Pay over time at Dell

Dell sells Dell laptops, desktops, monitors, gaming PCs and computer accessories. We confirmed PayPal Pay Later and Progressive Leasing here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

PayPal Pay Later

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 The store’s website says it offers PayPal Pay Later

Store offer, minimum and plan lengths are from Dell’s website. APR and credit check are PayPal Pay Later’s general terms.

All PayPal Pay Later stores and terms

Lease-to-own

Progressive Leasing

Name at checkout
Dell Pay
Cost
More than cash price
Credit check
No credit needed

Checked Nov 10, 2026 The store’s website says it offers Progressive Leasing

Store offer, minimum and plan lengths are from Dell’s website. Cost and credit check are Progressive Leasing’s general terms.

All Progressive Leasing stores and terms

How to pay over time at Dell

  1. Add what you want to your cart on dell.com.
  2. At checkout or on the store’s financing page, choose PayPal Pay Later or Dell Pay.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Dell financing

Does Dell offer financing?

Yes. We confirmed PayPal Pay Later and Progressive Leasing at Dell on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Dell affect my credit score?

PayPal may run a soft credit check for Pay Later, which does not affect your score. Pay Monthly loans may be reported to credit bureaus.

Can I use PayPal Pay Later in a Dell store?

We checked online shopping at Dell only. If the store has physical locations, ask there whether financing is available.

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