Direct Checkout

Category

Electronics

Tip: Dick Van Dyke is another online store you can use your Acima Leasing account to shop home appliances ranging from laundry equipment, and kitchen utensils to outdoor appliances and others.


 Best for mattress and furniture

Below are the online mattress and furniture stores that accept Acima Leasing:

DreamCloud

DreamCloud

How

Direct Checkout

Category

Audio

Tip: DreamCloud, as well as Nectar, are two of the big names on this list of Acima stores that focus primarily on sleep and comfort.
With your Acima account, you can directly buy mattresses and furniture on DreamCloud and checkout with Acima to complete your order.

Big Sandy Superstore

Big Sandy Superstore

How

Direct Checkout

Category

Electronics

Tip: Big Sandy Superstore is another Acima store where you can opt to lease mattresses and furniture. The platform directly supports Acima when you are shopping on its platform and within minutes of valid authorization and approval, you can get that mattress you have always wanted at home.


 Best for Jewelry

Below are the online jewelry stores that accept Acima Leasing:

Frost NYC

Frost NYC

How

Direct Checkout

Category

Sleep

Tip: Frost NYC has a large catalog of hip-hop jewelry of premium quality you can buy with your Acima account.

 

This platform has an amazing collection of jewelry which makes it one of the best Acima stores you should have on your list when shopping for your next jewelry.

It might be popular for its large collection mostly for men but with hundreds of products targeted at women, there is no doubt it has a good inventory for all consumer types.

When shopping on Frost NYC, you have the option to pay with Acima Leasing directly on the website.

ItsHot

ItsHot

How

Direct Checkout

Category

Varies

Tip: ItsHot is one of the Acima stores to check when you need jewelry. Thanks to its amazing inventory of products.

 

This jewelry store also has a good collection of products from original watches, earrings, and chains to bridal items. This is one of the Acima stores that should be on your shopping list looking for your next jewelry.

The checkout process is seamless through the direct integration hence, you only need to log in and authorize the lease plan directly on the ItsHot portal.

Trax NYC

Trax NYC

How

Direct Checkout

Category

Varies

Tip: Trax NYC is another Acima store with a good inventory of jewelry you can shop from. It is similar to many of the Acima stores on this list that focus on the sale of jewelry as its products are also of premium quality.
Shopping Trax NYC with your Acima Leasing account, you do not require going through the marketplace as it also has a direct integration.

Liori Diamond

Liori Diamond

How

Direct Checkout

Category

Audio

Tip: Liori Diamond is another online store that will allow you to buy your choice of jewelry from its inventory and check out seamlessly with your Acima account.
It has a good collection for men and women with earrings, pendants rings, bracelets to different types of jewelry.

Are items bought from Acima stores mine?

When you checkout on any of Acima stores, it activates a lease plan. This plan means that the item is not fully yours.

Once you have the product, you are only leasing it and can return it after that contractual period. Nevertheless, you can also choose to keep it but you will have to complete the lease or get some funds and pay it off outright.

What is the limit when using Acima Leasing?

Acima Leasing gives credit of up to $4,000 which is available to use at over 15,000 retail platforms that are spread online and offline.

When buying from any of the supported Acima stores, your cart total must be at least $300 before you will be approved for a lease plan.

Will using Acima Leasing affect my credit score?

The requirement to be eligible for an approved Acima Leasing purchase is to own a checking account that must have been active within the last three months with a minimum of $1,000 income per month.

Since it relies on your income history, it does not perform any credit check hence, you do not have to worry about this appearing in your report.

In addition to the requirements above, you are also to provide your government-issued photo ID and social security number or your taxpayer identification number.

Which offline stores accept Acima Leasing?

Acima is home to over 15,000 stores and you will find a handful of offline stores that accept it. 

To see which store takes Acima Leasing around you, simply head over to its marketplace and enter your zip code to get the list of Acima stores where you can start leasing.

Whether you choose a buy now, pay later option, or lease to own when shopping for products, all these allow you to channel funds into some other things while you enjoy the convenience that comes with a payment plan.

And if you prefer the latter option for completing orders on merchants’ portals, you will be pleased to know that there are many Acima stores that allow you to conveniently get that item you have always wanted.

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LISA KELLEY
6 months ago

I recieve Dissability but my card holder company said i dnt have an account or routing numbe can i still aplly
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