If you have an FSA card, many online stores accept it for health and wellness products. You should spend the dollars before it expires.
Having an FSA comes with amazing benefits like saving you from paying tax on the funds hence, you have more money to cater to health-related product purchases.
However, the FSA dollars are usually valid for use within a year with the remaining funds becoming useless the next year hence, you should start spending yours on needed health products before the time ticks out.
Best Online Stores that Accept FSA Dollars
Here below are the top stores that accept flexible spending account dollar cards:
Amazon FSA Store
Usage
Card Accepted
Category
Health Shopping
Tip: Amazon directly accepts your flexible spending account dollar card for shopping FSA-eligible items that include some of the best massagers, skin care products, OTC medication, and others.
Amazon has one of the best FSA stores online with a lot of products grouped across health-related categories you can shop with your flexible spending account dollar card.
To access the Amazon FSA Store, start by setting up an account and linking your FSA card as a payment option. Afterward, you can explore the offerings and add qualifying products to your shopping cart.
When you are prepared to finalize your order, choose your FSA card as your preferred payment method and proceed to complete your purchase.
Amazon is a very generous platform when it comes to accepting health benefit account cards as in addition to its acceptance of flexible spending account dollar cards, it also takes that of Health Savings Accounts (HSA) and Health Reimbursement Accounts (HRA).
The experience of using these cards is seamless as it allows you to directly add them the same way you will use your credit or debit card for shopping its products.
FSA Store
Usage
Card Accepted
Category
Health Shopping
Tip: The FSA Store is an online shopping portal for buying all eligible flexible spending account items in one place.
Among the online shopping portals directly targeting flexible spending account card holders, the FSA Store is one destination where you can buy a lot seamlessly with your pre-tax debit card.
It has a well-categorized e-commerce store with easy-to-click filters for health conditions that include Acne, Ezcema, cold and virus, chronic pain, diabetes, heartburn, acid reflux, warts, and others.
Through its contact sub-store, you can use your FSA dollar card to buy eyeglasses and accessories from popular brands like Ray-Ban, Guess, Michael Kors, Saint Laurent, Acuvue, and more.
This online shopping portal has rewards when you buy with your flexible spending account dollar card through its FSK Perk program which allows you to earn more benefits for your tax-advantage cards.
For every dollar spent, you will earn at least a point and can get more for participating in its special tasks.
If you refer a friend to use the platform for shopping, you will get 500 points and an extra 100 points when you drop a product review after purchases (earnable up to two times per month).
These points can be redeemed for discounts when making payments on the FSA Store.
Byte
Usage
Card Accepted
Category
Teeth Aligners
Tip: Byte accepts FSA cards for its invisible braces that can be used to straighten teeth at home.
Byte is another amazing online platform on this list of FSA stores that accepts flexible spending account dollar cards for buying its orthodontic products and services.
The platform allows you to use your FSA dollars to purchase its Impression Kit as well as aligner systems that you can use conveniently at home to improve the shape of your teeth and smile.
This online store works with major FSA cards including those from Aetna, Anthem, Guardian, Spectera, United Healthcare, and Humana.
One of the things that makes Byte different from many of the FSA stores is its acceptance of payment for upfront redemption.
With this, you can pay for a product you want on its platform and decide when you want to have it in the future. This will save your FSA dollars from getting expired the next year.
Though it mentioned the FSA card providers it supports, you can also reach out to its customer support team if your provider is not listed as they can provide you a guide on how to utilize your FSA dollars for shopping teeth aligners and other kits.
Brightside Health
Usage
Card Accepted
Category
Mental Health
Tip: You can use your FSA card on the Brightside Health web portal to pay for psychiatry and therapy.
Brightside is an online therapy platform on this list of FSA stores that is designed to connect you with licensed therapists who specialize in addressing depression and anxiety.
Through this platform, you have the flexibility to schedule video or phone sessions with your therapist at your convenience, ensuring that you receive the support you need when you need it.
Furthermore, if you are considering medication as part of your treatment plan, Brightside offers medication management services. You can consult with a qualified psychiatrist to determine whether medication is the right choice for you and receive guidance on effectively managing your medication regimen.
If you prefer a self-paced approach to mental health, Brightside provides an array of self-guided programs.
These programs cover various mental health topics, including depression, anxiety, stress management, and sleep improvement. They empower you to gain valuable insights into your condition and develop practical coping mechanisms on your own terms.
Through Brightside Health, you can get treatments for panic disorder, insomnia, bipolar, post-traumatic stress disorder (PTSD), social anxiety disorder, generalized anxiety disorder, major depressive disorder, postpartum depression, premenstrual dysphoric disorder (PMDD), seasonal affective disorder, phobia, and obsessive-compulsive disorder (OCD).
Wisp
Usage
Card Accepted
Category
Sexual Health and Medics
Tip: Wisp accepts FSA dollar cards for its telehealth where you can get medication delivered to your home for birth control, STI, and other sexual health-related issues.
Wisp is a very special destination on this list of online FSA stores providing telehealth by allowing you to get medications alongside prescriptions delivered to you.
The platform caters to a lot of sexual health-related issues including birth control pills, genital herpes, emergency contraception, and many others.
You can also get testing kits delivered including for sexually transmitted infections, and HIPV, and through its clothing store, you can sanitizers and tote bags for your health items.
It is a convenient way to get attention for birth control and sexual health without the need for a physical appointment as it also has a telehealth service that allows you to get medical consultations.
All the services on Wisp are FSA-eligible hence, you can spend your pre-tax dollars on any health needs on the portal since it directly accepts the card.
The platform is available for patient-to-pharmacist chats 24/7 and you can get your medication delivered or request a pick-up at a nearby pharmacy.
Nanit
Usage
Card Accepted
Category
Sleep and Baby Care
Tip: Nanit accepts FSA cards for products designed to improve the sleep quality and overall well-being of babies and their parents.
Nanit is another brand on this list of online FSA stores where you can purchase sleep improvement products for babies and their mothers with your pre-tax cards.
Its flagship product is its line of smart baby monitors, which includes the Nanit Plus and Nanit Pro.
These high-tech monitors use advanced camera technology to provide real-time video and audio monitoring of a baby’s crib.
The monitor is equipped with computer vision technology and machine learning algorithms that track a baby’s sleep patterns, including when they fall asleep, wake up, and any disturbances during the night.
Nanit cameras are designed to be easy to install and securely attach to the crib, providing an unobstructed view of the baby.
This company goes beyond basic monitoring by providing parents with detailed sleep insights and analytics through its associated mobile app.
The app tracks a baby’s sleep over time, offering data on sleep duration, wake-ups, and sleep quality.
Its sleep analytics also provide parents with personalized tips and recommendations to help improve their baby’s sleep patterns.
In addition to its monitors, Nanit offers “Breathing Wear,” a line of specialized baby clothing that includes a unique pattern designed to be monitored by the camera.
This allows parents to track their baby’s breathing rate without any sensors directly attached to the baby.
LensCrafters
Usage
Card Accepted
Category
Eyewear & Exams
Tip: You can use your FSA dollar card on LensCrafters to purchase different kinds of eyewear including prescription glasses, sunglasses, and eye exams both online and at its physical locations.
If you fancy eyewear, LensCrafters should be on your list of FSA stores that cater to eye-related products and services.
It has an amazing inventory of wear from popular brands and you can browse through its selection including contact lenses, sunglasses, normal eyeglasses, frames, and accessories.
Through its offline outlets, you can also utilize your FSA dollar card to shop products and book sessions with eye care specialists for an exam.
This is the best destination for everything that has to do with the eye and if you have enough FSA dollars, consider checking through its amazing inventory for an eyewear.
It also has a good collection of frames and you can add as many products as you need shopping the flexible spending account-eligible items on LensCrafters.
You can use your FSA dollar card on its website as well as when you visit its physical stores. It accepts almost all cards from different providers hence, you should be able to use yours seamlessly to buy its products.
ApriaDirect
Usage
Card Accepted
Category
Mobility and Therapy Items
Tip: ApriaDirect accepts FSA dollar cards for home healthcare equipment and services like mobility aids such as wheelchairs, walkers, canes, CPAP machines, and other home therapy items.
Apria has an amazing FSA store dedicated to providing a comprehensive array of essential products required for moving around with ease, monitoring diabetes, and many others.
Its FSA store contains eligible products grouped into categories that include respiratory, mobility, maternity, ostomy, urology, orthopedic, and wound care.
If you want to utilize your pre-tax cards on items like crutches, walkers, and rollators then, you can browse through its mobility section for a selection of products that you can buy with your FSA dollars.
The maternity category contains mom-themed products like breast pumps and accessories, baby nutrition products as well as feeding bottles.
It also has a good selection of respiratory-assist products like oxygen concentrators, nebulizers, pulse oximeters, and COPD solutions.
When shopping on Apria Direct, you can also get CPAP products like sleep apnea machines, facial masks, and other supplies.
EyeBuyDirect
Usage
Card Accepted
Category
Eyewear & Exams
Tip: EyeBuyDirect accepts FSA dollar debit cards for buying eyewear including prescription glasses and sunglasses.
If you need online FSA stores where you can buy eyeglasses then you should check out EyeBuyDirect’s inventory of eyewear products.
It has a good number of items in selections that include blue light, progressive lenses, sunglasses to many others categorized for women and men traceable eye products.
EyeBuyDirect accepts FSA cards and vision insurance from popular providers like Advantica, Eyemed, SuperiorVision, Humana, NVA, Spectera, VBA, VSP, BlueCross BlueShield, and DavisVision. If your provider is not directly supported, you can utilize its reimbursement form.
With products from well-known brands like Oakley, Arnette, Vogue, RFLKT, and Ray-Ban among others, this is one of the FSA stores to have on your list for amazing eyewear products shopping.
This brand is in the same family as FramesDirect and Readers hence, you can also enjoy similar offerings from its sister companies that coincidentally are in a similar business of eyewear.
It has an interesting charity program that allows you to gift prescription glasses to someone in need every time you buy a product. This is called ‘Buy 1 Give 1’. A good way to enjoy your stacked pre-tax dollars while helping some other people in need.
Target FSA Shop
Usage
Card Accepted
Category
Health Shopping
Tip: Target accepts FSA dollar cards and has a store dedicated to purchasing over-the-counter items and a few skincare products.
Probably one of the few names everyone wants to see on the list of FSA stores where you can spend on eligible health products.
The Target FSA store targets over-the-counter products that include items grouped into skincare, eye care, first aid, medicines and treatments, incontinence, sexual health, baby care, home health, vitamins, supplements, oral, foot, and feminine care products.
Your flexible spending account dollar debit card is not just eligible to be used on its online portal but also, you can walk into any of its physical outlets to spend on medicals and related items.
When you are shopping for FSA-eligible products on Target’s website, you can directly make payment with your pre-tax debit card and it is also usable offline.
To get started, simply visit its FSA store and select the category of your choice to browse through the list of eligible products you can buy with your health benefits account card.
Oura
Usage
Card Accepted
Category
Sleep and Fitness
Tip: You can use your FSA card to shop on Oura for its smart ring focused on sleep improvement and physical activity tracking.
If you are learning about Oura for the first time, it makes a small, lightweight, and stylish wearable ring device that you can wear on your finger for sleep and physical activity tracking.
Its unobtrusive design makes it more comfortable and less noticeable compared to traditional wrist-based fitness trackers and with its different designs, you can choose the style that matches your preferences.
Oura ring is made of durable materials, including titanium and diamond-like carbon coating, making it both aesthetically pleasing and resistant to wear and tear.
The main purpose of the device is to provide you with comprehensive health and wellness insights through its continuous monitoring of various physiological parameters, including sleep, activities, body temperature, heart, and respiratory rates.
The data collected by the ring is synchronized with the Oura mobile app, where you can access detailed reports and insights about your health and wellness trends.
Oura has two types of rings to choose from including the heritage design and its horizon sleek design.
Both do the same thing in terms of capability and the difference is in style which is there to allow you to decide what designs you prefer.
It is has a unique offering and one of the sleep improvement brands on this list of FSA stores where you can use your pre-tax cards.
Aeroflow Breastpumps
Usage
Card Accepted
Category
Breast Feeding and Baby Care
Tip: Aeroflow Breastpumps accepts FSA cards for breastfeeding products shopping and baby care services.
Aeroflow is one of the special care FSA stores where you can utilize your pre-tax cards to shop products that include breast pumps, and lactation accessories.
This brand also has extensions that deal in incontinence called the Aeroflow Urology and through its Aeroflow Sleep branch, you can get CPAP machines, masks, tubing, and filters.
Aeroflow Breastpumps handles everything that has to do with maternity including allowing you to buy the Lansinoh Wearable pump with FSA dollars and related products like milk storage bags and breast shell sets.
You can also buy postpartum products through this FSA store as it houses items like compression socks, recovery support garments, pads, lidocaine spray, and c-section bandages among others.
You can also enjoy more motherhood services with your FSA card when you are on Aeroflow’s portal.
It offers breastfeeding tutorials as well as baby care prep classes online which are charged to your tax-advantage cards.
Walgreens
Usage
Card Accepted
Category
Pharmacy
Tip: You can buy OTC items including contact lenses and personal care products with your FSA card when you shop at the Walgreens FSA Store.
Walgreens has one of the best FSA stores online with numerous items spread across different categories for easy shopping.
The platform has a special deal section for all FSA-eligible purchases to enable you to enjoy sales discounts when you pay with your debit card.
Within its mobility aids category, you can spend on products such as wheelchairs, canes, walkers, scooters, splints, crutches, braces, canes, and slings among others.
It has one of the best-grouped FSA stores online with an easy-to-access structure that includes first aid, allergy and sinus, pain relief, feminine care, home medical and testing kits, stop-smoking items, children’s healthcare, and others.
You can also use your FSA dollars to shop for different kinds of contact lenses on Walgreens alongside other FSA-eligible products.
Being one of the largest pharmacies, almost all the items in its inventory are eligible for insurance-based purchases.
RiteAid
Usage
Card Accepted
Category
Pharmacy
Tip: You can use your FSA card at RiteAid to shop its online pharmacy where you can get OTC items, personal care products, and other medics.
RiteAid is another online pharmacy on this list of places where you can use your FSA dollars to shop for health-related products.
The company is a well-known American drugstore chain that operates retail pharmacies and health and wellness stores across the United States hence, doubles as one of the FSA stores that have offline locations where you can buy items seamlessly with your tax-advantage cards.
Its FSA store is also well-arranged for easy navigation including categories like pain and fever, home health care, skin care, eye care, incontinence aid, digestive health and nausea, and feminine care.
There is also a section that houses its surprisingly eligible FSA products and there, you can find items like thermometers, massagers, humidifiers, foot circulators, and inhalers among others.
RiteAid has a lot of other categories that have products that are FSA-ineligible hence, you should separate your shopping into two if there are many items you want to buy.
Pay for your FSA-eligible products separately then, you can go for the other products that you will not be allowed to order with your pre-tax card.
FSA Market
Usage
Card Accepted
Category
Health Shopping
Tip: FSA Market is an online FSA store managed by ExpressMed to serve as a single spot for your flexible spending account card purchases.
This is another specially dedicated online store for FSA-eligible product shopping.
Similar to the FSA Store, it houses only qualified items in a single place grouped in categories that include first aid, home health care, medicines and treatments, personal care, vitamins, and travel necessities among others.
If you also need eyewear and related products, you can check the FSA Market reading glasses and lens category which has items from wipes, and prescription glasses, to different repair tools.
If you love to earn rewards that can be redeemed for discounts when you shop with your FSA dollar cards then, this is another online store you should add to your list.
This company rewards you with flex points for different events. You earn 50 points each when you celebrate your birthday, sign up for an account, write a product review, and sign up for its newsletters.
There are also 25 flex points each up for grabs when you follow its handles on social media but for every other purchase, you earn a flex point for any dollar spent from your FSA card.
Hyperice
Usage
Card Accepted
Category
Fitness and Massage
Tip: Hyperice accepts FSA cards for sports recovery technology and wellness product purchases.
Hyperice is one of the FSA stores that have product lines dedicated to body massages and fitness recovery.
It offers a diverse range of products designed to aid in recovery, enhance mobility, and support overall wellness. These products include vibrating foam rollers, percussion massage devices, compression wraps, and thermal devices.
One of the company’s flagship products is the “Hypervolt,” a handheld percussion massage device that utilizes powerful vibrations to target sore muscles and aid in post-workout recovery.
Hyperice also produces the “Vyper,” a vibrating foam roller, which combines traditional foam rolling with vibration therapy to help release muscle tension and improve flexibility.
A core aspect of Hyperice’s products is their use of vibration technology.
Vibration therapy is believed to enhance blood circulation, reduce muscle soreness, and improve overall recovery by stimulating muscle tissue and reducing muscle tightness.
While initially catering to professional athletes and elite sports teams, Hyperice has increasingly focused on making its products accessible to a broader consumer market. This includes offering a range of products suitable for fitness enthusiasts, weekend warriors, and individuals seeking to improve their recovery and overall well-being.
Online Stores that Accept FSA Dollar Cards (Complete List)
Here below is the complete list of 93+ FSA stores where you can shop with your pre-tax cards:
STORE | CATEGORY |
|---|---|
1-800 Contacts | Eyewear |
AC Lens | Eyewear |
Advil | Medics & Test Kits |
Aeroflow Pumps | Breast Pumps |
Aeroflow Sleep | Sleep Ware |
Aeroflow Urology | Incontinence |
Alignerco | Aligners & Dental |
Alma | Telehealth & Medics |
Amazon | Health Shopping |
ApriaDirect | Health Shopping |
Bath Mate | Sexual Health (Male) |
Bauerfeind | Orthopedic & Spa |
BodyCentre Day Spa | Orthopedic & Spa |
Bonafide | Menopause Medics |
Brightside | Telehealth & Medics |
Byte Aligners | Dental |
Candid | Dental |
CheapAsContacts | Eyewear |
Costa Sunglasses | Eyewear |
CPAP | Sleep Ware |
Diff Eyewear | Eyewear |
Direct Aid Healthcare | Mobility Aid |
Ekohealth | Stethoscope |
Eye Direct | Eyewear |
EyeBuyDirect | Eyewear |
Eyeconic | Eyewear |
Eyemart Express | Eyewear |
Firmoo | Eyewear |
FramesDirect | Eyewear |
Fred Meyer | Medics & Test Kits |
Fresh Orthodontics | Dental |
FSA Market | Health Shopping |
FSA Store | Health Shopping |
Fullscript | Health Software |
Glasses Shop | Eyewear |
GlassesUSA | Eyewear |
Gunnar Optiks | Eyewear |
H.E.B | Medics & Test Kits |
Health Products For You | Personal Care |
HealthmateForever | Medics & Test Kits |
Hendricks for Health | Weight Loss |
Hero Cosmetics | Personal Care |
Home Health Care Shoppe | Medics & Test Kits |
Hone Health | Telehealth & Medics |
HSA Market | Health Shopping |
Hyperice | Orthopedic & Spa |
Iconic Eyes | Eyecare |
iRemedySupply | Medics & Test Kits |
JINS | Eyewear |
KHealth | Telehealth & Medics |
LED Technologies | Light Therapy |
LetsGetChecked | Medics & Test Kits |
Lexie | Hearing Aids |
LL Medico | Health Shopping |
Madison Dental Loft | Aligners & Dental |
Marianos | Medics & Test Kits |
Massage Ingenuity | Orthopedic & Spa |
Medical Supply Depot | Medics & Test Kits |
Nanit | Babycare |
Nutrasal | Medics & Test Kits |
Oura | Sleep Ware |
OvernightGlass | Eyewear |
Pandia Health | Telehealth & Medics |
Peepers | Eyewear |
Physician 360 | Telehealth & Medics |
Preparation H | Medics & Test Kits |
QFC | Medics & Test Kits |
Quest | Medical Tests |
Ralphs | Medics & Test Kits |
Readers | Eyewear |
Rupa Health | Health Software |
Safety Glasses USA | Eyewear |
Schnucks | Medics & Test Kits |
Scootaround | Mobility Aid |
Sequence | Weight Loss |
Sequencing | Medics & Test Kits |
Smile Direct Club | Dental |
SmileDirectClub | Dental |
SourceOrtho | Orthopedic & Spa |
Supergoop | Personal Care |
Target | Health Shopping |
The Still Point | Orthopedic & Spa |
TheraNest | Health Software |
Touch to Heal Spa | Orthopedic & Spa |
Upstep | Footwear (Orthotics) |
Vooglam | Eyewear |
Vue | Eyewear |
Walgreens | Pharmacy |
Warby Parker | Eyewear |
WebEyeCare | Eyewear |
Wisp | Telehealth & Medics |
Zenni | Eyewear |
Zoomer Lenses | Eyewear |
Motif Medical | Breast Pumps |
CPAPSuppies.com | CPAP |
With this list of FSA stores online, you should be able to shop effortlessly with your pre-tax card when you are on the checkout page of most of the providers.
However, if any of these FSA stores do not accept your insurance-provided pre-tax cards, you can still shop and then print out the receipts that you can use to request reimbursement from your administrator.
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