Pay over time at Sportsman's Warehouse

Sportsman's Warehouse is an outdoor sporting goods retailer selling hunting, fishing, camping and shooting gear. We confirmed Affirm, PayPal Pay Later and Sezzle here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 Affirm is set up on the store’s website

Store offer, minimum and plan lengths are from Sportsman's Warehouse’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Pay later

PayPal Pay Later

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 PayPal Pay Later is set up on the store’s website

Store offer, minimum and plan lengths are from Sportsman's Warehouse’s website. APR and credit check are PayPal Pay Later’s general terms.

All PayPal Pay Later stores and terms

Pay later

Sezzle

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 11, 2026 Sezzle is set up on the store’s website

Store offer, minimum and plan lengths are from Sportsman's Warehouse’s website. APR and credit check are Sezzle’s general terms.

All Sezzle stores and terms

What a plan could cost

Example: Winchester SX4 12 Gauge Matte Black Semi Automatic Shotgun - 28in at $799.99 (price on Nov 11, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

Sezzle Pay in 4: 4 payments of $200.00 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$66.67$799.99$0.00
19.99%$74.10$889.23$89.24
36%$80.37$964.42$164.43

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Sportsman's Warehouse

  1. Add what you want to your cart on sportsmans.com.
  2. At checkout, choose Affirm, PayPal Pay Later or Sezzle.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Sportsman's Warehouse financing

Does Sportsman's Warehouse offer financing?

Yes. We confirmed Affirm, PayPal Pay Later and Sezzle at Sportsman's Warehouse on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Sportsman's Warehouse affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a Sportsman's Warehouse store?

We checked online shopping at Sportsman's Warehouse only. If the store has physical locations, ask there whether financing is available.

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