Echelon sells connected exercise bikes, treadmills, rowers, ellipticals and strength gear with studio-style workout classes. We confirmed Bread Pay, Shop Pay Installments and Katapult here.
Options and terms can change and depend on your credit. Confirm at checkout before you accept.
Pay later
Checked Nov 9, 2026 The store’s website says it offers Bread Pay
Store offer, minimum and plan lengths are from Echelon’s website. APR and credit check are Bread Pay’s general terms.
Pay later
Checked Nov 10, 2026 Shop Pay Installments is set up on the store’s website
Store offer, minimum and plan lengths are from Echelon’s website. APR and credit check are Shop Pay Installments’s general terms.
Lease-to-own
Checked Nov 10, 2026 The store’s website says it offers Katapult
Store offer, minimum and plan lengths are from Echelon’s website. Cost and credit check are Katapult’s general terms.
Takes PayPal
Echelon takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.
Checked Nov 10, 2026
HSA/FSA
Echelon takes HSA and FSA money through Truemed. At checkout you answer a short health survey, and if a licensed clinician decides the item is medically necessary for you, you get a letter of medical necessity and pay with your HSA or FSA card. Your plan can still refuse the claim, so check your plan first.
Checked Nov 13, 2026
Example: Connect EX-5s-10 | Black Friday Early Access at $599.99 (price on Nov 10, 2026), paid monthly over 12 months with Bread Pay financing, where the store offers it.
Shop Pay Installments Pay in 4: 4 payments of $150.00 every 2 weeks, with no interest if you pay on time.
| APR | Monthly | Total paid | Interest |
|---|---|---|---|
| 0% | $50.00 | $599.99 | $0.00 |
| 19.99% | $55.58 | $666.92 | $66.93 |
| 34.99% | $59.97 | $719.69 | $119.70 |
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. Echelon advertises a 0% APR offer, but not everyone qualifies.
Yes. We confirmed Bread Pay, Shop Pay Installments and Katapult at Echelon on Nov 10, 2026. The store calls it Echelon Financing. Options can change, so check at checkout before you buy.
Echelon says the minimum is $50. Below that, Echelon Financing may not show at checkout.
Echelon mentions this offer on its website: 0% APR for up to 36 months. Whether you get it depends on your credit and the plan you choose. Check the APR before you accept.
Checking your rate with Bread Pay is a soft check and does not affect your credit score. If you accept a loan, it may be reported to credit bureaus.
We checked online shopping at Echelon only. If the store has physical locations, ask there whether financing is available.
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