Pay over time at Bowflex

Bowflex sells home fitness equipment including SelectTech adjustable dumbbells, Max Trainers, treadmills, bikes and home gyms. We confirmed Bread Pay here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Bread Pay

Store offer
0% APR
Minimum purchase
$200
APR
0% to 34.99%
Credit check
Soft to check your rate

Checked Nov 9, 2026 Shown at checkout as BowFlex Financing, powered by Bread Pay

Store offer, minimum and plan lengths are from Bowflex’s website. APR and credit check are Bread Pay’s general terms.

All Bread Pay stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Bowflex takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

HSA/FSA

Pay with HSA/FSA via Truemed

Bowflex takes HSA and FSA money through Truemed. At checkout you answer a short health survey, and if a licensed clinician decides the item is medically necessary for you, you get a letter of medical necessity and pay with your HSA or FSA card. Your plan can still refuse the claim, so check your plan first.

Checked Nov 13, 2026

How Truemed works and all stores that take it

What a plan could cost

Example: Results Series 52 SelectTech Dumbbells at $479.00 (price on Nov 9, 2026), paid monthly over 12 months with Bread Pay financing, where the store offers it.

APRMonthlyTotal paidInterest
0%$39.92$479.00$0.00
19.99%$44.37$532.44$53.44
34.99%$47.88$574.56$95.56

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. Bowflex advertises a 0% APR offer, but not everyone qualifies.

How to pay over time at Bowflex

  1. Add what you want to your cart on bowflex.com (at least $200).
  2. At checkout, choose Bread Pay as your payment method.
  3. Check your rate. It is a soft check and does not affect your credit score.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Bowflex financing

Does Bowflex offer financing?

Yes. We confirmed Bread Pay at Bowflex on Nov 9, 2026. Shown at checkout as BowFlex Financing, powered by Bread Pay. Options can change, so check at checkout before you buy.

Is there a minimum purchase to use Bread Pay at Bowflex?

Bowflex says the minimum is $200. Below that, Bread Pay may not show at checkout.

Does Bowflex offer 0% APR?

Bowflex mentions this offer on its website: 0% APR. Whether you get it depends on your credit and the plan you choose. Check the APR before you accept.

Will checking my rate at Bowflex affect my credit score?

Checking your rate with Bread Pay is a soft check and does not affect your credit score. If you accept a loan, it may be reported to credit bureaus.

Can I use Bread Pay in a Bowflex store?

We checked online shopping at Bowflex only. If the store has physical locations, ask there whether financing is available.

More stores: Fitness & sports

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