Based on research and not influenced
This is based on research, and not influenced. However, we may earn a commission if you buy through links on this site.

Best Shops to Lease-to-Own Electric Bikes Online

Rent-to-own electric bike shops provide alternate financing to enable you to buy e-bikes on lease terms and pay monthly with no hard credit check.

There are so many benefits when it comes to using e-bikes including stress-free rides through their pedal assist and being more healthier.

However, getting yours by paying upfront might not be a convenient thing to do hence, you could opt for lease-to-own electric options offered by many bike shops online.

Best Rent-to-Own Electric Bike Shops

Here below are some of the best auto shops where you can lease-to-own e-bikes online:



  • A popular electric bike retailer with positive customer reviews
  • Good product pricing
  • Has a lot of models from several brands in its inventory
  • Lease-to-own long-term with the Katapult option or finance with Klarna, Affirm, or Zip

Amazon Monthly

  • Best choice if you are a regular Amazon user
  • It is interest-free and available to regular shoppers
  • If you are considering a rent-to-own electric bike for a short budget then, this is a good option if you are eligible
  • You can spread the repayments up to 120 days


  • Abunda enables you to rent-to-own e-bikes on Amazon
  • Hundreds of models from several brands
  • Seamless shopping by searching its inventory or copying and pasting an Amazon link
  • You can use the early purchase option and save a lot on rental costs
  • Pay easily with Acima, PayPal Pay in 4, and Klarna

eBike Joy

e-Bike Joy




Tip: eBike Joy is an online platform where you can rent-to-own electric bikes through long-term financing provided by Katapult.


eBike Joy is an online retailer that allows rent-to-own electric purchases through its integration with Katapult.

This platform sells e-bikes from many brands including Nakto, X-Treme, Pfautec, Eurnorao, e-Joy, and many others you can buy without paying upfront.

With Katapult, you can purchase any of the electric bike models in its inventory on lease-to-own terms up to a financing credit of $3,500.

You can browse through its categories of bikes including cruisers, folding bikes, hunting, mountain adventure, dirt bikes, and others to choose which meets your preference.


Read more about eBike Joy

Apart from the rent-to-own electric option provided through Katapult, this provider also allows you to finance its product through Klarna, Shop Pay, and Zip.

Since these buy-now-pay-later companies also have long-term financing options, you can use any of them if you do not want to use Katapult to order your e-bikes. 

Amazon Monthly


Pricing From



Tip: Amazon monthly is an interest-free method to spread the cost of purchases and it is accessible to users who shop regularly on the platform.


If you are a frequent Amazon shopper and find that your budget doesn’t quite align with the immediate cost of an electric bike purchase, it’s worth considering Amazon’s monthly payment service.

This choice allows you to finance an electric bike or other products offered on their platform and extend the payments over a maximum period of 120 days, at which point the electric bike becomes your own.

Eligibility for this service is based on certain criteria, and if you are a regular Amazon customer, you may qualify for this interest-free financing opportunity for your electric bike.


Read more about the Amazon Monthly Payment

This service is applicable to specific products, and you may find that your desired e-bike qualifies for monthly installment payments.

To confirm its eligibility, add the bike to your cart and proceed to the payment page. If the item is eligible for Amazon’s monthly payment option, you will receive an indication on that page.

From this point, you can proceed with the checkout process to evaluate whether this financing solution meets your needs for obtaining the electric bike.





New York City


Tip: Use code PRT537 for $30 off. Whizz rent-to-own electric bike option is available to residents of New York City.


These electric bikes are renowned for their vibrant green aesthetics, with a strong emphasis on design to make them visually striking tools for efficient logistics.

This brand offers two distinct types of electric bikes, namely the Storm and the Breeze, each available at different rental rates and featuring varying specifications.

Additionally, there is an enticing option for refurbished electric bikes that can be rented at a significantly reduced cost compared to the plans available for brand-new Whizz electric bikes.


Read more about the Whizz

The monthly rental price for the Breeze model starts at $149 while the Storm model is priced at $169.

If you are interested in acquiring one of their used electric bikes, the total cost is now $590 (formerly $670), and you have the flexibility to pay upfront if you have the necessary funds. Alternatively, you can opt for a “buy now, pay later” approach by utilizing Klarna’s payment plans.

Furthermore, you can also secure a Whizz electric bike through lease-to-own arrangements by selecting the Acima leasing option during the payment process.

Ordering online is a more convenient and expedient way to obtain your electric bike compared to going through the entire process at physical locations.

To enjoy a $30 discount on your first rental payment, simply apply the promo code PRT537 when placing your order.

Additionally, if you pick up your bike within 24 hours, you may be eligible for another $30 discount in your second month.






Tip: Abunda is a platform that allows you to spread the payment for electric bike purchases on Amazon for up to 12 months.


Abunda is an exceptional platform that offers a good buy-now-pay-later option for acquiring electric bikes on Amazon. It boasts an impressive array of electric bike options directly sourced from Amazon’s inventory.

Its electric bike rent-to-own program is made possible through seamless integration with third-party financing providers like PayPal and Klarna. Additionally, Abunda seamlessly interfaces with Acima, enabling you to spread your lease payments for electric bikes over a generous period of up to 12 months.

This platform features a user-friendly shopping interface that simplifies the process of searching for your desired electric bike. You can even finance your selection by simply pasting an Amazon product link into its search field.

Upon approval of your order on Abunda, your e-bike will be dispatched from the Amazon warehouse, ensuring a convenient and swift delivery process.


Read more about Abunda

Abunda presents a diverse range of electric bike models within its biking category, ensuring you can explore and discover the ideal match for your riding preferences.

Getting started with Abunda is a breeze, as there are no initial prerequisites for accessing their rent-to-own electric bike services. You can jump right into the experience without the need to provide any upfront information.

It is important to note that the financing amount available for your electric bike purchase is determined by Abunda’s reputable third-party partners. To complete an order, you will be required to provide certain essential details.

When applying for financing through Klarna and PayPal Pay in 4 to acquire your electric bike, minimal information is all that is needed. However, the process differs when you choose Abunda’s leasing partner.

Acima, Abunda’s lease-to-own service provider, extends the opportunity to secure financing of up to $4,000. This enables you to acquire your desired e-bike and conveniently spread the cost of your purchase over a 12-month period.

Best Buy

Best Buy




Tip: Popular for its consumer electronics, you can also rent-to-own electric bikes on BestBuy when you checkout with Progressive.


This platform is a popular choice for electronics enthusiasts, offering a wide range of products, including top-notch electric bikes.

BestBuy provides several payment options, including their store credit card, Zip, PayPal, and Apple Pay, making it convenient for you to make payments for your e-bike purchase.

If you are interested in a lease-to-own option for an e-bike, you will find Progressive Leasing available on the checkout page, allowing you to initiate the application process.

The lease financing provider offers up to $2,500, providing you with the financial flexibility to acquire a high-quality e-bike from BestBuy.


Read more about BestBuy

When you select ‘Pay with Progressive’ as your preferred payment method for your rent-to-own electric bike purchase, a dedicated page will open, prompting you to provide application information.

These details are essential for the provider to perform a brief and soft credit check, which is done to assist them in assigning your purchase limit.

It is important to note that this soft check is both swift and has no effect on your credit score, so there is no need for any concern.

Alternatively, if you prefer an in-person transaction, you can also utilize Progressive Leasing at any physical BestBuy store in your vicinity when purchasing your e-bike.






Tip: E-PowerSport is one of the online shops that provides rent-to-own electric bike programs through Progressive Leasing.


This online shop provides different methods to allow its customers to purchase products from its inventory through varying means, including a buy here pay here program, layaway, pay-in-4, and lease-to-own option. 

With so many options, you should be able to buy your choice e-bike when shopping on the E-PowerSport portal.

Its rent-to-own electric bike service is powered through its connection to Progressive Leasing hence, you can purchase up to a credit limit of $3,500.


Read more about E-PowerSport

E-PowerSport is a multi-varied platform in terms of product offerings. In addition to its amazing e-bike inventory, you can also purchase motorcycles, scooters, and accessories via its online shopping portal.

All these are also available for financing should in case you become interested in them rather than going for its rent-to-own electric bike option.

All Around e-Bikes

All Around e-Bikes




Tip: All Around e-Bikes has a lease-to-own electric bike option through its integration with Katapult.


All Around e-Bikes is another online shopping portal with different models of electric bikes and scooters from well-known brands.

You can almost buy any item on its platform without paying upfront, thanks to its financing option provided through PayTomorrow which grants up to $10,000 that can be spread over as much as 48 months.

For its rent-to-own electric bike option,  the service is financed through Katapult which gives up to a credit limit of $3,500 for purchasing products of your choice provided you meet its criteria.

If you have a Klarna account, you can also use it to buy now and pay later on All Around e-Bikes.


Read more about All Around e-Bikes

Getting started with financing your preferred item on All Around e-Bikes is easy as you only need to visit its portal and the product you need in your cart.

To checkout on lease-to-own terms, ensure to select ‘Pay with Katapult’ once you are on the payment page.






Tip: RTBShopper provides rent-to-own electric bike options for its customers up to a financing credit of $5,000.


RTBShopper is a versatile platform that extends rent-to-own options for electric bikes and various other products, all while offering the added convenience of arranging pick-up at the nearest BestBuy offline store.

When you choose to finance your electric bike through RTBShopper, you may have the opportunity to acquire an e-bike and accompanying accessories valued at up to $5,000, provided you meet the necessary qualifications.


Read more about RTBShopper


The shopping portal showcases an impressive inventory of electric bikes and related gear, allowing you to explore and select the e-bike that suits your preferences and specifications. This includes special editions and bundles tailored to enhance your riding experience.

Similar to some of the rent-to-own electric bike providers on this list, RTBShopper’s commitment to utilizing offline third-party retailers for delivery makes it a go-to choice for swift service.

If a nearby BestBuy store is accessible, you might even have the option to pick up your chosen electric bike on the very same day, ensuring a rapid and hassle-free shopping experience.






Tip: You can rent-to-own electric bikes on Buddy’s Home Furnishing online portal and across its over 300 offline locations.


Buddy’s Home Furnishings is a renowned rent-to-own brand that operates both online and boasts an extensive offline network of over 300 locations. It is highly regarded for its lease-to-own option, covering a wide range of products, including electric bikes.

Apart from electric bikes, Buddy’s provides a diverse selection of rent-to-own items, including lawnmowers, furniture, kitchen appliances, televisions, laptops, and more.

A standout feature is Buddy’s Express, a complimentary same-day delivery service. If you submit your application in a timely manner, you can have your rent-to-own electric bike delivered within 24 hours.

You can explore their online platform to identify items eligible for 24-hour delivery. Input your zip code to locate the nearest Buddy’s outlet to you, ensuring a hassle-free and convenient shopping experience for your electric bike needs.


Read more about Buddy’s Home Furnishing

When it comes to securing an electric bike through a rent-to-own arrangement, Buddy’s Bargains is a noteworthy option to explore.

This offering from this leasing service provider encompasses a diverse range of previously leased electric bikes, all available at discounted rates and prepared for prompt delivery to your doorstep.

Given that the Bargain inventory is regularly updated, it is advisable to check whether the specific electric bike model you desire is currently available for rent at reduced rates.

It is important to note that Buddy’s Bargains primarily deals with pre-leased items, so it may not be the ideal choice if your intention is to purchase the electric bike at the end of the rental period, as the bikes in this deal are used.

Nonetheless, it can be an appealing option if your goal is to enjoy the electric bike for a short-term rental experience before returning it.






Tip: Hiboy is a reputable brand known for its range of electric bikes, scooters, and skateboards. It has Affirm Connect integrated for long-term financing.


Hiboy is a reputable brand that offers a range of electric bikes, scooters, and skateboards designed to enhance urban mobility and provide eco-friendly transportation options.

It is one of the two companies that sell their own products on this list of rent-to-own electric bike providers, alongside Whizz.

It has Affirm Connect integrated, allowing you multiple financing options including being able to buy your choice e-bike on lease-to-own terms when you select Katapult.




Pricing From



Tip: LeaseVille facilitates rent-to-own PS5 purchases and for other products. After approval, choose delivery or pick up at a partner store.


LeaseVille is an online platform specializing in lease-to-own solutions for a diverse range of products, including high-quality electric bikes, alongside electronics, appliances, furniture, home improvement items, and more.

One of the distinguishing features of this platform is its flexibility in fulfilling your orders. LeaseVille provides a seamless choice between online and offline delivery methods, tailored to your specific preferences.

Much like Abunda and RBTShopper, LeaseVille primarily sources its inventory through strategic partnerships with major retailers such as BestBuy and Home Depot. This strategic collaboration offers you the convenience of selecting and acquiring your desired e-bikes and other items from the physical locations of these retail partners.

Furthermore, LeaseVille enhances convenience by offering home delivery services, eliminating the need for in-store pick-up when you are interested in securing a rent-to-own electric bike or any other product through their platform.


Read more about LeaseVille

With a credit limit that extends up to $3,500, you have the flexibility to select your preferred electric bike from the extensive virtual inventory available on LeaseVille’s website.

When applying for a rent-to-own electric bike through LeaseVille, it is important to be aware that a minimum monthly income of $2,000 is a prerequisite. Additionally, applicants are required to demonstrate active employment within the last three months.

The application process is streamlined for efficiency, and eligibility status is typically determined within minutes. Once you meet the minimum requirements, LeaseVille promptly processes your request, ensuring a swift decision on your electric bike lease application.






Tip: FlexShopper is a leasing service provider that also has some electric bikes available in its inventory for rent-to-own purchases.


FlexShopper presents an alternative online shopping solution, offering you the opportunity to lease to own an electric bike and make flexible periodic payments.

As a rent-to-own service provider, FlexShopper provides credit lines of up to $2,500, giving you the freedom to explore a diverse catalog of products that include electronics, furniture, fashion, and more.

A notable feature of FlexShopper is its good use of BestBuy outlets, tapping into its extensive network of physical stores to facilitate prompt order deliveries. This means you can enjoy swift delivery options through nearby merchant locations.

Additionally, the company collaborates with a range of other reputable retailers, including its use of Amazon for product purchases, BlairTech, Adorama, and more, to source and deliver your desired items, enhancing your overall shopping experience.


Read more about FlexShopper

FlexShopper operates similarly to LeaseVille and RBT, maintaining a virtual inventory of products for a convenient shopping experience.

Within this inventory, you will find access to a diverse range of electric bikes, featuring options from reputable brands known for their quality and performance.

To get started, simply visit their website and complete a straightforward application process. Your eligibility will be promptly assessed based on the information provided.

Upon approval of your application, you will receive delivery details. If your order can be fulfilled through BestBuy or any of their offline partners, FlexShopper will also offer you the closest pickup location, further enhancing your convenience in acquiring your electric bike.






Tip: Rent-A-Center is another well-known destination where you can rent-to-own electric bikes and other products both online and through its physical stores.


When it comes to mobility, Rent-A-Center is a well-known choice for those seeking rent-to-own electric bike options and related products. They have an extensive network of physical stores, providing convenient in-store rentals.

Moreover, the company extends its services online through its website, where you can discover a diverse selection of electric bikes available for lease.

As you browse through their e-bike offerings, you will find models from reputable brands like Nakto, SwagTron, Santa Monica, and ProForm, offering you the latest in electric biking experiences, all open for ordering.

If you have a Rent-A-Center store nearby, you can visit during their operating hours to explore the possibility of rent-to-own electric bikes.

However, if convenience is your preference, their online portal offers a seamless way to request an e-bike rental from the comfort of your home, ensuring you get yours without stress.


Read more about Rent-A-Center

Through this platform, you have the opportunity to apply for a rent-to-own electric bike purchase at a nearby store, and if you meet the necessary requirements, you can have the e-bike on the same day.

With a vast network of outlets spanning across cities in various states, it is highly likely that there is a store conveniently located near you.

This accessibility allows you to quickly lease an electric bike, providing you with a temporary e-biking solution until you are ready to make a purchase.

Points to consider before you lease-to-own electric bikes

When considering renting-to-own electric bikes, there are several important points to keep in mind to ensure you make the right decision for your needs:



Determine your budget for renting to own an electric bike. Consider not only the monthly rental cost but also any upfront fees, maintenance costs, and insurance expenses.


Rental Duration

Decide how long you intend to rent the electric bike. Rent-to-own contracts can vary in length, so choose a duration that aligns with your usage and financial plans.


Electric Bike Selection

Research the available electric bike models and choose one that suits your preferences and needs. Consider factors like battery range, motor power, riding terrain, and comfort features.


Rental Terms

Carefully review the terms and conditions of the rental agreement. Pay attention to details such as the rental period, monthly payments, and any penalties for early termination.


Ownership Option

Understand the terms for ownership at the end of the rental period. Determine whether there is a buyout option, and if so, the cost associated with it.


Maintenance and Repairs

Inquire about maintenance and repair responsibilities during the rental period. Some rental agreements may cover these costs, while others may require you to handle them separately.



Check whether the rental includes insurance coverage for theft, damage, or accidents. If not, consider obtaining insurance to protect your investment.


Upgrades and Exchanges

Inquire about the possibility of upgrading to a different electric bike model or exchanging your rental bike for another one if your needs change.


Deposit and Fees

Be aware of any required deposits or additional fees associated with the rental.

Understand the refund policy for the deposit.



Check if the electric bike is covered by a warranty during the rental period. Understand the warranty terms and what it covers.


Payment Options

Explore the available payment methods and frequency options for making rental payments. Determine if the rental company offers flexible payment plans.


Local Regulations

 Familiarize yourself with local regulations regarding electric bikes, such as licensing, helmet requirements, and where you are allowed to ride.


Customer Reviews

Research the rental company’s reputation and read customer reviews to ensure they provide quality products and services.


Return Conditions

Understand the conditions for returning the electric bike at the end of the rental period. Check for any wear-and-tear guidelines or penalties.


Customer Support

Assess the quality of customer support provided by the rental company. Ensure they are responsive and can assist you with any issues or questions.



By considering these points, you can make an informed decision when renting an electric bike and ensure that the rental arrangement aligns with your preferences and needs.



Choosing to rent an electric bike can be a practical decision for various reasons, depending on your individual circumstances and preferences.

However, it is crucial to carefully examine the terms and conditions of any rent-to-own electric bike agreement to ensure it meets your needs.

Many lease-to-own electric bike providers often offer an early purchase option, which can be especially advantageous in terms of cost savings compared to continuing rental payments.

Therefore, it is recommended to plan and utilize this option with the aim of eventually owning the electric bike outright. This strategy can be a wise financial decision in the long term.

Happiness Crew
Stay Glued!
You are the first in our research hence, we rallies around doing rigorous checks, testing and analysis to help you make a good decision on products and services. Meanwhile, items providers' final views are superior to ours.
0 0 votes
What do you think?
Notify of

Inline Feedbacks
View all comments