Pay over time at ECI Jewelers

ECI Jewelers sells pre-owned luxury watches and diamond jewelry from New York's Diamond District. We confirmed Affirm, Cash App Afterpay and Acima here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 We saw Affirm at the store’s checkout

Store offer, minimum and plan lengths are from ECI Jewelers’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Pay later

Cash App Afterpay

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 We saw Cash App Afterpay at the store’s checkout

Store offer, minimum and plan lengths are from ECI Jewelers’s website. APR and credit check are Cash App Afterpay’s general terms.

All Cash App Afterpay stores and terms

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 We saw Acima at the store’s checkout

Store offer, minimum and plan lengths are from ECI Jewelers’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

What a plan could cost

Example: 14K Gold Cross Diamond Necklace 0.47 CT at $1,625.00 (price on Nov 10, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

Cash App Afterpay Pay in 4: 4 payments of $406.25 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$135.42$1,625.00$0.00
19.99%$150.52$1,806.28$181.28
36%$163.25$1,959.01$334.01

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at ECI Jewelers

  1. Add what you want to your cart on ecijewelers.com.
  2. At checkout, choose Affirm, Cash App Afterpay or Acima.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about ECI Jewelers financing

Does ECI Jewelers offer financing?

Yes. We confirmed Affirm, Cash App Afterpay and Acima at ECI Jewelers on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at ECI Jewelers affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in an ECI Jewelers store?

We checked online shopping at ECI Jewelers only. If the store has physical locations, ask there whether financing is available.

More stores: Jewelry & watches

All jewelry & watch financing stores

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money