Cadense takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.
Cadense takes HSA and FSA money through Flex. Some items need a short chat consultation at checkout to qualify, then you pay with your HSA or FSA card or split the payment. Your plan can still refuse the claim, so check your plan first.
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