Pay over time at Invicta

Invicta is an official Invicta store selling watches and accessories at discount prices. We confirmed Klarna, Shop Pay Installments and Acima here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 We saw Klarna at the store’s checkout

Store offer, minimum and plan lengths are from Invicta’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 Shop Pay Installments is set up on the store’s website

Store offer, minimum and plan lengths are from Invicta’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 We saw Acima at the store’s checkout

Store offer, minimum and plan lengths are from Invicta’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Invicta takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

What a plan could cost

Example: Invicta Speedway Rev Automatic Men's Watch - 58mm, Black (35457) at $249.99 (price on Nov 10, 2026), paid monthly over 12 months with Klarna financing, where the store offers it.

Shop Pay Installments Pay in 4: 4 payments of $62.50 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$20.83$249.99$0.00
19.99%$23.16$277.88$27.89
35.99%$25.11$301.36$51.37

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Invicta

  1. Add what you want to your cart on invictastores.com.
  2. At checkout, choose Klarna, Shop Pay Installments or Acima. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Invicta financing

Does Invicta offer financing?

Yes. We confirmed Klarna, Shop Pay Installments and Acima at Invicta on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Invicta affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in an Invicta store?

We checked online shopping at Invicta only. If the store has physical locations, ask there whether financing is available.

More stores: Jewelry & watches

All jewelry & watch financing stores

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