Food & Grocery: Pay Later and Financing at 8 Stores

Grocery and food delivery you can pay for over time.

  • 8 stores confirmed
  • Checked Nov 11, 2026

Stores where you can pay over time

Each store was checked on its own website. Pick a store for its terms, a payment example and when we checked.

All stores 12 stores

  • Abunda

    Both

    Department stores & marketplaces

    Sells millions of products, including items from Amazon, with pay-later plans at checkout.

    Cash App Afterpay · PayPal Pay Later · Acima

    Checked Nov 10, 2026

    Visit Abunda

  • Amazon

    Pay later

    Department stores & marketplaces

    The largest US online marketplace, selling nearly everything from electronics and home goods to groceries, with fast Prime shipping.

    Affirm · Synchrony Pay Later · Amazon Monthly Payments +1HSA/FSA

    Checked Nov 14, 2026

    Visit Amazon

  • Candy Warehouse

    Pay later

    Food & grocery delivery

    Sells bulk candy, chocolate and party candy.

    Klarna · Shop Pay Installments · Cash App Afterpay

    Checked Nov 10, 2026

    Visit Candy Warehouse

  • Costco

    Pay later

    Department stores & marketplaces

    Membership warehouse club selling groceries, electronics, appliances, furniture and more in bulk at low prices.

    Affirm

    Checked Nov 10, 2026

    Visit Costco

  • Edible Arrangements

    Pay later

    Food & grocery delivery

    Sells fresh fruit arrangements, chocolate-dipped fruit and gift baskets for delivery.

    Shop Pay Installments · PayPal Pay Later

    Checked Nov 11, 2026

    Visit Edible Arrangements

  • Fishwife

    Pay later

    Food & grocery delivery

    Sells premium tinned fish, seafood conservas and caviar.

    Shop Pay Installments · Cash App Afterpay

    Checked Nov 11, 2026

    Visit Fishwife

  • FoodServiceDirect

    Pay later

    Food & grocery delivery

    Sells bulk food, beverages and restaurant supplies for homes and businesses.

    Cash App Afterpay

    Checked Nov 10, 2026

    Visit FoodServiceDirect

  • Instacart

    Pay later

    Food & grocery delivery

    Grocery delivery and pickup service shopping from local supermarkets and retailers.

    Klarna

    Checked Nov 10, 2026

    Visit Instacart

  • Netrition

    Pay later

    Food & grocery delivery

    Sells low-carb, keto and high-protein foods, snacks and sweeteners.

    Shop Pay Installments · Cash App Afterpay

    Checked Nov 11, 2026

    Visit Netrition

  • Sakara

    Pay later

    Food & grocery delivery

    Delivers plant-based meal programs and sells wellness supplements and snacks.

    Cash App Afterpay

    Checked Nov 10, 2026

    Visit Sakara

  • Sam's Club

    Pay later

    Department stores & marketplaces

    Walmart's membership warehouse club, selling groceries, electronics, furniture, tires and household goods in bulk.

    Affirm · Synchrony credit card

    Checked Nov 14, 2026

    Visit Sam's Club

  • Splash Wines

    Pay later

    Food & grocery delivery

    Sells discounted wine bottles and mixed wine packs.

    Shop Pay Installments · Sezzle

    Checked Nov 11, 2026

    Visit Splash Wines

Store offers and minimums are from each store’s website, checked Nov 11, 2026. Offers change and depend on your credit, so confirm at checkout. Know a store we missed? Tell us.

Questions about food & grocery financing

Which food & grocery stores offer financing?

We have confirmed 8 stores: Candy Warehouse, Edible Arrangements, Fishwife, FoodServiceDirect, Instacart, Netrition, Sakara, Splash Wines. Each one was checked on the store's own website.

What is the lowest minimum purchase?

Among stores that list a minimum, the lowest are Instacart ($10). Many stores accept financing from about $50.

Does checking my rate affect my credit score?

Checking your rate or choosing a short pay-in-4 plan usually means a soft check, which does not affect your score. Longer monthly financing can need a full credit check, and loans may be reported to credit bureaus. Each store page shows the terms for the options it offers.

More categories

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money