Pay over time at 42nd Street Photo

42nd Street Photo sells cameras, lenses, audio and video electronics from its New York City store and website. We confirmed Acima and Katapult here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 11, 2026 The store’s website says it offers Acima

Store offer, minimum and plan lengths are from 42nd Street Photo’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

Lease-to-own

Katapult

Cost
More than cash price
Credit check
No hard inquiry

Checked Nov 10, 2026 The store’s website says it offers Katapult

Store offer, minimum and plan lengths are from 42nd Street Photo’s website. Cost and credit check are Katapult’s general terms.

All Katapult stores and terms

How to pay over time at 42nd Street Photo

  1. Add what you want to your cart on 42photo.com.
  2. At checkout or on the store’s financing page, choose Acima or Katapult.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about 42nd Street Photo financing

Does 42nd Street Photo offer financing?

Yes. We confirmed Acima and Katapult at 42nd Street Photo on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at 42nd Street Photo affect my credit score?

Acima uses a soft pull of your consumer report, so you don't need perfect credit. You do need a checking account and at least $750 a month in income.

Can I use Acima in a 42nd Street Photo store?

We checked online shopping at 42nd Street Photo only. If the store has physical locations, ask there whether financing is available.

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