Stores that accept Kafene

Kafene lets you lease furniture, mattresses, tires and more with payments on your paydays, and own the item after your last payment or sooner. Here are the US stores we have confirmed offer it online, what it costs and what to watch out for.

  • 99 stores confirmed
  • List checked Nov 11, 2026
  • US stores only

Kafene at a glance

Cost
More than cash price

The full lease costs more than the cash price. Paying off in the first 90 days costs only the cash price, tax and a flat processing premium.

Credit check
No score impact

Kafene says applying won't affect your credit score.

Approval
Up to $5,000

You need $800 a month in income, a checking account, government ID and to be 18 or older.

Payments
Weekly or biweekly

Payments are timed to your paydays.

Plans

  • Weekly or every-two-weeks payments Payments are timed to your paydays until you own the item.
  • Early purchase Pay off within the early period (e.g. 90 days) for the cash price, tax and a flat processing premium. Later payoffs get a discount.

Checked Nov 11, 2026. Sources: Kafene FAQ; Kafene for customers

Watch out for

  • Paying the full lease costs more than the cash price. Pay off within 90 days if you can.
  • Kafene doesn't publish its term lengths, fees or excluded states on its site, so read your agreement.
  • You need a checking account and at least $800 a month in income.
  • Kafene is not a loan.

How it works

  1. Apply with Kafene at a participating store.
  2. Kafene decides quickly; applying won't affect your credit score.
  3. Sign the lease and pay any amount due at signing.
  4. Pay weekly or every two weeks, or pay off early to save.

Stores that take Kafene

Each store was checked on its own website. The date shows when we last checked. Stores can stop offering Kafene, so confirm at checkout.

All stores 99 stores

Showing 24 of 99

Browse all stores by category

Each category page lists every store we have checked, with all the ways to pay there, not just Kafene.

Questions people ask

Is Kafene a loan?

No. Kafene is a lease-to-own product, not a loan. You own the item after your final payment or an early payoff.

Does Kafene check credit?

Kafene says applying won't affect your credit score.

How much does Kafene cost?

More than the cash price over the full lease. Paying off within the first 90 days costs the cash price, tax and a flat processing premium.

What do I need for Kafene?

Be 18 or older with at least $800 a month in income, a checking account and government ID.

CompareOther lease-to-own optionsSee how Kafene compares with Acima, Progressive Leasing, Katapult, Snap Finance, Koalafi and more.

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. How we make money