Pay over time at Quality Furniture & Mattress

Quality Furniture & Mattress sells furniture, sectionals and mattresses in Poughkeepsie, New York. We confirmed Acima and Koalafi here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 The store’s website says it offers Acima

Store offer, minimum and plan lengths are from Quality Furniture & Mattress’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

Lease-to-own

Koalafi

Cost
More than cash price
Credit check
Alternative bureaus

Checked Nov 11, 2026 The store’s website says it offers Koalafi

Store offer, minimum and plan lengths are from Quality Furniture & Mattress’s website. Cost and credit check are Koalafi’s general terms.

All Koalafi stores and terms

How to pay over time at Quality Furniture & Mattress

  1. Add what you want to your cart on qualityfurnituremattress.com.
  2. At checkout or on the store’s financing page, choose Acima or Koalafi.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Quality Furniture & Mattress financing

Does Quality Furniture & Mattress offer financing?

Yes. We confirmed Acima and Koalafi at Quality Furniture & Mattress on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Quality Furniture & Mattress affect my credit score?

Acima uses a soft pull of your consumer report, so you don't need perfect credit. You do need a checking account and at least $750 a month in income.

Can I use Acima in a Quality Furniture & Mattress store?

We checked online shopping at Quality Furniture & Mattress only. If the store has physical locations, ask there whether financing is available.

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