Apply for Progressive Leasing at checkout or on the store’s financing page.
Progressive gives a quick decision. Credit history isn't required, but it checks credit bureau data.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about Big Lots financing
Does Big Lots offer financing?
Yes. We confirmed Progressive Leasing at Big Lots on Nov 10, 2026. Progressive Leasing is offered in the store's physical locations. Options can change, so check at checkout before you buy.
Will checking my rate at Big Lots affect my credit score?
Progressive Leasing doesn't require a credit history, but it gets information from credit bureaus when you apply. Not everyone is approved.
Can I use Progressive Leasing in a Big Lots store?
We checked online shopping at Big Lots only. If the store has physical locations, ask there whether financing is available.
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