Gaming PC & Computer: Pay Later and Financing at 49 Stores

Custom gaming PCs and workstations are expensive, and many builders let you pay monthly. These are the PC builders and computer stores where we confirmed financing.

  • 49 stores confirmed
  • 3 with a 0% APR offer
  • Checked Nov 13, 2026

Stores where you can pay over time

Each store was checked on its own website. Pick a store for its terms, a payment example and when we checked.

All stores 58 stores

  • Abunda

    Both

    Department stores & marketplaces

    Sells millions of products, including items from Amazon, with pay-later plans at checkout.

    Cash App Afterpay · PayPal Pay Later · Acima

    Checked Nov 10, 2026

    Visit Abunda

  • Amazon

    Pay later

    Department stores & marketplaces

    The largest US online marketplace, selling nearly everything from electronics and home goods to groceries, with fast Prime shipping.

    Affirm · Synchrony Pay Later · Amazon Monthly Payments +1HSA/FSA

    Checked Nov 14, 2026

    Visit Amazon

  • Apex Gaming PCs

    Pay later

    Gaming PCs & computers

    US builder of prebuilt and custom gaming PCs at competitive prices.

    Affirm · Shop Pay Installments

    Checked Nov 10, 2026

    Visit Apex Gaming PCs

  • ASUS

    Pay later

    Gaming PCs & computers

    ASUS's US eShop for laptops, ROG gaming PCs, monitors, routers and components.

    Affirm

    Checked Nov 10, 2026

    Visit ASUS

  • ASUS Store

    Pay later

    Gaming PCs & computers

    ASUS's official US store for laptops, ROG gaming gear, monitors and components.

    Affirm

    Checked Nov 10, 2026

    Visit ASUS Store

  • AVADirect

    Pay later

    Gaming PCs & computers

    Builds custom gaming PCs, workstations, servers and laptops to order in Ohio.

    Bread Pay · Sezzle

    Checked Nov 11, 2026

    Visit AVADirect

  • Build Redux

    Pay later

    Gaming PCs & computers

    Sells prebuilt gaming PCs tuned to your budget and games, plus PC components.

    Bread Pay · Shop Pay Installments

    Checked Nov 10, 2026

    Visit Build Redux

  • CLX Gaming

    Both

    Gaming PCs & computers

    Builds custom and prebuilt gaming PCs.

    Affirm · Katapult

    Checked Nov 10, 2026

    Visit CLX Gaming

  • Costco

    Pay later

    Department stores & marketplaces

    Membership warehouse club selling groceries, electronics, appliances, furniture and more in bulk at low prices.

    Affirm

    Checked Nov 10, 2026

    Visit Costco

  • CyberPowerPC

    Pay later

    Gaming PCs & computers

    Custom gaming PC builder selling prebuilt and configurable desktops and laptops.

    Affirm

    Checked Nov 10, 2026

    Visit CyberPowerPC

  • Dell

    Both

    Gaming PCs & computers

    Sells Dell laptops, desktops, monitors, gaming PCs and computer accessories.

    PayPal Pay Later · Progressive Leasing

    Checked Nov 10, 2026

    Visit Dell

  • Digital Storm

    Pay later

    Gaming PCs & computers

    Builds custom gaming PCs, AI workstations and GPU servers by hand in California.

    Bread Pay

    Checked Nov 9, 2026

    Visit Digital Storm

  • Discount Computer Depot

    Lease to own

    Gaming PCs & computers

    Sells refurbished Apple computers, MacBooks, iPads and iPhones online.

    PayTomorrow

    Checked Nov 11, 2026

    Visit Discount Computer Depot

  • DXRacer

    Pay later

    Gaming PCs & computers

    Makes gaming and ergonomic office chairs and gaming desks.

    Affirm · PayPal Pay Later

    Checked Nov 10, 2026

    Visit DXRacer

  • eBay

    Pay later

    Department stores & marketplaces

    Online marketplace for new, used and collectible items, from sneakers and watches to electronics and car parts.

    Klarna

    Checked Nov 10, 2026

    Visit eBay

  • Eluktronics

    Pay later

    Gaming PCs & computers

    Sells high-performance gaming and creator laptops and desktops, based in Pennsylvania.

    Bread Pay

    Checked Nov 9, 2026

    Visit Eluktronics

  • Fox PC

    Both

    Gaming PCs & computers

    Builds custom gaming and video-editing desktop PCs.

    Affirm · Snap Finance · Kafene

    Checked Nov 11, 2026

    Visit Fox PC

  • GTRACING

    Pay later

    Gaming PCs & computers

    Makes gaming chairs and ergonomic office seating.

    Shop Pay Installments · PayPal Pay Later

    Checked Nov 11, 2026

    Visit GTRACING

  • HIDevolution

    Lease to own

    Gaming PCs & computers

    Sells upgraded gaming and workstation laptops and desktops from ASUS, MSI, Razer and other brands.

    PayTomorrow

    Checked Nov 11, 2026

    Visit HIDevolution

  • Huion

    Pay later

    Gaming PCs & computers

    Makes pen displays, drawing tablets and digital art accessories.

    PayPal Pay Later

    Checked Nov 10, 2026

    Visit Huion

  • HyperCyber

    Pay later

    Gaming PCs & computers

    Builds custom and prebuilt gaming PCs and workstations.

    Affirm · Shop Pay Installments · PayPal Pay Later

    Checked Nov 11, 2026

    Visit HyperCyber

  • HyperX

    Pay later

    Gaming PCs & computers

    Gaming headsets, keyboards, mice and microphones.

    Shop Pay Installments

    Checked Nov 10, 2026

    Visit HyperX

  • Keychron

    Pay later

    Gaming PCs & computers

    Wireless and custom mechanical keyboards and mice.

    Shop Pay Installments

    Checked Nov 10, 2026

    Visit Keychron

  • Lamzu

    Pay later

    Gaming PCs & computers

    Sells lightweight wireless gaming mice and mouse accessories.

    Klarna · Cash App Afterpay

    Checked Nov 10, 2026

    Visit Lamzu

  • Lenovo

    Both

    Gaming PCs & computers

    Sells Lenovo laptops, desktops, tablets, monitors and accessories.

    PayPal Pay Later · Katapult

    Checked Nov 10, 2026

    Visit Lenovo

  • Logitech

    Pay later

    Gaming PCs & computers

    Sells Logitech mice, keyboards, webcams, headsets and gaming gear.

    Klarna

    Checked Nov 10, 2026

    Visit Logitech

  • MacCase

    Pay later

    Gaming PCs & computers

    Makes protective cases and sleeves for MacBooks, iPads and iPhones.

    Cash App Afterpay

    Checked Nov 13, 2026

    Visit MacCase

  • MacSolutions Plus

    Lease to own

    Gaming PCs & computers

    Sells and repairs Mac, iPad and PC hardware near Buffalo, New York.

    Acima

    Checked Nov 10, 2026

    Visit MacSolutions Plus

  • Magic Micro

    Pay later

    Gaming PCs & computers

    Builds custom and prebuilt gaming PCs, desktops and workstations in Ohio.

    Bread Pay

    Checked Nov 9, 2026

    Visit Magic Micro

  • Maingear

    Pay later

    Gaming PCs & computers

    Builds high-end custom gaming PCs, workstations and laptops, plus PC accessories.

    Bread Pay · Affirm · Shop Pay Installments

    Checked Nov 10, 2026

    Visit Maingear

  • META PCs

    Both

    Gaming PCs & computers

    Sells prebuilt and custom gaming PCs built locally in Arizona.

    Bread Pay · Affirm · Shop Pay Installments +3

    Checked Nov 11, 2026

    Visit META PCs

  • MichaelElectronics2

    Pay later

    Gaming PCs & computers

    Builds custom gaming and business PCs and laptops in Oregon, and offers computer repair.

    Bread Pay

    Checked Nov 9, 2026

    Visit MichaelElectronics2

  • Micro Center

    Pay later

    Gaming PCs & computers

    US computer superstore chain for PC parts, laptops, and electronics, with in-store pickup.

    Affirm

    Checked Nov 10, 2026

    Visit Micro Center

  • Microsoft Store

    Pay later

    Gaming PCs & computers

    Sells Surface devices, Xbox consoles and games, Microsoft 365 and PC accessories.

    PayPal Pay Later

    Checked Nov 10, 2026

    Visit Microsoft Store

  • Minisforum

    Pay later

    Gaming PCs & computers

    Makes mini PCs, AI PCs, workstations and NAS devices.

    Klarna · Cash App Afterpay · PayPal Pay Later

    Checked Nov 11, 2026

    Visit Minisforum

  • Motion Media

    Pay later

    Gaming PCs & computers

    Resells 3D, VFX and animation software such as Autodesk tools, plus post-production and video hardware.

    Bread Pay

    Checked Nov 9, 2026

    Visit Motion Media

  • Newegg

    Pay later

    Gaming PCs & computers

    Online electronics marketplace best known for PC components, gaming hardware and laptops.

    Affirm

    Checked Nov 10, 2026

    Visit Newegg

  • NZXT

    Pay later

    Gaming PCs & computers

    PC hardware brand selling prebuilt gaming PCs, cases, cooling and peripherals.

    Affirm · Shop Pay Installments

    Checked Nov 10, 2026

    Visit NZXT

  • Office Depot

    Pay later

    Department stores & marketplaces

    Sells office supplies, furniture, technology, printing services and school supplies.

    PayPal Pay Later

    Checked Nov 10, 2026

    Visit Office Depot

  • Omnitype

    Pay later

    Gaming PCs & computers

    Custom mechanical keyboards, keycap sets and desk accessories.

    Shop Pay Installments

    Checked Nov 10, 2026

    Visit Omnitype

  • Perpay

    Pay later

    Department stores & marketplaces

    Marketplace selling electronics, home goods and clothing from brands like Apple and KitchenAid, paid back from your paycheck.

    Perpay

    Checked Nov 13, 2026

    Visit Perpay

  • PowerGPU

    Pay later

    Gaming PCs & computers

    Hand-builds custom and prebuilt gaming PCs in North Carolina.

    Klarna · Affirm · Shop Pay Installments

    Checked Nov 10, 2026

    Visit PowerGPU

  • Puget Systems

    Pay later

    Gaming PCs & computers

    Builder of custom workstations and PCs for content creation, engineering and AI.

    Affirm

    Checked Nov 10, 2026

    Visit Puget Systems

  • Razer

    Pay later

    Gaming PCs & computers

    Gaming hardware brand selling Blade laptops, mice, keyboards, headsets and accessories direct from its online store.

    Affirm

    Checked Nov 10, 2026

    Visit Razer

  • REFURB.io

    Pay later

    Gaming PCs & computers

    Sells refurbished desktops, laptops and monitors.

    Sezzle

    Checked Nov 11, 2026

    Visit REFURB.io

  • Sam's Club

    Pay later

    Department stores & marketplaces

    Walmart's membership warehouse club, selling groceries, electronics, furniture, tires and household goods in bulk.

    Affirm · Synchrony credit card

    Checked Nov 14, 2026

    Visit Sam's Club

  • Scuf Gaming

    Pay later

    Gaming PCs & computers

    Sells custom performance controllers for PlayStation, Xbox and PC.

    Klarna

    Checked Nov 10, 2026

    Visit Scuf Gaming

  • Seagate

    Pay later

    Gaming PCs & computers

    Makes hard drives, SSDs and external storage for consumers and businesses.

    PayPal Pay Later

    Checked Nov 10, 2026

    Visit Seagate

  • Skytech Gaming

    Both

    Gaming PCs & computers

    US builder of prebuilt gaming PCs, from budget desktops to high-end RTX rigs, sold direct online.

    Affirm · Acima

    Checked Nov 10, 2026

    Visit Skytech Gaming

  • SoftwareKeep

    Pay later

    Gaming PCs & computers

    Online reseller of software licenses such as Microsoft Office and Windows.

    Klarna · Shop Pay Installments

    Checked Nov 10, 2026

    Visit SoftwareKeep

  • SteelSeries

    Pay later

    Gaming PCs & computers

    Sells gaming headsets, keyboards, mice and accessories.

    Klarna

    Checked Nov 10, 2026

    Visit SteelSeries

  • System76

    Pay later

    Gaming PCs & computers

    Builds and sells Linux laptops, desktops and workstations with Pop!_OS.

    Klarna

    Checked Nov 10, 2026

    Visit System76

  • Target

    Pay later

    Department stores & marketplaces

    Big-box retailer selling household essentials, groceries, clothing, electronics and home décor online and in stores.

    Klarna · Affirm · PayPal Pay Later

    Checked Nov 10, 2026

    Visit Target

  • Trak Racer

    Pay later

    Gaming PCs & computers

    Sells sim racing cockpits, rigs, wheelbases and flight simulator setups.

    Klarna · Shop Pay Installments · PayPal Pay Later +1

    Checked Nov 11, 2026

    Visit Trak Racer

  • Velocity Micro

    Pay later

    Gaming PCs & computers

    Builds custom gaming PCs and workstations in Virginia for gaming, CAD, VFX and other work.

    Bread Pay

    Checked Nov 9, 2026

    Visit Velocity Micro

  • Walmart

    Pay later

    Department stores & marketplaces

    America's largest retailer, selling groceries, electronics, home goods, toys and clothing online and in thousands of stores.

    Klarna

    Checked Nov 10, 2026

    Visit Walmart

  • Xidax

    Both

    Gaming PCs & computers

    Custom gaming PC builder selling high-performance desktops with lifetime warranty.

    Affirm · Shop Pay Installments · Progressive Leasing

    Checked Nov 10, 2026

    Visit Xidax

  • XOTIC PC

    Both

    Gaming PCs & computers

    Custom-built gaming PCs, laptops and workstations.

    Affirm · Shop Pay Installments · PayPal Pay Later +4

    Checked Nov 11, 2026

    Visit XOTIC PC
Showing 24 of 58

Store offers and minimums are from each store’s website, checked Nov 13, 2026. Offers change and depend on your credit, so confirm at checkout. Know a store we missed? Tell us.

Questions about gaming pc & computer financing

Which gaming pc & computer stores offer financing?

We have confirmed 49 stores: Apex Gaming PCs, ASUS, ASUS Store, AVADirect, Build Redux, CLX Gaming, CyberPowerPC, Dell, Digital Storm, Discount Computer Depot, DXRacer, Eluktronics, Fox PC, GTRACING, HIDevolution, Huion, HyperCyber, HyperX, Keychron, Lamzu, Lenovo, Logitech, MacCase, MacSolutions Plus, Magic Micro, Maingear, META PCs, MichaelElectronics2, Micro Center, Microsoft Store, Minisforum, Motion Media, Newegg, NZXT, Omnitype, PowerGPU, Puget Systems, Razer, REFURB.io, Scuf Gaming, Seagate, Skytech Gaming, SoftwareKeep, SteelSeries, System76, Trak Racer, Velocity Micro, Xidax, XOTIC PC. Each one was checked on the store's own website.

Which gaming pc & computer stores offer 0% APR?

These stores mention a 0% APR offer on their websites: Build Redux, Maingear, META PCs. Whether you get 0% depends on your credit and the plan.

What is the lowest minimum purchase?

Among stores that list a minimum, the lowest are Build Redux ($50), Digital Storm ($50), Eluktronics ($50). Many stores accept financing from about $50.

Does checking my rate affect my credit score?

Checking your rate or choosing a short pay-in-4 plan usually means a soft check, which does not affect your score. Longer monthly financing can need a full credit check, and loans may be reported to credit bureaus. Each store page shows the terms for the options it offers.

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Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money