Pay over time at Lots To Save

Lots To Save sells discounted cameras, electronics and household goods online. We confirmed Acima and Katapult here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 The store’s website says it offers Acima

Store offer, minimum and plan lengths are from Lots To Save’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

Lease-to-own

Katapult

Cost
More than cash price
Credit check
No hard inquiry

Checked Nov 10, 2026 The store’s website says it offers Katapult

Store offer, minimum and plan lengths are from Lots To Save’s website. Cost and credit check are Katapult’s general terms.

All Katapult stores and terms

How to pay over time at Lots To Save

  1. Add what you want to your cart on lotstosave.com.
  2. At checkout or on the store’s financing page, choose Acima or Katapult.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Lots To Save financing

Does Lots To Save offer financing?

Yes. We confirmed Acima and Katapult at Lots To Save on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Lots To Save affect my credit score?

Acima uses a soft pull of your consumer report, so you don't need perfect credit. You do need a checking account and at least $750 a month in income.

Can I use Acima in a Lots To Save store?

We checked online shopping at Lots To Save only. If the store has physical locations, ask there whether financing is available.

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