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Best Places to Rent-to-Own Tires Online

Rent-to-own tires shop allows you to finance tires for your vehicles, bikes, motorcycles, and others with no hard-pull credit check required.

There is no doubt that rent-to-own tires can be a good option for people who need new tires but can’t afford to buy them outright.

Nevertheless, the idea of an upfront purchase may not always be the most convenient choice, especially when it comes to obtaining tires. In such cases, leasing offers a viable alternative, allowing you to access the tires you require and delay payment until a later date.

Best Rent-to-Own Tires Shops

Here below are the top places where you can lease to own tires online:

TOP 3 PICKS

Priority Tire

Priority Tire

Pay with

Acima

Best For

Automotive Needs


Tip: Priority Tire is a reputable retailer offering tires and car accessories from known brands, with Acima financing for convenient rent-to-own tire purchases. Ideal for automotive needs.

 

Priority Tire stands out as a renowned destination for all your tire and automotive accessory needs, catering to car repairs and enhancements.

This reputable auto parts retailer offers a wide array of products from well-known automotive brands such as Hankook, Dayton, Accelera, Futura, and many more, ensuring you have access to a diverse selection for your vehicle.

Notably, Priority Tire facilitates seamless financing through Acima during the checkout process. This means you can effortlessly finance your purchase by simply logging into your Acima account to authorize your order.

To take advantage of this convenient option, make sure your cart reaches the minimum required total of $300. Once you arrive at the checkout page, select the ‘Pay with Acima’ option to transform your purchase into a lease-to-own arrangement, making it easier to manage your automotive needs.

 

Read more about the Priority Tire

You can get almost any tire you want on this platform as it has a very large inventory of items.

Priority Tire offers other financing methods in addition to its rent-to-own tires option facilitated through Acima.

Some of those include the ability for you to buy now and pay later with your Affirm purchasing power.

This retailer is also one of the auto shops that accept Klarna and PayPal Pay in 4.

Amazon Monthly

Amazon

Pay with

Amazon Monthly

Best For

Amazon Buyout


Tip: Amazon offers a zero-interest monthly payment service, allowing you to buy tires or any product and evenly spread payments over up to 120 days, provided you meet eligibility criteria. This user-friendly financing option simplifies tire purchases for greater accessibility and convenience.

 

There is no doubt you can find almost anything when you browse through the list of products on Amazon, including different types of tires from brands like Michelin, Hankook, Goodyear, Bridgestone, and many others.

Instead of going for a rent-to-own tire option, Amazon has an amazing financing solution that can enable you to get any tires of your choice from its marketplace and you will spread the payments into months, up to 120 days.

With this service, you have the flexibility to choose any tire product from Amazon’s extensive marketplace and distribute the payments over a maximum span of 120 days, ultimately securing full ownership of your chosen tires.

To qualify for this interest-free financing opportunity, you will need to meet certain eligibility criteria. If you are a frequent Amazon customer, you may find that you meet the requirements to utilize this convenient payment alternative for your tire purchase, offering a better solution for budget constraints.

 

Read more about the Amazon Monthly Payment


This service is tailored for specific products, and you may discover that your desired tire model qualifies for monthly installment payments.

To verify if the product is eligible, just add it to your cart and proceed to the payment page.

If the selected tire model meets the requirements for Amazon’s monthly payment option, you will receive a straightforward notification on the payment page, providing you with the assurance to proceed with your purchase confidently.

Abunda

Abunda

Pay with

Acima

Best For

Lease-to-own


Tip: Abunda empowers you to utilize your Acima shopping credit for purchasing any tire brand available on Amazon. Just copy the Amazon product link, paste it into Abunda, and effortlessly complete your order within seconds.

 


Abunda serves as a shopping gateway, enabling product financing on Amazon through buy-now-pay-later platforms like PayPal Pay in 4, Klarna, and Acima.

Despite its e-commerce-like interface, the platform’s product inventory is predominantly sourced from Amazon.

Backed by Amazon’s comprehensive inventory, this platform ensures access to a diverse range of products, provided they are listed on Amazon.

As an Acima-approved online leasing store, it offers an extensive selection, including renowned tire brands such as Dunlop, Starfire, Goodyear, Michelin, Hankook, and more that you can order effortlessly.

To make it easier, you can make use of Acima’s “fetch product” feature. Simply copy the Amazon product link, paste it into Acima’s search field on its homepage, and proceed with a hassle-free purchase through your Acima account.

 

Read more about the Abunda

To initiate your shopping journey with Abunda’s rent-to-own tires option, begin by visiting their website to check their extensive tire selection.

Should you spot a specific tire on Amazon that captures your interest, there’s a straightforward approach at your disposal. Simply copy the Amazon link for your desired tire and paste it into Abunda’s search field.

Upon submission, the system will retrieve the information, enabling you to proceed with your tire order on Abunda with flexible pay-later terms. During the checkout process, you will have the freedom to select your preferred financing option.

You can opt for Acima to enjoy extended lease-to-own financing or explore buy-now-pay-later alternatives such as PayPal Pay in 4 and Klarna.

OTHER RENT-T-OWN TIRE OPTIONS

RNR Tires

  • RNR Tire Express is a prominent tire and wheel retailer.
  • They offer a unique rent-to-own financing option for tires and wheels.
  • RNR has a widespread presence with multiple locations across the United States.
  • Their financing program allows customers to make manageable payments over time.
  • RNR specializes in providing quality tires and wheels with flexible payment options for customers.

Rent-A-Wheel

  • Rent-A-Wheel is a well-known tire and wheel retailer.
  • They also provide a rent-to-own financing option for their products.
  • Rent-A-Wheel has a network of locations, serving customers in various regions.
  • Their financing program enables customers to make affordable payments over time.
  • Rent-A-Wheel specializes in offering a range of tires and wheels with flexible payment plans to suit customer needs.

PayLaterTires

  • PayLaterTires is a tire retailer offering unique payment solutions.
  • They specialize in providing buy-now-pay-later options for tires.
  • PayLaterTires caters to customers seeking flexibility in tire purchases.
  • Their payment plans allow customers to acquire tires and pay for them over time.
  • PayLaterTires focuses on making tire buying accessible and convenient with deferred payment options.

RimTyme

  • RimTyme is a well-established rim and tire retailer.
  • They offer a rent-to-own program for rims and tires.
  • RimTyme has numerous locations, making it accessible to customers in various areas.
  • Their financing options enable customers to acquire rims and tires while spreading out payments.
  • RimTyme specializes in providing a range of rim and tire choices with flexible payment plans to suit individual preferences.

Audio City USA

  • Audio City USA is a reputable retailer specializing in car audio, wheels, and tires.
  • They offer a wide range of car audio systems, aftermarket wheels, and tires.
  • Audio City USA is known for its online presence, serving customers nationwide.
  • Their selection includes various audio brands, wheel styles, and tire options.
  • The company provides enthusiasts with diverse automotive customization choices and convenient online shopping.

LeaseVille

  • LeaseVille is a prominent leasing company that specializes in lease-to-own options.
  • They offer a wide range of products, including electronics, appliances, furniture, and more.
  • LeaseVille provides customers with the flexibility to lease products and eventually own them.
  • Their lease-to-own program allows customers to make affordable monthly payments.
  • LeaseVille caters to individuals seeking access to various products with manageable payment plans.

Hubcap

  • Hubcap is a retailer specializing in automotive wheel covers, also known as hubcaps.
  • They offer a variety of hubcaps designed to fit different vehicle makes and models.
  • Hubcap provides an affordable and convenient solution for replacing or upgrading wheel covers.
  • Customers can browse their selection of hubcaps to find the right fit for their vehicles.
  • The company focuses on offering a range of hubcap options to enhance the aesthetics of vehicles.
  • Through Progressive, you can rent-to-own tires on Hubcap

RTBShopper

  • RTBShopper is a reputable online retailer specializing in lease-to-own solutions.
  • They offer a diverse selection of tires to cater to various vehicle types and needs.
  • RTBShopper provides customers with flexible payment options, making quality items accessible.
  • Their rent-to-own tire program allows customers to enjoy premium tires while making manageable monthly payments.
  • RTBShopper serves individuals seeking convenient access to a variety of tires through alternative financing methods.

Rent-A-Center

  • Rent-A-Center is a leading retailer specializing in lease-to-own solutions.
  • They offer a diverse range of products, including furniture, appliances, electronics, and more.
  • Customers can benefit from flexible payment plans to make quality items affordable.
  • Rent-A-Center’s lease-to-own program allows individuals to enjoy products while making convenient weekly or monthly payments.
  • The retailer serves as a convenient option for those seeking accessible access to various items through alternative financing methods.
  • Their physical locations allow customers to visit in person, browse the available products, discuss their needs with store personnel, and complete lease-to-own transactions.

Shop EZ Credit

  • Shop EZ Credit is an online retailer that sells a variety of products, including electronics, appliances, furniture, and more.
  • It offers a rent-to-own tires program that allows customers to rent tires for a period of time and then own them at the end of the rental period if they make all of their payments on time.
  • Shop EZ Credit does not require a credit check, so customers with bad credit or no credit can still qualify to rent products from the company.
  • Shop EZ Credit delivers products to customers’ homes, and it offers a variety of payment options, including weekly, bi-weekly, and monthly payments.

R2O

  • R2O is a rent-to-own company that offers a wide range of products, including furniture, appliances, electronics, and more.
  • Customers can rent products for some time, typically 12, 18, or 24 months, with the option to own them at the end of the rental period by making all of their payments on time.
  • R2O does not require a credit check, so customers with bad credit or no credit can still qualify to rent products from the company.
  • R2O delivers products to customers’ homes, and it offers a variety of payment options, including weekly, bi-weekly, and monthly payments.
  • R20 has physical stores for walk-in services.

Growby’s RTO

  • Growby’s caters specifically to rent-to-own tire requests in Indiana.
  • Growby’s RTO (Rent-to-Own) offers tire leasing services, specializing in flexible financing solutions.
  • They provide a variety of tire options for different vehicle types and needs.
  • Customers benefit from manageable weekly or monthly payment plans for acquiring quality tires.
  • Growby’s RTO enables individuals to access premium tires while accommodating their budget.
  • It serves as an alternative financing choice for those seeking convenient access to a range of tires through lease-to-own arrangements.
  • It has physical locations around Indiana for in-store walk-ins

Tire Agent

  • Tire Agent is an online retailer that sells tires and wheels.
  • The platform offers a variety of payment plans, including financing and rent-to-own tire options.
  • It carries over 70 brands of tires and wheels.
  • Customers appreciate Tire Agent’s fast shipping and customer service.
  • It is a convenient way to buy tires online and have them delivered to your home.

FlexShopper

  • FlexShopper is an online lease-to-own retailer specializing in a wide range of products.
  • They offer flexible payment plans that allow rent-to-own tires and other items and make weekly payments.
  • Products available for lease include electronics, appliances, furniture, and more.
  • FlexShopper serves as an alternative financing option for individuals with varying credit profiles.
  • The platform provides a convenient way for customers to access quality products without the need for a traditional credit check.


Points to consider before you lease to own tires

 

Renting tires can be an attractive option for individuals who need new tires but may not have the immediate funds to make a full purchase. This arrangement allows you to make monthly payments towards eventually owning the tires.

However, before entering into a rent-to-own tire agreement, there are several crucial points to consider.

Here are some important points to note:

 

Financial Situation

Before entering into any financial agreement, it is essential to evaluate your current financial situation. Consider your monthly income, expenses, and any outstanding debts. Choosing rent-to-own tires typically involves making regular monthly payments over an extended period, so you should ensure that you can comfortably afford these payments without jeopardizing your financial stability.

Create a budget that includes your tire rental payments, as well as other expenses such as gas, insurance, maintenance, and unexpected repairs. This will help you determine whether the rent-to-own tire option is feasible for you. It’s crucial to avoid overcommitting financially, as missing payments can have negative consequences, including additional fees and damage to your credit score.

 

Credit Score

Your credit score plays a significant role in your ability to access financial services and the terms offered to you. When you rent to own tires, some providers may check your credit score as part of their approval process. If you have a low credit score, you may face higher interest rates or stricter terms. It is essential to understand how your credit score may affect the cost of you opting for rent-to-own tires and whether you are eligible for this option.

If your credit score is less than ideal, you may want to explore other alternatives, such as saving for new tires or considering traditional financing options. Improving your credit score over time can also lead to better terms and lower costs when financing tires or other purchases.

 

Total Cost of Ownership

One of the critical aspects to consider when you go for rent-to-own tires is the total cost of ownership. While the monthly payments may seem affordable, it is important to calculate the overall cost you will incur over the rental period. Rent-to-own agreements often include higher prices compared to purchasing tires outright, as they include fees and interest.

To determine the total cost, multiply the monthly payment by the number of months in the rental agreement. Compare this total to the price of purchasing the same tires upfront or through other financing options. You may find that the rent-to-own tires option can be significantly more expensive in the long run. Make an informed decision based on the total cost of ownership, taking into account your budget and financial goals.

 

Interest Rates and Fees

When you lease to own tires, you may be subject to interest rates and additional fees. These charges can significantly impact the overall cost of the tires. It is essential to carefully review the terms of the rental agreement and understand the interest rate being charged. Additionally, inquire about any fees, such as late payment fees or early termination fees, that may apply.

Compare the interest rates and fees associated with renting to own tires to those offered by other financing options, such as traditional loans or credit cards. If you have the option to secure lower interest rates through other means, it may be more cost-effective to pursue those alternatives.

 

Warranty and Maintenance

Consider the warranty and maintenance options provided when leasing to own tires. Some rental agreements may include maintenance and repair services as part of the package, which can be beneficial in case of tire damage or wear and tear. However, it’s essential to understand the terms and limitations of these services.

Review the warranty coverage for the tires themselves. Determine whether it covers common issues like punctures, blowouts, or tread wear. Understanding the warranty can help you assess the long-term value of the rent-to-own tires and protect you from unexpected costs.

 

Vehicle Compatibility

Ensure that the tires you plan to rent are compatible with your vehicle’s make and model. Tires come in various sizes and types, and using the wrong ones can affect your vehicle’s performance and safety. Check your vehicle’s owner’s manual or consult with a tire professional to determine the appropriate tire specifications for your vehicle.

Additionally, consider your driving needs and habits. If you often drive in challenging conditions, such as snow or off-road terrain, you may require specific types of tires. Make sure the rented tires meet your performance and safety requirements.

 

Rental Agreement Terms

Before committing to a rent-to-own tire agreement, thoroughly review the rental contract. Pay close attention to the following terms:

  • Duration: Determine the length of the rental agreement. Rental periods can vary, so ensure it aligns with your intended use of the tires.
  • Monthly Payments: Understand the amount and frequency of your monthly payments. Ensure they fit within your budget.
  • Interest Rate: Know the interest rate being charged on the rental agreement. A higher interest rate can significantly increase the total cost.
  • Fees: Be aware of any fees associated with the agreement, including late fees, early termination fees, and delivery/installation fees.
  • Ownership Option: Some rent-to-own agreements may offer the option to purchase the tires at the end of the rental period. Understand your rights and responsibilities regarding ownership.
  • Warranty and Maintenance: Review the warranty and maintenance terms, including coverage and duration.
  • Cancellation Policy: Familiarize yourself with the process for canceling the agreement if needed and any associated fees.
  • Insurance: Inquire about insurance options for the tires in case of theft, damage, or other unforeseen events.
  • Default and Repossession: Understand the consequences of defaulting on payments and the possibility of tire repossession.

It is crucial to ask questions and seek clarification on any aspects of the agreement that you don’t fully understand. If the terms are unfavorable or unclear, consider seeking legal advice or exploring alternative financing options.

 

Alternative Financing Options

Before committing to a rent-to-own tire contract, explore alternative financing options available to you. These options may include:

  • Traditional Loans: You can apply for a personal loan or use a credit card with favorable interest rates to purchase tires outright. This can often result in lower overall costs compared to renting to own.
  • Store Financing: Some tire retailers offer financing plans like buy now pay later with competitive interest rates. Inquire about these options when shopping for tires.
  • Promotional Financing: Keep an eye out for promotional financing offers, such as zero-percent interest for a specified period, which can make purchasing tires more affordable.
  • Saving Up: If possible, consider saving up for the cost of the tires over time. While this may require patience, it can help you avoid interest charges altogether.
  • Trade-In: If you’re replacing existing tires, ask if your old tires have any trade-in value that can be applied toward the purchase of new ones.

Comparing these alternative financing options to renting to owning tires can help you make an informed decision based on your financial situation and long-term goals.

 

Reputation of the Rental Company

Research the reputation of the rental company before entering into an agreement. Look for online reviews, ratings, and customer feedback to gauge the company’s reliability and customer service. A reputable company should have positive reviews and a history of delivering quality products and services.

Additionally, check if the rental company is a member of any industry associations or has received any certifications related to tire sales and service. This can be an indicator of their commitment to professionalism and quality.

 

Availability of Discounts and Special Offers

Inquire about any discounts or special offers that the rental company may have. Some providers offer promotions, especially during certain times of the year, which can help you save on the overall cost of renting to own tires. Take advantage of these opportunities if they align with your needs and budget.

 

Compare Prices

Do not settle for the first rental company you come across. Instead, obtain prices from multiple providers to compare terms, interest rates, fees, and overall costs. This can help you identify the most cost-effective option and ensure that you are getting a competitive deal.

When requesting prices or quotes, provide accurate information about your vehicle and tire requirements to receive accurate pricing. Be prepared to ask questions and seek clarification on any discrepancies between quotes.

 

Personal Preferences

Take your personal preferences into account when deciding whether to rent to own tires. Some individuals prefer the convenience of monthly payments and the ability to access new tires quickly, while others may prioritize lower overall costs and ownership benefits. Consider which factors are most important to you and your unique circumstances.

 

Legal and Regulatory Considerations

Familiarize yourself with local, state, and national regulations governing rent-to-own agreements. Laws and regulations can vary significantly, and it is essential to understand your rights and protections as a consumer. In some cases, there may be specific requirements regarding the content and disclosure of rental agreements.

 

Availability of Insurance

Inquire about insurance options for your rented tires. Ask whether the rental company offers tire insurance to cover damage, theft, or other unforeseen events. Evaluate the cost of insurance relative to the potential benefits it provides and determine whether it is worth adding to your rental agreement.

 

Future Tire Replacement Costs

Consider the future costs of tire replacement beyond the rental agreement. If you choose to rent to own tires for a specific period, you’ll need to plan for tire replacement once the agreement ends. Ensure that you are prepared for this expense and factor it into your long-term financial planning.

 

Consultation with a Financial Advisor

If you are uncertain about whether lease to own tires option is the right choice for you, consider consulting with a financial advisor. A professional advisor can help you assess your financial situation, goals, and the specific terms of the rental agreement. They can provide personalized guidance and recommend the most suitable financing option for your needs.

 

 

The option of rent-to-own tires can be a viable alternative for individuals who need new tires but face financial constraints or prefer a flexible payment plan.

However, it is crucial to approach this decision with careful consideration and thorough research. Evaluate your financial situation, credit score, and long-term goals, and compare the total cost of ownership to alternative financing options. Review the terms of the rental agreement, assess the reputation of the rental company, and factor in personal preferences and environmental concerns.

By taking these factors into account, you can make an informed decision that aligns with your financial well-being and vehicle needs.

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