Pay over time at Best Buy

Best Buy sells consumer electronics, computers, appliances and gaming gear online and in stores. We confirmed Progressive Leasing and Zip here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Progressive Leasing

Cost
More than cash price
Credit check
No credit needed

Checked Nov 10, 2026 The store’s website says it offers Progressive Leasing

Store offer, minimum and plan lengths are from Best Buy’s website. Cost and credit check are Progressive Leasing’s general terms.

All Progressive Leasing stores and terms

Pay later

Zip

Cost
Origination fee
Credit check
No impact to apply

Checked Nov 11, 2026 The store’s website says it offers Zip

Store offer, minimum and plan lengths are from Best Buy’s website. Cost and credit check are Zip’s general terms.

All Zip stores and terms

How to pay over time at Best Buy

  1. Add what you want to your cart on bestbuy.com.
  2. At checkout or on the store’s financing page, choose Progressive Leasing or Zip.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Best Buy financing

Does Best Buy offer financing?

Yes. We confirmed Progressive Leasing and Zip at Best Buy on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Best Buy affect my credit score?

Progressive Leasing doesn't require a credit history, but it gets information from credit bureaus when you apply. Not everyone is approved.

Can I use Progressive Leasing in a Best Buy store?

We checked online shopping at Best Buy only. If the store has physical locations, ask there whether financing is available.

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