Bike & Outdoor Gear: Pay Later and Financing at 147 Stores

Bikes, tents, boats, kiteboarding and hunting gear often cost more than one paycheck. These stores let you pay over time, and several run 0% APR offers on bikes.

147 stores confirmed
8 with a 0% APR offer
Checked Nov 14, 2026

Stores where you can pay over time

Each store was checked on its own website. Pick a store for its terms, a payment example and when we checked.

Filters

How you want to pay

All stores 156 stores

Sort

Abunda
Both
Department stores & marketplaces
Sells millions of products, including items from Amazon, with pay-later plans at checkout.
Cash App Afterpay · PayPal Pay Later · Acima
Checked Nov 10, 2026
Visit Abunda
Airpark Bike Co
Pay later
Bikes, water & outdoors
Sells mountain bikes, e-bikes, parts and accessories with nationwide shipping.
PayPal Pay Later
Checked Nov 10, 2026
Visit Airpark Bike Co
Albe's BMX
Pay later
Bikes, water & outdoors
Sells BMX bikes, parts, clothing and shoes.
Affirm · Shop Pay Installments · Sezzle
Checked Nov 11, 2026
Visit Albe's BMX
All Around E-Bikes
Both
Bikes, water & outdoors
Sells electric bikes, beach cruisers and electric tricycles.
Klarna · Shop Pay Installments · Katapult
Checked Nov 10, 2026
Visit All Around E-Bikes
Amazon
Pay later
Department stores & marketplaces
The largest US online marketplace, selling nearly everything from electronics and home goods to groceries, with fast Prime shipping.
Affirm · Synchrony Pay Later · Amazon Monthly Payments +1HSA/FSA
Checked Nov 14, 2026
Visit Amazon
Apollo Scooters
Both
Bikes, water & outdoors
Electric scooter brand selling performance and commuter e-scooters plus parts and accessories.
Affirm · Shop Pay Installments · Katapult
Checked Nov 10, 2026
Visit Apollo Scooters
Ari Bikes
Both
Bikes, water & outdoors
Sells its own mountain, road, gravel and electric bikes direct to riders, plus parts and riding gear.
Bread Pay · Klarna · Affirm +1
Checked Nov 10, 2026
Visit Ari Bikes
Ariel Rider
Pay later
Bikes, water & outdoors
E-bike brand selling moped-style, dual-motor and folding electric bikes.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Ariel Rider
Art's Cyclery
Pay later
Bikes, water & outdoors
Bike shop selling road, mountain and e-bikes plus parts and gear.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Art's Cyclery
Aventon
Pay later
Bikes, water & outdoors
Electric bike brand selling commuter, cargo, step-through and fat-tire e-bikes direct to consumers.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Aventon
Backfire Boards
Pay later
Bikes, water & outdoors
Electric skateboards and parts, from commuter boards to all-terrain models.
Shop Pay Installments
Checked Nov 10, 2026
Visit Backfire Boards
Bicycle Warehouse
Both
Bikes, water & outdoors
Sells bikes, e-bikes, mountain bikes and bike parts online and in Southern California stores.
Affirm · Shop Pay Installments · Snap Finance
Checked Nov 11, 2026
Visit Bicycle Warehouse
Big Agnes
Pay later
Bikes, water & outdoors
Colorado outdoor brand selling tents, sleeping bags, sleeping pads and camp gear.
Klarna · Shop Pay Installments · Sezzle
Checked Nov 11, 2026
Visit Big Agnes
Big Cat Electric Bikes
Lease to own
Bikes, water & outdoors
Makes and sells electric bikes and trikes, plus parts and accessories, from shops in Florida and New York.
American First Finance
Checked Nov 11, 2026
Visit Big Cat Electric Bikes
Big Lots
Lease to own
Department stores & marketplaces
Sells discounted furniture, home goods and seasonal items in stores.
Progressive Leasing
Checked Nov 10, 2026
Visit Big Lots
Bikes Online
Pay later
Bikes, water & outdoors
Sells mountain, road, gravel, kids and electric bikes direct from its own brands, plus parts and accessories.
Bread Pay · PayPal Pay Later
Checked Nov 10, 2026
Visit Bikes Online
Black Diamond
Pay later
Bikes, water & outdoors
Climbing, skiing and hiking gear: harnesses, headlamps, trekking poles and apparel.
Shop Pay Installments
Checked Nov 10, 2026
Visit Black Diamond
Blade City
Pay later
Bikes, water & outdoors
Sells pocket knives, karambits, OTF knives and swords.
Sezzle
Checked Nov 11, 2026
Visit Blade City
Blix
Pay later
Bikes, water & outdoors
Everyday electric bikes, cargo e-bikes and folding e-bikes.
Shop Pay Installments
Checked Nov 10, 2026
Visit Blix
Bluetti
Pay later
Bikes, water & outdoors
Portable power station brand selling solar generators, home backup batteries and solar panels.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Bluetti
BOTE
Pay later
Bikes, water & outdoors
Paddle board brand selling inflatable and rigid SUPs, kayaks and water gear.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit BOTE
BougeRV
Pay later
Bikes, water & outdoors
Sells portable 12V fridges, solar panels, RV air conditioners and off-grid camping gear.
Klarna · Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit BougeRV
Breeo
Pay later
Bikes, water & outdoors
Makes US-built smokeless fire pits and live-fire cooking accessories.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Breeo
Brompton
Pay later
Bikes, water & outdoors
Makes Brompton folding city bikes, electric bikes and accessories.
Klarna · PayPal Pay Later
Checked Nov 10, 2026
Visit Brompton
Cambria Bike
Pay later
Bikes, water & outdoors
Sells mountain, road and gravel bikes, components, apparel and accessories from California bike stores.
Bread Pay · Affirm
Checked Nov 10, 2026
Visit Cambria Bike
Camp Chef
Pay later
Bikes, water & outdoors
Pellet grills, flat-top griddles, camp stoves and outdoor cooking gear.
Shop Pay Installments
Checked Nov 10, 2026
Visit Camp Chef
Camping World
Pay later
Bikes, water & outdoors
RV dealer and retailer selling camping gear, RV parts and outdoor equipment.
Affirm
Checked Nov 10, 2026
Visit Camping World
Cane Creek
Pay later
Bikes, water & outdoors
US maker of premium bicycle components, including headsets, suspension forks, rear shocks and seatposts, sold direct online.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Cane Creek
Cannondale
Pay later
Bikes, water & outdoors
US bicycle brand offering road, mountain, gravel and electric bikes plus gear.
Affirm
Checked Nov 10, 2026
Visit Cannondale
Canyon
Pay later
Bikes, water & outdoors
German bike brand selling road, gravel, mountain and electric bikes direct in the US.
Klarna · Affirm · Splitit
Checked Nov 11, 2026
Visit Canyon
Catch Surf
Pay later
Bikes, water & outdoors
Soft-top foam surfboards and surf accessories, including Odysea and Beater boards.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Catch Surf
Cervélo
Pay later
Bikes, water & outdoors
High-performance road, gravel and triathlon bicycles.
Shop Pay Installments
Checked Nov 10, 2026
Visit Cervélo
Christy Sports
Pay later
Bikes, water & outdoors
Colorado-based ski and snowboard retailer selling winter gear, apparel, rentals and patio furniture.
Klarna
Checked Nov 10, 2026
Visit Christy Sports
Condition 1
Pay later
Bikes, water & outdoors
Makes waterproof hard cases for gear and equipment.
Shop Pay Installments · Sezzle
Checked Nov 11, 2026
Visit Condition 1
Costco
Pay later
Department stores & marketplaces
Membership warehouse club selling groceries, electronics, appliances, furniture and more in bulk at low prices.
Affirm
Checked Nov 10, 2026
Visit Costco
CountyComm
Pay later
Bikes, water & outdoors
Sells EDC tools, gear and survival products.
Shop Pay Installments · Sezzle
Checked Nov 11, 2026
Visit CountyComm
Cyrusher
Pay later
Bikes, water & outdoors
E-bike brand selling fat-tire, off-road and commuter electric bikes.
Affirm
Checked Nov 10, 2026
Visit Cyrusher
D&D Bicycles & Hockey
Lease to own
Bikes, water & outdoors
Sells bikes and hockey gear from its Michigan shops and website.
Katapult
Checked Nov 10, 2026
Visit D&D Bicycles & Hockey
Dometic
Pay later
Bikes, water & outdoors
Sells coolers, portable fridges, roof racks, awnings and RV and outdoor equipment.
Klarna
Checked Nov 10, 2026
Visit Dometic
Droyd
Both
Bikes, water & outdoors
Sells Droyd e-bikes and electric rideables.
Shop Pay Installments · Katapult
Checked Nov 10, 2026
Visit Droyd
eBay
Pay later
Department stores & marketplaces
Online marketplace for new, used and collectible items, from sneakers and watches to electronics and car parts.
Klarna
Checked Nov 10, 2026
Visit eBay
Ebike Generation
Pay later
Bikes, water & outdoors
Sells high-end electric hunting bikes, e-MTBs and accessories online.
Klarna
Checked Nov 10, 2026
Visit Ebike Generation
eBikeJoy
Both
Bikes, water & outdoors
Sells electric bikes, scooters, mopeds and trikes.
Shop Pay Installments · Cash App Afterpay · Zip +2
Checked Nov 11, 2026
Visit eBikeJoy
EcoFlow
Pay later
Bikes, water & outdoors
Portable power station and home battery brand selling solar generators, panels and backup power.
Klarna · Affirm · Shop Pay Installments +3
Checked Nov 11, 2026
Visit EcoFlow
Ecotric
Pay later
Bikes, water & outdoors
Budget-friendly electric bikes, fat-tire e-bikes and electric mopeds.
Shop Pay Installments
Checked Nov 10, 2026
Visit Ecotric
ElectricByke
Both
Bikes, water & outdoors
Sells electric bikes online.
Klarna · Shop Pay Installments · Katapult
Checked Nov 10, 2026
Visit ElectricByke
ElectricGOBIKE
Both
Bikes, water & outdoors
Makes and sells electric bikes and electric trikes.
Shop Pay Installments · Katapult
Checked Nov 11, 2026
Visit ElectricGOBIKE
Engwe
Pay later
Bikes, water & outdoors
Sells affordable folding, fat-tire and commuter e-bikes through its US store.
Klarna · Cash App Afterpay · PayPal Pay Later
Checked Nov 10, 2026
Visit Engwe
ENVE
Pay later
Bikes, water & outdoors
Carbon bicycle wheels, handlebars and components handmade in Utah.
Shop Pay Installments
Checked Nov 10, 2026
Visit ENVE
Eunorau
Pay later
Bikes, water & outdoors
Fat-tire, cargo and mountain electric bikes.
Shop Pay Installments
Checked Nov 10, 2026
Visit Eunorau
Evil Bikes
Pay later
Bikes, water & outdoors
Full-suspension mountain bikes from Bellingham, Washington.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Evil Bikes
Evo
Pay later
Bikes, water & outdoors
Outdoor retailer selling ski, snowboard, bike, surf and camping gear plus apparel.
Affirm · PayPal Pay LaterHSA/FSA
Checked Nov 10, 2026
Visit Evo
Evolve Skateboards
Pay later
Bikes, water & outdoors
High-performance electric skateboards for street and all-terrain riding.
Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Evolve Skateboards
Fanatik Bike
Pay later
Bikes, water & outdoors
Bike shop selling mountain, road and electric bikes plus parts and components.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Fanatik Bike
Feathered Friends
Pay later
Bikes, water & outdoors
Handmade down sleeping bags and jackets plus climbing and camping gear from Seattle.
Shop Pay Installments
Checked Nov 10, 2026
Visit Feathered Friends
Fiido
Pay later
Bikes, water & outdoors
Sells lightweight folding and city e-bikes and accessories.
Klarna · PayPal Pay Later
Checked Nov 10, 2026
Visit Fiido
Firewire Surfboards
Pay later
Bikes, water & outdoors
Performance surfboards and soft tops built with eco-minded construction.
Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Firewire Surfboards
First Lite
Pay later
Bikes, water & outdoors
Merino and technical hunting apparel with camo patterns.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit First Lite
Fluid Freeride
Pay later
Bikes, water & outdoors
Electric scooter specialist selling commuter and performance e-scooters and parts.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Fluid Freeride
Fly Rides
Pay later
Bikes, water & outdoors
Electric rideables shop selling e-bikes, e-scooters and electric motorcycles.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Fly Rides
Forza Sports
Pay later
Bikes, water & outdoors
Sells outdoor apparel, footwear and hunting gear.
Sezzle
Checked Nov 11, 2026
Visit Forza Sports
GBRS Group
Pay later
Bikes, water & outdoors
Sells tactical lifestyle apparel, hats and gear.
Sezzle
Checked Nov 11, 2026
Visit GBRS Group
Gossamer Gear
Pay later
Bikes, water & outdoors
Ultralight backpacks, shelters and trail gear for long-distance hikers.
Shop Pay Installments
Checked Nov 10, 2026
Visit Gossamer Gear
Gotrax
Pay later
Bikes, water & outdoors
Sells electric scooters, e-bikes, hoverboards and kids' electric rides.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Gotrax
Helinox
Pay later
Bikes, water & outdoors
Lightweight packable camp chairs, cots and tables.
Shop Pay Installments
Checked Nov 10, 2026
Visit Helinox
Heybike
Pay later
Bikes, water & outdoors
Sells folding and fat-tire electric bikes and e-bike accessories.
Klarna
Checked Nov 10, 2026
Visit Heybike
Hiboy
Pay later
Bikes, water & outdoors
Sells electric scooters, e-bikes and kids' e-rides.
Klarna · Affirm · Shop Pay Installments +2
Checked Nov 10, 2026
Visit Hiboy
Himiway
Pay later
Bikes, water & outdoors
Sells long-range, all-terrain and cargo electric bikes and accessories.
Klarna · Affirm
Checked Nov 10, 2026
Visit Himiway
Hodges Marine
Pay later
Bikes, water & outdoors
Sells marine electronics and fishing gear such as fish finders, trolling motors, ice fishing electronics and boat accessories.
Bread Pay
Checked Nov 9, 2026
Visit Hodges Marine
Hoodoo Sports
Both
Bikes, water & outdoors
Makes pedal and paddle fishing kayaks.
Affirm · Shop Pay Installments · Katapult
Checked Nov 10, 2026
Visit Hoodoo Sports
Hovsco
Both
Bikes, water & outdoors
Sells long-range electric cargo and utility bikes.
Klarna · Affirm · Shop Pay Installments +1
Checked Nov 10, 2026
Visit Hovsco
Huckleberry Bicycles
Pay later
Bikes, water & outdoors
Bike shop selling road, mountain and e-bikes and gear, shipped across the US.
Shop Pay Installments · Synchrony Pay LaterHSA/FSA
Checked Nov 14, 2026
Visit Huckleberry Bicycles
Hunting Blinds HQ
Pay later
Bikes, water & outdoors
Sells US-made hunting and deer blinds, box blinds, stands and accessories.
Bread Pay
Checked Nov 9, 2026
Visit Hunting Blinds HQ
Hyperlite Mountain Gear
Pay later
Bikes, water & outdoors
Ultralight Dyneema backpacks, tents and shelters for backpacking.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Hyperlite Mountain Gear
ICECO
Pay later
Bikes, water & outdoors
Sells portable 12V fridge-freezers and accessories for camping, overlanding and RVs.
Klarna
Checked Nov 10, 2026
Visit ICECO
Igloo
Pay later
Bikes, water & outdoors
Iconic coolers, drink jugs and portable refrigeration for camping and tailgating.
Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Igloo
iKamper
Pay later
Bikes, water & outdoors
Maker of hardshell rooftop tents and overland camping gear.
Affirm
Checked Nov 10, 2026
Visit iKamper
Inmotion
Pay later
Bikes, water & outdoors
Sells electric unicycles and electric scooters.
Klarna · Cash App Afterpay · PayPal Pay Later
Checked Nov 10, 2026
Visit Inmotion
INOKIM
Pay later
Bikes, water & outdoors
Premium electric scooters for commuting.
Shop Pay Installments
Checked Nov 10, 2026
Visit INOKIM
iSinwheel
Pay later
Bikes, water & outdoors
Electric scooters and e-bikes for commuting.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit iSinwheel
Jasion
Pay later
Bikes, water & outdoors
Affordable commuter and fat-tire electric bikes.
Shop Pay Installments
Checked Nov 10, 2026
Visit Jasion
Jetson
Pay later
Bikes, water & outdoors
Sells affordable e-bikes, electric scooters, hoverboards and kids' rides.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Jetson
Juiced Bikes
Pay later
Bikes, water & outdoors
E-bike brand known for long-range moped-style and commuter electric bikes.
Affirm
Checked Nov 10, 2026
Visit Juiced Bikes
Kammok
Pay later
Bikes, water & outdoors
Camping hammocks, sleeping bags and adventure gear.
Shop Pay Installments
Checked Nov 10, 2026
Visit Kammok
Kelty
Pay later
Bikes, water & outdoors
Camping tents, sleeping bags, backpacks and camp furniture.
Shop Pay Installments
Checked Nov 10, 2026
Visit Kelty
Kings Camo
Pay later
Bikes, water & outdoors
Makes camouflage hunting clothing and gear.
Sezzle
Checked Nov 11, 2026
Visit Kings Camo
KnivesShipFree
Pay later
Bikes, water & outdoors
Sells pocket knives, fixed blades and EDC gear from top knife brands.
Sezzle
Checked Nov 11, 2026
Visit KnivesShipFree
KUIU
Pay later
Bikes, water & outdoors
Ultralight technical hunting apparel and packs.
Shop Pay Installments
Checked Nov 10, 2026
Visit KUIU
Lancaster Archery
Pay later
Bikes, water & outdoors
Sells bows, arrows, targets and archery gear for target shooting and bowhunting.
Shop Pay Installments · PayPal Pay Later
Checked Nov 11, 2026
Visit Lancaster Archery
Lectric eBikes
Pay later
Bikes, water & outdoors
Affordable direct-to-consumer e-bike brand known for folding, cargo and trike electric bikes.
Affirm
Checked Nov 10, 2026
Visit Lectric eBikes
Leoguar Bikes
Pay later
Bikes, water & outdoors
E-bike brand selling fat-tire and commuter electric bikes.
Klarna · Affirm · PayPal Pay Later
Checked Nov 10, 2026
Visit Leoguar Bikes
Lightfoot Cycles
Pay later
Bikes, water & outdoors
Sells recumbent trikes, adult tricycles and electric bikes.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Lightfoot Cycles
Lion Energy
Both
Bikes, water & outdoors
Makes portable power stations, home batteries and solar generators.
Affirm · Shop Pay Installments · Progressive Leasing
Checked Nov 11, 2026
Visit Lion Energy
Litespeed
Pay later
Bikes, water & outdoors
Sells titanium road, gravel and mountain bikes, frames and cycling components.
Bread Pay · Affirm
Checked Nov 10, 2026
Visit Litespeed
Luna Cycle
Pay later
Bikes, water & outdoors
Sells electric dirt bikes, pedal e-bikes, conversion kits and batteries.
Affirm · PayPal Pay Later
Checked Nov 10, 2026
Visit Luna Cycle
Meepo
Pay later
Bikes, water & outdoors
Sells electric skateboards and longboards for street and all-terrain riding.
Klarna · Cash App Afterpay
Checked Nov 10, 2026
Visit Meepo
Mike's Bikes
Pay later
Bikes, water & outdoors
California bike retailer selling road, mountain and electric bikes.
Shop Pay Installments · Synchrony credit cardHSA/FSA
Checked Nov 14, 2026
Visit Mike's Bikes
Mokwheel
Pay later
Bikes, water & outdoors
Sells commuter, folding and off-road e-bikes, including solar-charging models.
Klarna · Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Mokwheel
NC Blade
Pay later
Bikes, water & outdoors
Sells EDC knives and collectible custom knives.
Cash App Afterpay · Sezzle
Checked Nov 11, 2026
Visit NC Blade
Nemo Equipment
Pay later
Bikes, water & outdoors
Makes tents, sleeping bags, sleeping pads and camping gear.
Cash App Afterpay
Checked Nov 10, 2026
Visit Nemo Equipment
North 40 Outfitters
Pay later
Bikes, water & outdoors
Sells workwear, outdoor clothing, hunting and fishing gear, and farm and ranch supplies.
Bread Pay
Checked Nov 9, 2026
Visit North 40 Outfitters
Off Road Tents
Pay later
Bikes, water & outdoors
Sells rooftop tents, roof racks, bed racks and overlanding gear for trucks and SUVs.
Bread Pay · Klarna · PayPal Pay Later
Checked Nov 10, 2026
Visit Off Road Tents
Onewheel
Pay later
Bikes, water & outdoors
Sells Onewheel self-balancing electric boards, parts and accessories.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Onewheel
PEARL iZUMi
Pay later
Bikes, water & outdoors
Cycling apparel: jerseys, bib shorts, jackets and gloves.
Shop Pay Installments
Checked Nov 10, 2026
Visit PEARL iZUMi
Pedego
Pay later
Bikes, water & outdoors
Comfort, cruiser and cargo electric bikes from a California e-bike maker.
Shop Pay Installments · Splitit
Checked Nov 11, 2026
Visit Pedego
Pit Boss
Pay later
Bikes, water & outdoors
Maker of wood pellet grills, griddles and smokers.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Pit Boss
Prevelo Bikes
Pay later
Bikes, water & outdoors
Lightweight kids' balance bikes, pedal bikes and mountain bikes.
Shop Pay Installments
Checked Nov 10, 2026
Visit Prevelo Bikes
Primitive Skateboarding
Pay later
Bikes, water & outdoors
Sells skateboard decks, tees and skate apparel.
Zip
Checked Nov 11, 2026
Visit Primitive Skateboarding
Priority Bicycles
Pay later
Bikes, water & outdoors
Bike brand selling low-maintenance belt-drive commuter bikes and e-bikes.
Affirm · Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Priority Bicycles
Pure Cycles
Pay later
Bikes, water & outdoors
City bikes, fixies, geared commuters and e-bikes.
Shop Pay Installments
Checked Nov 10, 2026
Visit Pure Cycles
Quintana Roo
Pay later
Bikes, water & outdoors
Sells triathlon bikes, framesets, wheels and tri gear designed in Chattanooga, Tennessee.
Bread Pay · Affirm
Checked Nov 10, 2026
Visit Quintana Roo
Rad Moto
Pay later
Bikes, water & outdoors
Sells electric bikes, scooters, mopeds and e-motos plus parts and service.
PayPal Pay Later
Checked Nov 10, 2026
Visit Rad Moto
Rad Power Bikes
Pay later
Bikes, water & outdoors
Rad Power Bikes sells electric bikes, including cargo and off-road e-bikes, plus replacement parts and service plans.
Shop Pay Installments
Checked Nov 10, 2026
Visit Rad Power Bikes
REAL Watersports
Pay later
Bikes, water & outdoors
Sells kiteboarding, surfing and foiling gear, packages and apparel from Cape Hatteras, North Carolina.
Bread Pay · Shop Pay Installments
Checked Nov 10, 2026
Visit REAL Watersports
Retrospec
Pay later
Bikes, water & outdoors
Bike and outdoor brand selling e-bikes, bikes, scooters and paddle boards.
Affirm · Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Retrospec
Revel Bikes
Pay later
Bikes, water & outdoors
Full-suspension mountain bikes and frames from Colorado.
Shop Pay Installments
Checked Nov 10, 2026
Visit Revel Bikes
Ride1Up
Pay later
Bikes, water & outdoors
Direct-to-consumer e-bike brand selling commuter, road and cargo electric bikes at value prices.
Affirm · PayPal Pay LaterHSA/FSA
Checked Nov 10, 2026
Visit Ride1Up
Roadrunner Scooters
Both
Bikes, water & outdoors
Makes high-performance electric scooters and scooter accessories.
Affirm · Shop Pay Installments · Cash App Afterpay +2
Checked Nov 11, 2026
Visit Roadrunner Scooters
ROAM Adventure Co.
Pay later
Bikes, water & outdoors
Rooftop tents, awnings and rugged cargo cases for overlanding.
Shop Pay Installments
Checked Nov 10, 2026
Visit ROAM Adventure Co.
Roofnest
Pay later
Bikes, water & outdoors
Sells hard-shell rooftop tents and overlanding accessories for cars, trucks and SUVs.
Bread Pay · Shop Pay Installments
Checked Nov 10, 2026
Visit Roofnest
Rumpl
Pay later
Bikes, water & outdoors
Sells technical outdoor blankets, puffy throws and camp gear.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Rumpl
Rydology
Both
Bikes, water & outdoors
Sells electric scooters.
Affirm · Shop Pay Installments · Katapult
Checked Nov 11, 2026
Visit Rydology
Sam's Club
Pay later
Department stores & marketplaces
Walmart's membership warehouse club, selling groceries, electronics, furniture, tires and household goods in bulk.
Affirm · Synchrony credit card
Checked Nov 14, 2026
Visit Sam's Club
Saris
Pay later
Bikes, water & outdoors
Bike racks, smart trainers and bike parking products.
Shop Pay Installments
Checked Nov 10, 2026
Visit Saris
Segway
Pay later
Bikes, water & outdoors
Segway-Ninebot store for electric kick scooters, e-bikes, go-karts and robotic lawn mowers.
Affirm
Checked Nov 10, 2026
Visit Segway
SHIFTPOD
Pay later
Bikes, water & outdoors
Sells quick-setup insulated camping tents and shelters, plus camping accessories.
Bread Pay
Checked Nov 9, 2026
Visit SHIFTPOD
Snow Peak
Pay later
Bikes, water & outdoors
Sells Japanese-designed camping gear, cookware and apparel.
Klarna
Checked Nov 10, 2026
Visit Snow Peak
Solé Bicycles
Pay later
Bikes, water & outdoors
Sells single-speed, fixed-gear, city and electric bikes.
Klarna · Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Solé Bicycles
Specialized
Pay later
Bikes, water & outdoors
Sells Specialized road, mountain, gravel and electric bikes, gear and apparel.
Klarna · Affirm
Checked Nov 10, 2026
Visit Specialized
Sportsman's Warehouse
Pay later
Bikes, water & outdoors
Outdoor sporting goods retailer selling hunting, fishing, camping and shooting gear.
Affirm · PayPal Pay Later · Sezzle
Checked Nov 11, 2026
Visit Sportsman's Warehouse
Stanley
Pay later
Bikes, water & outdoors
Sells Stanley tumblers, vacuum bottles, coolers and outdoor cookware.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Stanley
State Bicycle
Pay later
Bikes, water & outdoors
Sells single-speed, fixed-gear, city, gravel and kids bikes, plus parts and apparel.
Bread Pay · Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit State Bicycle
Stio
Pay later
Bikes, water & outdoors
Makes outdoor and ski apparel, including jackets, fleece and base layers.
Klarna · Cash App Afterpay
Checked Nov 10, 2026
Visit Stio
SummerBoard
Pay later
Bikes, water & outdoors
Sells electric skateboards designed to carve like a snowboard, plus parts and accessories.
Bread Pay · Klarna · Shop Pay Installments +1
Checked Nov 10, 2026
Visit SummerBoard
Super73
Pay later
Bikes, water & outdoors
Sells SUPER73 electric motorbikes, parts, accessories and apparel.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Super73
Target
Pay later
Department stores & marketplaces
Big-box retailer selling household essentials, groceries, clothing, electronics and home décor online and in stores.
Klarna · Affirm · PayPal Pay Later
Checked Nov 10, 2026
Visit Target
Tentsile
Pay later
Bikes, water & outdoors
Makes tree tents and camping hammocks.
Shop Pay Installments · Cash App Afterpay · Zip
Checked Nov 11, 2026
Visit Tentsile
The Bike Shop
Pay later
Bikes, water & outdoors
Sells mountain, road and electric bikes, parts and cycling accessories.
PayPal Pay Later
Checked Nov 10, 2026
Visit The Bike Shop
The House
Pay later
Bikes, water & outdoors
Sells snowboards, skis, bikes, wakeboards and outdoor gear.
Affirm · PayPal Pay Later
Checked Nov 10, 2026
Visit The House
Topo Designs
Pay later
Bikes, water & outdoors
Colorado-made backpacks, bags and outdoor apparel.
Shop Pay Installments · Cash App Afterpay
Checked Nov 10, 2026
Visit Topo Designs
Tractor Supply Co.
Pay later
Department stores & marketplaces
Rural lifestyle retailer selling farm supplies, feed, pet food, tools, outdoor power equipment and workwear.
Klarna
Checked Nov 10, 2026
Visit Tractor Supply Co.
Trek Bikes
Pay later
Bikes, water & outdoors
Sells road, mountain, hybrid and electric bikes plus cycling gear and accessories from the Trek and Electra brands.
Citizens Pay
Checked Nov 12, 2026
Visit Trek Bikes
Upway
Pay later
Bikes, water & outdoors
Marketplace for certified refurbished and used e-bikes from major brands.
Klarna · Affirm · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Upway
Urtopia
Pay later
Bikes, water & outdoors
Sells lightweight carbon fiber smart e-bikes and accessories.
Klarna · Affirm
Checked Nov 10, 2026
Visit Urtopia
Velotric
Pay later
Bikes, water & outdoors
E-bike brand selling commuter, folding and fat-tire electric bikes.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Velotric
Velowave
Pay later
Bikes, water & outdoors
Sells fat-tire, step-through, commuter and mountain e-bikes.
Klarna · Affirm · Shop Pay Installments +1
Checked Nov 10, 2026
Visit Velowave
Vissla
Pay later
Bikes, water & outdoors
Surf apparel, boardshorts and wetsuits from California.
Shop Pay Installments
Checked Nov 10, 2026
Visit Vissla
VMAX Scooters
Both
Bikes, water & outdoors
Sells Swiss-engineered electric scooters.
Klarna · Shop Pay Installments · Katapult
Checked Nov 11, 2026
Visit VMAX Scooters
Voromotors
Both
Bikes, water & outdoors
US distributor selling electric scooters, e-bikes, parts and service support.
Klarna · Affirm · Shop Pay Installments +2
Checked Nov 10, 2026
Visit Voromotors
Wallke Ebike
Pay later
Bikes, water & outdoors
Sells long-range and fat-tire electric bikes for commuting and off-road riding.
Klarna · Affirm · Cash App Afterpay +1
Checked Nov 10, 2026
Visit Wallke Ebike
Walmart
Pay later
Department stores & marketplaces
America's largest retailer, selling groceries, electronics, home goods, toys and clothing online and in thousands of stores.
Klarna
Checked Nov 10, 2026
Visit Walmart
Wholesale Marine
Pay later
Bikes, water & outdoors
Sells boat parts, marine electronics, engine parts and boating supplies.
Klarna
Checked Nov 10, 2026
Visit Wholesale Marine
YETI
Pay later
Bikes, water & outdoors
Sells YETI coolers, drinkware, bags and outdoor gear.
Klarna · Affirm
Checked Nov 10, 2026
Visit YETI
Yvolt
Pay later
Bikes, water & outdoors
Makes electric dirt bikes and off-road e-motos.
Affirm · PayPal Pay Later
Checked Nov 10, 2026
Visit Yvolt
Zero Breeze
Pay later
Bikes, water & outdoors
Battery-powered portable air conditioners for camping and vans.
Klarna · Shop Pay Installments
Checked Nov 10, 2026
Visit Zero Breeze
Zpacks
Pay later
Bikes, water & outdoors
Ultralight Dyneema backpacks and tents for thru-hikers.
Affirm · Shop Pay Installments
Checked Nov 10, 2026
Visit Zpacks

Showing 24 of 156

Store offers and minimums are from each store’s website, checked Nov 14, 2026. Offers change and depend on your credit, so confirm at checkout. Know a store we missed? Tell us.

Questions about bike & outdoor gear financing

Which bike & outdoor gear stores offer financing?

We have confirmed 147 stores: Airpark Bike Co, Albe's BMX, All Around E-Bikes, Apollo Scooters, Ari Bikes, Ariel Rider, Art's Cyclery, Aventon, Backfire Boards, Bicycle Warehouse, Big Agnes, Big Cat Electric Bikes, Bikes Online, Black Diamond, Blade City, Blix, Bluetti, BOTE, BougeRV, Breeo, Brompton, Cambria Bike, Camp Chef, Camping World, Cane Creek, Cannondale, Canyon, Catch Surf, Cervélo, Christy Sports, Condition 1, CountyComm, Cyrusher, D&D Bicycles & Hockey, Dometic, Droyd, Ebike Generation, eBikeJoy, EcoFlow, Ecotric, ElectricByke, ElectricGOBIKE, Engwe, ENVE, Eunorau, Evil Bikes, Evo, Evolve Skateboards, Fanatik Bike, Feathered Friends, Fiido, Firewire Surfboards, First Lite, Fluid Freeride, Fly Rides, Forza Sports, GBRS Group, Gossamer Gear, Gotrax, Helinox, Heybike, Hiboy, Himiway, Hodges Marine, Hoodoo Sports, Hovsco, Huckleberry Bicycles, Hunting Blinds HQ, Hyperlite Mountain Gear, ICECO, Igloo, iKamper, Inmotion, INOKIM, iSinwheel, Jasion, Jetson, Juiced Bikes, Kammok, Kelty, Kings Camo, KnivesShipFree, KUIU, Lancaster Archery, Lectric eBikes, Leoguar Bikes, Lightfoot Cycles, Lion Energy, Litespeed, Luna Cycle, Meepo, Mike's Bikes, Mokwheel, NC Blade, Nemo Equipment, North 40 Outfitters, Off Road Tents, Onewheel, PEARL iZUMi, Pedego, Pit Boss, Prevelo Bikes, Primitive Skateboarding, Priority Bicycles, Pure Cycles, Quintana Roo, Rad Moto, Rad Power Bikes, REAL Watersports, Retrospec, Revel Bikes, Ride1Up, Roadrunner Scooters, ROAM Adventure Co., Roofnest, Rumpl, Rydology, Saris, Segway, SHIFTPOD, Snow Peak, Solé Bicycles, Specialized, Sportsman's Warehouse, Stanley, State Bicycle, Stio, SummerBoard, Super73, Tentsile, The Bike Shop, The House, Topo Designs, Trek Bikes, Upway, Urtopia, Velotric, Velowave, Vissla, VMAX Scooters, Voromotors, Wallke Ebike, Wholesale Marine, YETI, Yvolt, Zero Breeze, Zpacks. Each one was checked on the store's own website.

Which bike & outdoor gear stores offer 0% APR?

These stores mention a 0% APR offer on their websites: Ari Bikes, Cannondale, Litespeed, North 40 Outfitters, Quintana Roo, Ride1Up, Roofnest, SummerBoard. Whether you get 0% depends on your credit and the plan.

What is the lowest minimum purchase?

Among stores that list a minimum, the lowest are Ari Bikes ($50), Bikes Online ($50), Hodges Marine ($50). Many stores accept financing from about $50.

Does checking my rate affect my credit score?

Checking your rate or choosing a short pay-in-4 plan usually means a soft check, which does not affect your score. Longer monthly financing can need a full credit check, and loans may be reported to credit bureaus. Each store page shows the terms for the options it offers.

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money