Pay over time at Eight Sleep

Eight Sleep is a sleep tech company selling the temperature-controlled Pod mattress cover and smart bases. We confirmed Affirm here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 The store’s website says it offers Affirm

Store offer, minimum and plan lengths are from Eight Sleep’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

HSA/FSA

Pay with HSA/FSA via Truemed

Eight Sleep takes HSA and FSA money through Truemed. At checkout you answer a short health survey, and if a licensed clinician decides the item is medically necessary for you, you get a letter of medical necessity and pay with your HSA or FSA card. Your plan can still refuse the claim, so check your plan first.

Checked Nov 13, 2026

How Truemed works and all stores that take it

How to pay over time at Eight Sleep

  1. Add what you want to your cart on eightsleep.com.
  2. Apply for Affirm at checkout or on the store’s financing page.
  3. Affirm shows the plans you can get. Checking does not affect your credit score.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Eight Sleep financing

Does Eight Sleep offer financing?

Yes. We confirmed Affirm at Eight Sleep on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Eight Sleep affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in an Eight Sleep store?

We checked online shopping at Eight Sleep only. If the store has physical locations, ask there whether financing is available.

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