Pay over time at Sole Fitness

Sole Fitness sells Sole sells home treadmills, ellipticals, exercise bikes and rowers built for durability, direct from the manufacturer. We confirmed Shop Pay Installments and Flex Pay by Upgrade here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 We saw Shop Pay Installments at the store’s checkout

Store offer, minimum and plan lengths are from Sole Fitness’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Pay later

Flex Pay by Upgrade

APR
0% to 36%
Credit check
Soft check only

Checked Nov 12, 2026 We saw Flex Pay by Upgrade at the store’s checkout

Store offer, minimum and plan lengths are from Sole Fitness’s website. APR and credit check are Flex Pay by Upgrade’s general terms.

All Flex Pay by Upgrade stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Sole Fitness takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

What a plan could cost

Example: SOLE F50 Treadmill at $899.99 (price on Nov 12, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.

Shop Pay Installments Pay in 4: 4 payments of $225.00 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$75.00$899.99$0.00
19.99%$83.37$1,000.39$100.40
36%$90.41$1,084.98$184.99

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Sole Fitness

  1. Add what you want to your cart on soletreadmills.com.
  2. At checkout, choose Shop Pay Installments or Flex Pay by Upgrade. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Sole Fitness financing

Does Sole Fitness offer financing?

Yes. We confirmed Shop Pay Installments and Flex Pay by Upgrade at Sole Fitness on Nov 12, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Sole Fitness affect my credit score?

Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.

Can I use Shop Pay Installments in a Sole Fitness store?

We checked online shopping at Sole Fitness only. If the store has physical locations, ask there whether financing is available.

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