Pay over time at Rad Power Bikes

Rad Power Bikes sells electric bikes, including cargo and off-road e-bikes, plus replacement parts and service plans. We confirmed Shop Pay Installments here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 Shop Pay Installments is set up on the store’s website

Store offer, minimum and plan lengths are from Rad Power Bikes’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Rad Power Bikes takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

What a plan could cost

Example: RadRunner™ Electric Cargo Utility Bike at $1,499.00 (price on Nov 10, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.

APRMonthlyTotal paidInterest
0%$124.92$1,499.00$0.00
19.99%$138.85$1,666.22$167.22
36%$150.59$1,807.11$308.11

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Rad Power Bikes

  1. Add what you want to your cart on radpowerbikes.com.
  2. At checkout, choose Shop Pay Installments as your payment method. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Affirm checks which plans you can get. Applying does not affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Rad Power Bikes financing

Does Rad Power Bikes offer financing?

Yes. We confirmed Shop Pay Installments at Rad Power Bikes on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Rad Power Bikes affect my credit score?

Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.

Can I use Shop Pay Installments in a Rad Power Bikes store?

We checked online shopping at Rad Power Bikes only. If the store has physical locations, ask there whether financing is available.

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