Pay over time at Excel RC

Excel RC sells RC cars, trucks, drones and hobby parts online and in store. We confirmed Affirm, Shop Pay Installments and Acima here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 11, 2026 We saw Affirm at the store’s checkout

Store offer, minimum and plan lengths are from Excel RC’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 11, 2026 We saw Shop Pay Installments at the store’s checkout

Store offer, minimum and plan lengths are from Excel RC’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Lease-to-own

Acima

Cost
About 2x cash price
Credit check
Soft pull

Checked Nov 10, 2026 The store’s website says it offers Acima

Store offer, minimum and plan lengths are from Excel RC’s website. Cost and credit check are Acima’s general terms.

All Acima stores and terms

What a plan could cost

Example: Team Exalt Gen-X Gold Spec Competition Sensored Brushless Motor (21.5T) at $199.99 (price on Nov 11, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

Shop Pay Installments Pay in 4: 4 payments of $50.00 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$16.67$199.99$0.00
19.99%$18.53$222.30$22.31
36%$20.09$241.10$41.11

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Excel RC

  1. Add what you want to your cart on excelrc.com.
  2. At checkout or on the store’s financing page, choose Affirm, Shop Pay Installments or Acima. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Excel RC financing

Does Excel RC offer financing?

Yes. We confirmed Affirm, Shop Pay Installments and Acima at Excel RC on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Excel RC affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in an Excel RC store?

We checked online shopping at Excel RC only. If the store has physical locations, ask there whether financing is available.

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