Rent-to-own gaming PC services enable you to pay conveniently per month. With most having early repayment benefits, you can save a lot if repaid within 90 days.
There are a lot of advantages going for a gaming PC over regular computers, with super capabilities and configuration for handling highly demanding tasks, these are the computers of everyone’s dreams.
But with those amazing features comes the price tag which can be very inconvenient paying for them upfront hence, opting for rent to own could let you have yours with spread monthly repayments but try to use the early pay-off option to save on long-term rental costs.
Best Rent-to-Own Gaming PC Stores
Below are platforms where you can rent to own gaming PCs online:
TOP 3 PICKS
Abunda
- Best if you want to keep the device after the rental period
- All gaming PCs are shipped directly from the Amazon warehouse
- Millions of items to choose from
- Monthly rental cost from $19
- You can use the early purchase option and save more than 100% within 90 days
- Long-term financing through Acima leasing
- You can spread payments as well using PayPal and Klarna
Grover
- Best choice if you want to return the PC after a few days to weeks
- The monthly rental cost is $49
- Also has models from popular computer brands to choose from
- Pay with your PayPal account, credit or debit card
Amazon Monthly
- Best choice if you are a super Amazon shopper
- This is based on eligibility hence, could be qualified if you use Amazon frequently
- If you are considering a rent-to-own gaming PC for your budget then, this could be ideal
- Spread payments monthly for up to 120 days
Abunda
Pricing From
$19/m
Best For
Lease-to-own
Tip: Abunda makes it possible to rent-to-own gaming PCs available on Amazon. If you want to keep the device after the lease period then, opt for this provider and pay with Acima when checking out.
Abunda is a leading online destination for electronics rent-to-own services, offering a wide range of products in their selection.
Their extensive inventory is exclusively sourced from Amazon, ensuring that when you order a gaming PC, it will be shipped directly from an Amazon warehouse.
Abunda operates without a physical inventory, functioning solely with virtual items. All the products available on the portal are curated from the Amazon marketplace, effectively serving as a buy now pay later gateway.
Acting as a convenient bridge, the platform allows you to finance gaming PCs and other products available on Amazon and make payments using your purchasing power available on PayPal Pay in 4, Klarna, and Acima accounts.
When you visit Abunda’s website, you will discover a user-friendly shopping interface featuring a diverse product catalog.
However, if you have already identified a gaming PC you like on Amazon, Abunda offers a convenient method to simplify the process through its copy-and-paste tool.
Just copy the product link from Amazon and paste it into Abunda’s search field. Upon submission, the item will seamlessly integrate into Abunda’s inventory, ready for you to lease.
The platform provides flexible financing options through PayPal, Klarna, and Acima.
To qualify for Acima financing, you should have active employment and a minimum monthly income of $750 for the three months preceding your application.
If you choose the Acima option, you have the option to close the contract early within 90 days, which can result in significant savings compared to making continuous payments over the 12-month period.
Grover
Pricing From
$49/m
Best For
Rent-to-return
Tip: Grover is a short-term rental provider and is suitable if you need the gaming PC for a few days to weeks before returning it.
Grover is a popular online rental service provider for tech gadgets, including gaming PCs from top brands.
You can look at the platform as ‘Netflix’ for devices where you are billed on a subscription basis depending on the worth of the product rented.
It is an exceptional service and if you need a gaming PC for a few days to weeks before you return it then, Grover is the solution you need as all its rented items are meant to be returned.
The good thing with Grover is the easiness of getting started as it does not require too much before you will have access to your preferred gaming computer provided your connected payment method is valid after its 24 to 48-hour validation.
When making your request, you can also add accessories like headphones, a mouse, and others that could make your experience with the rented computer a great one.
To rent your desired gaming PC, simply check through its selection and pick the model you prefer, or use its search field if you know the type you need.
Once you have made your selection, you can then add it to your cart and proceed to create an account required to submit your order.
After submitting the order, your connected payment method will be deducted before the product will be delivered to you hence, ensure you have enough funds to cover the initial rent payment.
Amazon Monthly
Pricing From
Varies
Best For
Amazon Buyout
Tip: Amazon has a monthly payment service that is interest-free and you can have a device for up to 120 days with spread payments. At the end of this period, the gaming PC will become yours but this service depends on eligibility.
If you are a regular user of Amazon and considering a rent-to-own gaming PC because your budget is too short to afford upfront payment then, you might want to check its monthly payment service.
This allows you to get any product from its marketplace and spread the cost of purchase up to 120 days, after which the item will become yours.
The service is based on criteria and if you use Amazon very frequently, you might be eligible to enjoy this interest-free financing alternative.
This service applies to certain products and you might be lucky to have your choice gaming PC eligible for monthly repayments.
To know if the item is eligible, simply add it to your cart and proceed to the payment page.
If the PC qualifies for Amazon monthly payment then, it will indicated on that page and you can checkout through that to see if it works for you.
BestBuy
Pricing From
$54.17/m
Suitable For
Lease-to-own
Tip: You can finance products on BestBuy’s website on rent-to-own terms when you pay with Progressive, its leasing partner.
You can almost not talk about electronics shopping without mentioning BestBuy, that is how strong the brand is when it comes to buying consumer electronics with millions of items in its inventory.
The platform has an integration with Progressive that allows its customers to spread the costs of purchases into monthly bit-sized payments.
If you are lucky enough to be approved for a rent-to-own gaming PC financing at BestBuy, it could be a good deal since you can opt to pick the device from any of its stores nearest to you.
Progressive offers up to $2,500 in credit and if your assigned purchasing power is as high as this after being approved, you should be able to get an amazing PC as well as complementing accessories.
When shopping on the BestBuy website, the ‘Pay with Progressive’ is what you need to check out for a lease-to-own.
Once you select this payment method, a few information be taken from you which will be used to perform a soft credit check to determine your eligibility.
Once approved, an order will be created with details sent to you.
Fingerhut
Pricing From
$59.9/m
Suitable For
Finance for Credit Score
Tip: Fingerhut is a well-known product financing platform that allows you to build your credit score through your shopping activities.
Fingerhut is one platform that is popular when it comes to consumer product financing, thanks to its long history in the credit industry.
It operates a marketplace with several products spread across many categories allowing you to browse through and shop for what you want on a buy now pay later term.
It is sometimes referred to as the ‘Amazon’ of product financing and this is evident in its wide selections which through its electronics category, you can check for gaming desktops to finance.
Though not directly a rent-to-own gaming PC service, if your intention is to buy the product with flexible monthly payment then, you might want to consider Fingerhut for its credit-building features.
Fingerhut provides two types of accounts which depend on your credit history but both are there to allow you to buy its products on payment plans.
The first is the Fingerhut Fetti Revolving Credit Account which does not require you to make any down payment when ordering items on its portal.
Then there is the second called Fingerhut FreshStart Credit Account which requires a down payment of $30 before your order will be shipped.
LeaseVille
Pricing From
$132/m
Suitable For
Lease-to-Own
Tip: LeaseVille offers lease-to-own services for gaming PCs and other tech gadgets through its web portal. Once approved, an order will be created which you can pick up at a nearby retailer.
LeaseVille is an online retail company specializing in lease-to-own solutions for a diverse range of products, including electronics, appliances, furniture, home improvement items, and much more.
Its rent-to-own gaming PC service is designed with flexibility in mind, offering a selection of payment frequencies. You can opt for weekly, bi-weekly, or monthly payments to align with your specific budgetary preferences.
LeaseVille boasts an extensive product catalog, featuring top brands in the computer industry.
This platform operates primarily through its website, offering a convenient platform for browsing and purchasing products. Its streamlined approach makes it easy for you to apply for its rent-to-own gaming PC products.
Using LeaseVille to apply for a lease-to-own service, you are required to have a minimum of $2,000 monthly income.
This is in addition to its requirement of being in active employment in the last three months.
The decision does not take time as within minutes, your eligibility status will be determined and a request will be created once you meet the minimum requirements.
FlexShopper
Pricing From
$64/m
Suitable For
Lease-to-own
Tip: FlexShopper is an online leasing platform where you can also rent to own gaming PCs. It utilizes popular merchants like Amazon and BestBuy for order fulfillment.
FlexShopper is another online shopping portal where you can rent gaming PCs with flexible periodic payments.
This lease-to-own service provider offers a credit of up to $2,500 that you can use to shop for any products in its catalog across varying categories that include electronics, furniture, fashion, and several others.
An interesting thing about FlexShopper is that it utilizes BestBuy’s widespread offline stores to handle quick deliveries of orders to its customers hence, you might be able to get your gaming desktop fast through any of the BestBuy locations nearest to you.
Apart from BestBuy, this platform uses other retailers to purchase the items before delivery. Some of its orders are fulfilled through Amazon, BlairTech, and Adorama, amongst others.
FlexShopper works similarly to Abunda as it also maintains a virtual inventory of products.
With its e-inventory, you can get almost any gaming desktop of your choice from top brands like Skytech, iBuyPower, CyberPowerPC, ViewSonic, Dell, and others.
You can apply on its website and your eligibility will be determined within minutes based on the information you provided.
Once the application is approved, you will be given delivery details and if your order can be fulfilled through BestBuy, the nearest address where you can pick it up will also be sent to you.
RTBShopper
Pricing From
$60.5/m
Suitable For
Lease-to-own
Tip: RTBShopper is another platform that allows you to rent-to-own gaming PCs which can be picked up at a nearby BestBuy outlet.
This online shopping portal is fully into lease-to-own services allowing you to buy any products in its inventory and have them delivered to you or request a pick up at a nearby BestBuy location.
With financing through its third-party partners, you may be able to get a gaming desktop worth as much as $5,000 if you are qualified to get such a spending limit.
RTBShopper has a good collection of computers and complementing accessories in its inventory and you can get PCs from top brands when it comes to computers built for super-tasks.
Since it prioritizes delivery through BestBuy, you may be able to pick up your item the same day provided there is a location close to you.
Its services are fully online hence, you will be making your application through its website and based on the discretion of its financing partners, a credit limit will be assigned to you.
This shopping limit can then be used to rent-to-own gaming PCs in its inventory within your maximum amount.
Just like most lease-to-own service providers, your credit score is not a major determinant hence, you might be able to get your dream gaming desktop through this provider with a poor credit rating.
Rent-A-Center
Pricing From
$123.8/m
Suitable For
Offline Lease-to-own
Tip: Rent-A-Center is one of the most popular players when it comes to rent-to-own services with more than 2,300 physical stores.
Rent-A-Center is one of the popular places to rent-to-own gaming PCs when it comes to in-store purchases, thanks to its widespread network.
Its services also extend online through its website which houses a good collection of gaming desktops you can order on lease terms.
Browsing through its collection of computers, you will see models from well-known brands like Lenovo, Allied Gaming, HP, Acer, and many others you can order.
If you know of a Rent-A-Center outlet around your area, you can walk in during their operation hours to see if you can rent-to-own gaming PCs. Nevertheless, the online portal is there to enable make your request seamlessly.
You can rent-to-own gaming PCs at a nearby store through this platform and have them on the same day once you meet the requirements.
With thousands of outlets spread across cities in several states, there is likely a store close to you that you can use to lease a gaming desktop for the time being until you buy yours.
Aaron’s
Pricing From
$144.9/m
Suitable For
Offline Lease-to-own
Tip: Aaron’s operates one of the largest chains where you can rent-to-own gaming PCs. It has a huge number of items in its collection both online and when you visit its offline stores.
Aaron’s is another popular platform that allows people to rent-to-own gaming PCs from its inventory of computers.
Its service is similar to Rent-A-Center and is seen as a major competitor since it also has a good number of offline locations where you can pick up your items.
Everything can be handled through its online portal and delivery information will be sent to you once your order is confirmed.
But if you intend to make your first lease payment which is usually due on the same day of your request through cash then, you will have to visit one of its offline stores.
The platform also has a good stock of gaming desktops available for rent from top brands.
When applying for its rent-to-own gaming PC service, you will be required to provide certain information including your SSN and income proof among others.
If you do not have some of the required details, try visiting its offline store as you may be eligible.
Points to consider before you lease-to-own gaming PCs
When considering rent-to-own gaming PCs, several important factors should be taken into account to ensure you make an informed decision.
Here are key points to consider:
Convenience to Pay
Determine your budget and assess your ability to meet the scheduled rent-to-own payments comfortably.
Budget
Consider your budget constraints. Going for a rent-to-own gaming PC allows you to access high-quality, up-to-date equipment without the upfront cost of purchasing a new one.
This can be particularly beneficial if you have a limited budget.
Payment Terms
Understand the available payment terms, including weekly, bi-weekly, or monthly options, and choose one that aligns with your financial situation.
Total Cost
Calculate the total cost of ownership over the rental period, including all payments, fees, and interest charges. Compare this to the retail price of the PC.
Interest Rates
Be aware of any interest or finance charges associated with the rent-to-own gaming PC agreement.
Compare these rates to other financing options you may have.
Product Selection
Check the gaming PCs available for rent and ensure they meet your gaming requirements, including performance, graphics capabilities, and storage capacity.
Product Condition
Clarify whether the gaming PC is new or refurbished, and check for any warranties or guarantees on the product.
Rent-to-Own Duration
Determine the duration of the rent-to-own gaming PC agreement and assess whether it suits your needs.
Longer terms may have lower monthly payments but result in higher overall costs.
Ownership Terms
Understand the terms for transferring ownership of the PC. Some agreements may offer the option to purchase the PC at the end of the rental period.
Late Payment Policies
Familiarize yourself with the company’s policies on late payments, penalties, and the impact on your credit history.
Return and Cancellation
Check the return and cancellation policies in case you need to end the agreement prematurely or return the PC for any reason.
Customer Reviews
Research and read customer reviews and experiences with the rent-to-own gaming PC service provider to gauge their reputation and customer satisfaction.
Hidden Costs
Be vigilant for any hidden fees or additional costs that may not be immediately apparent in the agreement.
Support and Maintenance
Inquire about customer support and maintenance services. Understand how the company handles repairs or issues with the gaming PC during the rental period.
Alternative Financing
Consider alternative financing options, such as buy now pay later, personal loans, or credit cards, to determine if they offer more favorable terms than going for a rent-to-own gaming PC service provider.
Credit Check
Check whether a credit check is required for the rent-to-own agreement and assess its impact on your credit score.
By carefully evaluating these factors, you can make an informed decision when choosing a rent-to-own gaming PC service provider and ensure that the terms and conditions align with your financial situation and gaming needs.
Rent-to-own gaming PC option can be a viable option for several reasons, depending on your circumstances and preferences.
However, it is essential to carefully review the terms and conditions of any lease-to-own gaming PC agreement to ensure it aligns with you.
Many of these rent-to-own gaming PC providers allow an early purchase option which can be valuable in helping you to save a lot of costs that could into rental hence, plan towards using this option to purchase the computer.
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