Trek Bikes sells road, mountain, hybrid and electric bikes plus cycling gear and accessories from the Trek and Electra brands. We confirmed Citizens Pay here.
Options and terms can change and depend on your credit. Confirm at checkout before you accept.
Line of credit
Checked Nov 12, 2026 The store’s website says it offers Citizens Pay
Store offer, minimum and plan lengths are from Trek Bikes’s website. APR and credit check are Citizens Pay’s general terms.
Example: FX 2 at $799.99 (price on Nov 12, 2026), paid monthly over 12 months with Citizens Pay financing, where the store offers it.
| APR | Monthly | Total paid | Interest |
|---|---|---|---|
| 0% | $66.67 | $799.99 | $0.00 |
| 19.99% | $74.10 | $889.23 | $89.24 |
| 29.99% | $77.98 | $935.82 | $135.83 |
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
Yes. We confirmed Citizens Pay at Trek Bikes on Nov 12, 2026. Options can change, so check at checkout before you buy.
Checking your eligibility for Citizens Pay is a soft check. If you apply, Citizens pulls your credit report and the account can be reported to credit bureaus.
We checked online shopping at Trek Bikes only. If the store has physical locations, ask there whether financing is available.
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