Rent-to-own wheel stores online bring convenience by enabling you to finance wheels for your car or bike and others with no hard-pull credit check required.
Without a doubt, opting for lease-to-own wheels can prove advantageous for individuals in need of new wheels but facing budget constraints that prevent them from making an immediate purchase.
However, the concept of an upfront payment might not consistently align with convenience, especially in the context of acquiring wheels. In such instances, leasing presents a practical substitute, enabling you to acquire the necessary wheels and defer payment until a later point in time.
Best Rent-to-Own Wheels Dealers Online
Here below are the top places where you can lease to own wheels and accessories online:
TOP 3 PICKS
Amazon Monthly
Pay with
Amazon Monthly
Best For
Amazon Buyout
Tip: Amazon provides a zero-interest monthly payment option, enabling you to purchase wheels or any product and spread payments evenly across a maximum of 120 days, provided you meet the eligibility requirements. Also, you can use Affirm for payment plan purchases up to 12 months.
Without a doubt, Amazon’s product selection is impressively diverse, featuring a wide range of wheel options from reputable brands such as OZ Racing, Rial, Sparco, American Racing, BBS, Enkei, KMC XD, Motegi, Sport Edition, and others.
Instead of considering a rent-to-own wheel approach, Amazon provides an exceptional financing solution that empowers you to acquire the wheels of your choice from its extensive marketplace without paying any interest. With this option, you can evenly distribute payments over an extended period of up to 120 days.
This financing service grants you the flexibility to handpick any wheel product available on Amazon’s vast platform and spread out payments over a maximum timeframe of 120 days, ultimately ensuring complete ownership of your selected wheels.
To qualify for this interest-free financing opportunity, specific eligibility criteria must be met. Frequent Amazon shoppers may discover that they easily qualify, making this a convenient payment alternative that addresses budget constraints effectively.
Alternatively, there is Affirm which is available to use on Amazon for spreading the cost of purchases up to 12 months and it can be a good solution to get those wheels you need conveniently.
The zero-interest service is customized for particular products, and you might find that the wheel model you’re interested in qualifies for monthly installment payments.
To confirm eligibility, simply add the product to your cart and proceed to the payment page.
If the chosen wheel model satisfies Amazon’s monthly payment option criteria, you will promptly receive a clear notification on the payment page, offering you the confidence to proceed with your purchase.
Alternatively, for most products, the Affirm option is available, allowing you to make a purchase now and settle the payment at a later date.
Tirebuyer
Pay with
PayTomorrow
Best For
Automotive Needs
Tip: Tirebuyer is a reputable retailer offering rims and tire accessories from known brands, with PayTomorrow for convenient rent-to-own tire purchases. Ideal for automotive needs.
Tirebuyer stands as a renowned destination for all your tire and automotive accessory requirements, addressing both car repairs and enhancements with excellence.
This respected auto parts retailer provides an extensive range of products sourced from well-known automotive brands, including Hankook, Enkei, Dayton, Racing, Accelera, Futura, and many more. This ensures that you have access to a diverse selection of options to cater to your vehicle’s needs.
Remarkably, Tirebuyer streamlines the financing process through PayTomorrow, right at the checkout stage. This means that you can effortlessly finance your purchase by simply logging into your PayTomorrow account and authorizing your order.
To make use of this convenient option, ensure that the items in your cart meet the minimum total requirement of $300. Once you reach the checkout page, opt for the PayTomorrow choice to transform your purchase into a lease-to-own arrangement.
This platform boasts an extensive inventory, ensuring you can find nearly any tire you desire.
Tirebuyer provides various financing methods beyond its rent-to-own tire option, made convenient through PayTomorrow.
Among these alternatives, you have the flexibility to make a purchase now and settle the payment later using your Affirm purchasing power. Additionally, you can opt for PayPal financing options at checkout.
Abunda
Pay with
Acima
Best For
Lease-to-own
Tip: Abunda provides you with the capability to make use of your Acima shopping credit to buy wheels from any brand offered on Amazon. Simply copy the product link from Amazon, paste it into Abunda, and swiftly finalize your order in a matter of seconds.
Abunda acts as a shopping gateway, facilitating product financing options on Amazon through popular buy-now-pay-later platforms like PayPal Pay in 4, Klarna, and Acima.
While it boasts an interface reminiscent of e-commerce platforms, Abunda primarily sources its product inventory from Amazon.
Leveraging Amazon’s extensive stock, this platform guarantees access to a wide array of products, provided they are available on Amazon’s listings.
As an approved online leasing store by Acima, Abunda offers an expansive selection that includes well-known wheel brands such as 1AV, 2Forge, 356 Wheels, 3SDM, 6Performance Wheels, 7Twenty, AC Schnitzer, Advan, and more—all of which you can effortlessly order.
For added convenience, take advantage of Acima’s “fetch product” feature. Simply copy the Amazon product link, paste it into Acima’s search field on its homepage, and proceed with a hassle-free purchase through your Acima account.
To embark on your shopping journey using Abunda’s rent-to-own wheels option, start by visiting their website to explore their extensive collection.
If you come across a specific item on Amazon that piques your interest, there’s a simple method at your disposal. Just copy the Amazon link for the wheel you desire and paste it into Abunda’s search field.
After submission, the system will retrieve the necessary information, allowing you to proceed with your order on Abunda, complete with flexible pay-later terms. During the checkout process, you’ll have the liberty to choose your preferred financing option.
You can select Acima for extended lease-to-own financing or explore buy-now-pay-later alternatives like PayPal Pay in 4 and Klarna.
OTHER RENT-T-OWN WHEELS OPTIONS
RNR Tires
- RNR Tire Express stands out as a well-known tire and wheel retailer.
- They present a distinctive rent-to-own financing solution tailored for tires and wheels.
- With numerous locations spanning the United States, RNR enjoys a broad presence.
- Their financing program empowers customers to make affordable payments over an extended period.
- RNR specializes in delivering high-quality tires and wheels, accompanied by flexible payment choices to cater to customer needs.
Rent-A-Wheel
- Rent-A-Wheel stands as a renowned tire and wheel retailer recognized for its quality offerings.
- In addition to its extensive product selection, Rent-A-Wheel extends a rent-to-own financing choice.
- With a widespread network of locations, Rent-A-Wheel serves customers across diverse regions.
- Their financing program empowers customers to make budget-friendly payments over an extended duration.
- Rent-A-Wheel specializes in providing a diverse array of tires and wheels, complemented by adaptable payment plans to meet customer preferences.
PayLaterTires
- PayLaterTires is a tire retailer renowned for its innovative payment solutions.
- Their expertise lies in offering buy-now-pay-later alternatives specifically designed for tire purchases.
- The platform caters to customers in search of flexibility when acquiring tires.
- Their customizable payment plans empower customers to obtain tires and spread the cost over a manageable period.
- PayLaterTires is dedicated to simplifying tire buying, making it accessible and convenient through deferred payment options.
RimTyme
- RimTyme is a firmly established retailer specializing in rims and tires.
- They proudly present a rent-to-own program tailored to wheels and tires.
- With an extensive network of locations, RimTyme ensures accessibility for customers in diverse regions.
- Their financing solutions empower customers to acquire rims and tires while distributing payments over a convenient timeline.
- RimTyme excels in offering a diverse selection of rim and tire options, complemented by adaptable payment plans designed to accommodate customer preferences.
Audio City USA
- Audio City USA stands as a respected retailer renowned for its expertise in car audio, wheels, and tires.
- Their product range includes a comprehensive selection of car audio systems, aftermarket wheels, and tires.
- Audio City USA has earned recognition for its robust online presence, extending its services to customers across the nation.
- Their inventory features a diverse array of audio brands, wheel designs, and tire choices, catering to a wide spectrum of preferences.
- The company is dedicated to offering automotive enthusiasts a range of customization options.
Tire Agent
- Online retailer for tires and wheels
- Extensive product selection
- Offers financing, including rent-to-own wheels
- Convenient online shopping platform
- Serves customers nationwide
Hubcap
- Hubcap is a retailer specializing in automotive wheel covers, also known as hubcaps.
- They offer a variety of hubcaps designed to fit different vehicle makes and models.
- Hubcap provides an affordable and convenient solution for replacing or upgrading wheel covers.
- Customers can browse their selection of hubcaps to find the right fit for their vehicles.
- The company focuses on offering a range of hubcap options to enhance the aesthetics of vehicles.
- Through Progressive, you can rent-to-own wheels and other items.
Rimz One
- Rimz One is an established automotive retailer specializing in wheels, tires, and accessories.
- They offer a wide range of products, including custom wheels, tires, suspension components, and more.
- Rimz One provides options for both OEM (original equipment manufacturer) and aftermarket automotive parts.
- The company is known for its expertise in helping customers customize their vehicles with the latest trends in automotive styling.
- Rimz One serves automotive enthusiasts and vehicle owners seeking high-quality automotive accessories and customization options.
National Tire & Wheel
- National Tire & Wheel is a reputable automotive retailer specializing in a wide range of tires, wheels, and related accessories.
- They offer an extensive selection of products, including tires for various vehicle types, aftermarket wheels, and other automotive accessories.
- National Tire & Wheel is known for its commitment to providing high-quality products from leading brands in the automotive industry.
- The company serves both individual consumers and businesses, offering solutions for various automotive needs.
- National Tire & Wheel has a strong online presence, making it convenient for customers to browse and purchase automotive products from their website.
BB Wheels
- BB Wheels is a reputable automotive retailer specializing in wheels, tires, and related accessories.
- They offer a wide range of products, including aftermarket wheels, tires for different vehicle types, and various automotive accessories.
- The company is known for its focus on providing customers with high-quality products and exceptional customer service.
- The company caters to both individual consumers and businesses, offering solutions for various automotive needs.
- BB Wheels’ online presence allows customers to easily browse and purchase automotive products from their website, providing convenience and accessibility.
Your Next Tire
- Your Next Tire is an established tire retailer specializing in a diverse selection of tires and wheels for various vehicles, including cars, trucks, and SUVs.
- They offer a wide range of tire brands, ensuring that customers have access to quality options that suit their specific needs and preferences.
- Your Next Tire emphasizes competitive pricing, aiming to provide cost-effective tire solutions for budget-conscious customers.
- The company’s online platform makes it convenient for customers to research, select, and purchase tires from the comfort of their homes.
- Your Next Tire focuses on delivering excellent customer service and tire expertise to assist customers in making informed decisions about their tire purchases.
Get Your Wheels
- Get Your Wheels operates as an e-commerce platform specializing in the sale of tires and wheels.
- The platform provides an array of payment plans, including financing and rent-to-own wheels and tire choices.
- It boasts an extensive selection of tire and wheel brands within its inventory.
- Get Your Wheels garners positive feedback from customers for its prompt shipping and dedicated customer service.
- It stands as a hassle-free online resource for purchasing wheels and tires and arranging delivery to your preferred location.
WatercooledIND
- WatercooledIND is a well-regarded company specializing in custom automotive wheels, particularly known for their high-quality forged wheels.
- They offer a range of custom wheel options, allowing customers to personalize their vehicle’s appearance.
- WatercooledIND is recognized for its craftsmanship and attention to detail, resulting in wheels that meet the highest standards of quality and performance.
- The company caters to automotive enthusiasts and vehicle owners seeking unique and custom wheel solutions.
- WatercooledIND’s wheels are designed to enhance both the aesthetics and performance of vehicles, making them a popular choice among car enthusiasts.
RTBShopper
- RTBShopper is a well-regarded e-commerce retailer specializing in lease-to-own service.
- Their inventory comprises a versatile range of tires and wheels tailored to meet the requirements of different vehicle types and purposes.
- RTBShopper extends to customers’ adaptable payment choices, ensuring accessibility to high-quality products.
- Through their rent-to-own wheels initiative, customers can relish top-tier items while benefiting from easily manageable monthly payments.
- RTBShopper primarily serves individuals seeking convenient and alternative access to a diverse wheel selection.
Factors to Consider Before Leasing to Own Wheels
Opting for rent-to-own wheels can be an attractive option for those who want to upgrade their vehicle’s appearance without committing to a full purchase upfront. This arrangement allows individuals to make regular payments over a specified period with the ultimate goal of owning the wheels outright.
However, before you decide to lease to own wheels, there are several important factors to consider to ensure that it’s the right choice for you.
Here are some important points to note:
Your Budget and Financial Situation
The first and most crucial consideration when thinking about leasing to own wheels is your budget and overall financial situation. Assess your current income, expenses, and savings to determine if you can comfortably afford the monthly payments associated with the lease-to-own arrangement.
Here are some key financial aspects to evaluate:
a. Monthly Payments
Calculate the monthly payments you’ll be required to make as part of the rent-to-own wheels agreement. Ensure that these payments fit within your budget without causing financial strain.
b. Down Payment
Determine if a down payment is required before you start making monthly payments. Some lease-to-own agreements may ask for an initial deposit, while others may not.
c. Interest Rates
Find out the interest rates associated with the lease. Higher interest rates can significantly impact the overall cost of the wheels. Compare rates from different providers to secure the most favorable terms.
d. Total Cost
Consider the total cost of the rent-to-own wheels arrangement. This includes the monthly payments, any down payment, taxes, fees, and the final purchase price. Make sure you are aware of all expenses involved.
e. Other Financial Goals
Evaluate whether leasing to own wheels aligns with your broader financial goals. If you have other financial priorities, such as saving for a home or retirement, ensure that leasing won’t hinder these objectives.
Credit Score and History
Your credit score plays a pivotal role in determining your eligibility for rent-to-own wheels agreements and the interest rates you’ll be offered. A higher credit score typically results in more favorable terms, including lower interest rates. Before pursuing a lease, obtain a copy of your credit report and review it for accuracy.
a. Credit Score
Know your credit score and understand how it affects your financial profile. Lenders often have minimum credit score requirements, so check if you meet these criteria.
b. Credit History
Review your credit history for any discrepancies or negative marks that might affect your ability to secure a lease-to-own agreement. Address any issues before applying.
c. Credit Repair
If your credit score is less than ideal, consider taking steps to improve it before entering into a lease. This could include paying down debt, resolving outstanding issues, or seeking professional credit repair services.
Lease Terms and Conditions
Understanding the specific terms and conditions of the lease agreement is essential before proceeding. Lease terms can vary significantly between providers, so carefully read and analyze the agreement.
a. Lease Duration
Determine the length of the lease. Lease terms can range from 12 months to several years. Choose a term that aligns with your financial goals and how long you plan to keep the wheels.
b. Early Termination
Find out the terms for early termination of the lease. Some agreements may impose penalties or additional fees if you decide to end the lease prematurely.
c. Mileage Limitations
Check if the lease imposes mileage limitations. Going over the specified mileage can result in extra charges. Ensure that the mileage limit aligns with your driving habits.
d. Maintenance and Repairs
Understand your responsibilities regarding maintenance and repairs. Some leases may require you to cover maintenance costs, while others include maintenance as part of the agreement.
e. Insurance Requirements
Check if the rent-to-own wheels contract mandates specific insurance coverage. You may be required to have comprehensive coverage to protect the leased wheels.
Wheel Options and Compatibility
Before committing to the rent-to-own wheels agreement, ensure that the wheels you desire are compatible with your vehicle. Consider factors like wheel size, bolt pattern, offset, and tire size to ensure a proper fit.
a. Vehicle Compatibility
Verify that the wheels you plan to lease suit your vehicle’s make and model. Incompatible wheels can lead to handling and safety issues.
b. Aesthetics and Style
Consider the aesthetics and style of the wheels. Ensure they enhance the appearance of your vehicle and align with your personal preferences.
c. Wheel Maintenance
Different wheel materials require varying levels of maintenance. Determine if you are willing to invest the time and effort needed to keep the wheels in good condition.
d. Seasonal Considerations
If you live in an area with distinct seasons, think about whether the wheels are suitable for all weather conditions. Some wheel materials may be more resilient to harsh winters or extreme heat.
Lease Provider and Reputation
Choosing a reputable lease provider is crucial to ensure a transparent and trustworthy leasing experience. Research potential providers thoroughly and assess their reputation.
a. Provider Reviews
Look for reviews and testimonials from other customers who have leased wheels from the same provider. Please pay attention to their experiences and feedback.
b. Licensing and Accreditation
Verify that the lease provider is properly licensed and accredited. This helps ensure they adhere to industry standards and regulations.
c. Better Business Bureau (BBB) Rating
Check the provider’s BBB rating and any complaints or disputes that have been filed against them. A high rating and minimal complaints are positive indicators.
d. Transparency
Evaluate the transparency of the lease provider regarding terms, fees, and conditions. Avoid providers with vague or unclear agreements.
Alternatives to Leasing
The rent-to-own wheels option is one among several for acquiring new wheels. Consider alternative methods for obtaining the wheels you desire.
a. Buying Outright
Evaluate whether purchasing the wheels outright is a feasible option for you. This may involve saving up for the purchase or exploring financing alternatives.
b. Financing
Explore other financing options, such as pay now pay later, personal loans, or credit cards with promotional interest rates. Compare these options to leasing terms to determine which is more cost-effective.
c. Used Wheels
Consider whether used wheels in good condition are a suitable alternative. Used wheels can often be more budget-friendly than brand-new ones.
d. Renting
Depending on your needs, renting wheels for a specific occasion or event might be more cost-effective than a lease-to-own arrangement.
Future Plans and Vehicle Longevity
Think about your future plans and how long you intend to keep your current vehicle. This can influence your decision regarding whether to go for the rent-to-own wheels or not.
a. Vehicle Upgrades
If you plan to upgrade your vehicle in the near future, leasing wheels might not be the best choice, as the wheels may not fit the new vehicle.
b. Long-Term Ownership
If you intend to keep your vehicle for an extended period, consider whether the wheels you’re leasing align with your long-term ownership goals.
Resale Value
Research the potential resale value of the leased wheels. Some wheels retain their value better than others, which can impact your overall investment.
a. Brand and Material
Certain wheel brands and materials may hold their value better over time. Investigate which options are more likely to maintain or increase in value.
b. Market Demand
Consider the demand for the specific wheels you’re leasing in the secondary market. Wheels that are popular among enthusiasts may have better resale prospects.
Warranty and Protection Plans
Inquire about any warranty or protection plans offered with the rent-to-own wheels contract. These plans can provide peace of mind and financial security in case of damage or defects.
a. Wheel Warranty
Check if the wheels come with a manufacturer’s warranty that covers defects or damage. Understand the terms and duration of this warranty.
b. Tire Coverage
If the lease includes tires, confirm whether there is tire coverage for issues like punctures, blowouts, or road hazards.
c. Protection Packages
Explore optional protection packages that offer additional coverage for the wheels and tires. Assess the cost and benefits of these packages.
Exit Strategy
Before entering into a rent-to-own wheels agreement, have a clear exit strategy in mind. Know your options if you encounter unexpected financial challenges or if your circumstances change.
a. Early Termination
Understand the consequences and costs associated with early termination of the lease. Some agreements may allow for an early buyout or lease transfer.
b. Lease Transfer
Check if the lease agreement permits transferring the lease to another individual if you are no longer able to continue with the payments.
Legal and Regulatory Considerations
Familiarize yourself with the legal and regulatory aspects of lease-to-own agreements in your area. Ensure that the agreement complies with local laws and regulations.
a. Consumer Protection Laws
Research consumer protection laws and regulations that apply to lease agreements in your jurisdiction. Understand your rights as a consumer.
b. Lease Disclosures
Review all disclosures and documents provided by the lease provider. Ensure that you fully understand the terms and conditions before signing.
Maintenance and Care
Consider the maintenance and care required for the leased wheels. Proper maintenance not only extends the lifespan of the wheels but also helps maintain their appearance and performance.
a. Cleaning and Detailing
Understand the recommended cleaning and detailing procedures for the wheels. Neglecting maintenance can lead to corrosion or damage.
b. Seasonal Changes
Adjust your maintenance routine to account for seasonal changes. For example, salt and road debris in winter may require more frequent cleaning.
Negotiation and Flexibility
Don’t hesitate to negotiate with the rent-to-own wheels provider to secure more favorable terms. Some providers may be willing to adjust interest rates, down payments, or other aspects of the agreement.
a. Interest Rate Negotiation
Negotiate for a lower interest rate if you have a strong credit history. Even a slight reduction can significantly impact the overall cost of the lease.
b. Down Payment
Discuss the possibility of a lower or waived down payment. A reduced down payment can make the lease more accessible.
Long-Term Ownership Costs
Consider the long-term costs of owning the wheels. This includes not only the lease payments but also expenses like maintenance, repairs, and insurance.
a. Maintenance Costs
Estimate the ongoing maintenance costs associated with the wheels. Proper care can minimize these expenses.
b. Repair Costs
Prepare for potential repair costs in case of damage to the wheels or tires. Understand whether repairs are covered by the lease agreement or if you are responsible for them.
Future Tire Replacements
If the lease includes tires, think about future tire replacements. Assess the expected lifespan of the tires and budget for replacements accordingly.
a. Tire Quality
Consider the quality and durability of the tires provided in the lease. High-quality tires may have a longer lifespan, reducing the frequency of replacements.
b. Tire Warranty
Check if the tires come with a warranty that covers defects or premature wear. Understand the terms and conditions of the warranty.
Environmental Impact
Evaluate the environmental impact of the wheels you plan to lease. Sustainable choices may align with your values and long-term goals.
a. Material Sustainability
Consider the materials used in the wheels. Some materials, such as aluminum, are recyclable and have a lower environmental impact.
b. Fuel Efficiency
Assess whether the wheels’ design affects your vehicle’s fuel efficiency. Some wheel designs may impact aerodynamics and gas mileage.
Local Regulations and Restrictions
Be aware of any local regulations or restrictions related to wheel modifications. Some areas may have specific rules regarding wheel sizes, offsets, or designs.
a. Vehicle Inspection
Understand whether the wheels you plan to lease comply with local vehicle inspection requirements. Non-compliant wheels may lead to issues during inspections.
Future Modifications
Consider whether you intend to make any future modifications to your vehicle that could affect the wheels. Ensure that the leased wheels are compatible with your customization plans.
a. Suspension Upgrades
If you plan to make suspension upgrades, confirm that the wheels will accommodate these changes without issues.
b. Brake Upgrades
If you intend to upgrade your vehicle’s brakes, check if the leased wheels are suitable for the larger brake components.
Customer Support and Accessibility
Assess the level of customer support and accessibility provided by the rent-to-own wheels provider. A responsive and accessible provider can address concerns and issues effectively.
a. Customer Service
Research the provider’s customer service reputation. Prompt and helpful customer service can make your leasing experience more pleasant.
b. Accessibility
Consider how easy it is to reach the provider for questions, assistance, or in case of emergencies. Accessible contact options are essential.
Personal Preferences and Satisfaction
Ultimately, consider your personal preferences and satisfaction with the rent-to-own wheels arrangement. Ensure that the wheels you choose align with your style and bring you joy.
a. Aesthetic Appeal
Choose wheels that resonate with your personal aesthetic preferences and enhance the appearance of your vehicle.
b. Satisfaction
Evaluate how satisfied you are with the overall terms, conditions, and appearance of the leased wheels. Your satisfaction is key to enjoying the lease experience.
Choosing rent-to-own wheels can be an exciting way to upgrade your vehicle’s appearance and performance while managing your budget. However, it’s crucial to approach this decision with careful consideration of your financial situation, lease terms, wheel compatibility, and other important factors.
By taking the time to evaluate these aspects thoroughly, you can make an informed decision that aligns with your needs and preferences, ensuring a positive and satisfying lease experience.
Remember that transparency, communication with the rent-to-own wheels provider, and a clear understanding of the terms are essential for a successful leasing arrangement.
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