Pay over time at Appliance Oasis

Appliance Oasis sells kitchen and home appliances with delivery from San Luis Obispo, California. We confirmed Acima and Snap Finance here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 The store’s website says it offers Acima

Store offer, minimum and plan lengths are from Appliance Oasis’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

Lease-to-own

Snap Finance

Cost
More than cash price
Credit check
Yes

Checked Nov 10, 2026 The store’s website says it offers Snap Finance

Store offer, minimum and plan lengths are from Appliance Oasis’s website. Cost and credit check are Snap Finance’s general terms.

All Snap Finance stores and terms

How to pay over time at Appliance Oasis

  1. Add what you want to your cart on applianceoasis.com.
  2. At checkout or on the store’s financing page, choose Acima or Snap Finance.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Appliance Oasis financing

Does Appliance Oasis offer financing?

Yes. We confirmed Acima and Snap Finance at Appliance Oasis on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Appliance Oasis affect my credit score?

Acima uses a soft pull of your consumer report, so you don't need perfect credit. You do need a checking account and at least $750 a month in income.

Can I use Acima in an Appliance Oasis store?

We checked online shopping at Appliance Oasis only. If the store has physical locations, ask there whether financing is available.

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