Stores that accept Zip

Zip (formerly Quadpay) splits a purchase into 4 payments over 6 weeks, or 2 or 8 payments at some stores, for a fee. Here are the US stores we have confirmed offer Zip at checkout, what it costs and what to watch out for.

57 stores confirmed
List checked Nov 11, 2026
US stores only

Zip at a glance

Cost: Origination fee
Credit check: No impact to apply
Late fee: Up to $7
Lender: WebBank

Plans

Pay in 4 25% at purchase, then every 2 weeks over 6 weeks, on orders of $35 or more.
Pay in 2 and Pay in 8 Pay in 2 over 2 weeks, or Pay in 8 over 14 weeks on orders of $200 or more, where offered.

Checked Nov 11, 2026. Sources: Zip loan terms; Zip help: plans

Watch out for

Zip isn't free: an origination fee is added to your first payment, and Zip shows it as an APR of around 35%.
A late payment can cost up to $7.
Moving a payment date costs $2 after one free change a month.
Zip's app card and browser extension work at other stores too, but this list only shows stores that offer Zip at their own checkout.

How it works

Choose Zip at checkout on the store's website.
Sign in or sign up. Applying won't affect your credit.
Pick your plan and check the fee before you accept.
Pay 25% today; the rest is charged every 2 weeks.

Stores that take Zip

Each store was checked on its own website. The date shows when we last checked. Stores can stop offering Zip, so confirm at checkout.

All stores 57 stores

Sort

260 Sample Sale
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit 260 Sample Sale
40 Boxes
Pay later
Department stores & marketplaces
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit 40 Boxes
AGOLDE
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit AGOLDE
Alexis
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit Alexis
Alternative Airlines
Pay later
Travel
The store’s website says it offers Zip
Zip · Klarna · Affirm +3
Checked Nov 11, 2026
Visit Alternative Airlines
Ashley Stewart
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Ashley Stewart
AYR
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit AYR
BANGS Shoes
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit BANGS Shoes
Bask & Lather
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Bask & Lather
Best Buy
Both
Cameras & electronics
The store’s website says it offers Zip
Zip · Progressive Leasing
Checked Nov 11, 2026
Visit Best Buy
Cerqular
Pay later
Department stores & marketplaces
We saw Zip at the store’s checkout
Zip · Affirm · Cash App Afterpay
Checked Nov 11, 2026
Visit Cerqular
Citizens of Humanity
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit Citizens of Humanity
Constantly Varied Gear
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit Constantly Varied Gear
COOFANDY
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Cash App Afterpay
Checked Nov 11, 2026
Visit COOFANDY
Cynthia Rowley
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments
Checked Nov 11, 2026
Visit Cynthia Rowley
DTLR
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Affirm +1
Checked Nov 11, 2026
Visit DTLR
Eayon Hair
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Affirm +2
Checked Nov 11, 2026
Visit Eayon Hair
eBikeJoy
Both
Bikes, water & outdoors
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay +2
Checked Nov 11, 2026
Visit eBikeJoy
Elevate Styles
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Elevate Styles
FactoryPure
Pay later
Home improvement
We saw Zip at the store’s checkout
Zip · Affirm
Checked Nov 11, 2026
Visit FactoryPure
Fall Out Boy Store
Pay later
Music
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Fall Out Boy Store
Fashion Nova
Pay later
Clothing & shoes
The store’s website says it offers Zip
Zip · Klarna · Cash App Afterpay
Checked Nov 11, 2026
Visit Fashion Nova
Fevo
Pay later
Tickets & events
The store’s website says it offers Zip
Zip
Checked Nov 11, 2026
Visit Fevo
Fotodiox
Pay later
Cameras & electronics
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit Fotodiox
GameStop
Pay later
Games & arcade
The store’s website says it offers Zip
Zip
Checked Nov 11, 2026
Visit GameStop
GOAT
Pay later
Clothing & shoes
The store’s website says it offers Zip
Zip · Klarna · Affirm +1
Checked Nov 11, 2026
Visit GOAT
Grace Loves Lace
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments
Checked Nov 11, 2026
Visit Grace Loves Lace
JACHS NY
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit JACHS NY
Jack Mason
Pay later
Jewelry & watches
We saw Zip at the store’s checkout
Zip · Shop Pay Installments
Checked Nov 11, 2026
Visit Jack Mason
Jessie's Wig
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Cash App Afterpay
Checked Nov 11, 2026
Visit Jessie's Wig
Le Specs
Pay later
Glasses & eyewear
We saw Zip at the store’s checkout
Zip · Cash App Afterpay
Checked Nov 11, 2026
Visit Le Specs
Lord & Taylor
Pay later
Department stores & marketplaces
We saw Zip at the store’s checkout
Zip · Flex Pay by Upgrade
Checked Nov 11, 2026
Visit Lord & Taylor
Luvme Hair
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Luvme Hair
Maniere De Voir
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Cash App Afterpay
Checked Nov 11, 2026
Visit Maniere De Voir
MiniBeast
Pay later
Fitness & sports
We saw Zip at the store’s checkout
Zip · Affirm · Shop Pay Installments +2
Checked Nov 11, 2026
Visit MiniBeast
Nectar Bath Treats
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay
Checked Nov 11, 2026
Visit Nectar Bath Treats
Pop On Veneers
Pay later
Health & recovery
We saw Zip at the store’s checkout
Zip · Klarna · Affirm +2HSA/FSA
Checked Nov 11, 2026
Visit Pop On Veneers
Primitive Skateboarding
Pay later
Bikes, water & outdoors
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit Primitive Skateboarding
Promix Nutrition
Pay later
Health & recovery
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit Promix Nutrition
Revolve
Pay later
Clothing & shoes
The store’s website says it offers Zip
Zip · Klarna · Affirm +3
Checked Nov 11, 2026
Visit Revolve
Rockstar Original
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay +1
Checked Nov 11, 2026
Visit Rockstar Original
Roxanne Assoulin
Pay later
Jewelry & watches
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit Roxanne Assoulin
Rudy Project
Pay later
Glasses & eyewear
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay
Checked Nov 11, 2026
Visit Rudy Project
Shoe Palace
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Affirm +1
Checked Nov 11, 2026
Visit Shoe Palace
Shop Miss A
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay
Checked Nov 11, 2026
Visit Shop Miss A
Solgaard
Pay later
Travel
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay
Checked Nov 11, 2026
Visit Solgaard
Tentsile
Pay later
Bikes, water & outdoors
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay
Checked Nov 11, 2026
Visit Tentsile
The Ayurveda Experience
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit The Ayurveda Experience
The GLD Shop
Pay later
Jewelry & watches
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit The GLD Shop
The Honey Pot Company
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip
Checked Nov 11, 2026
Visit The Honey Pot Company
Trak Racer
Pay later
Gaming PCs & computers
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +1
Checked Nov 11, 2026
Visit Trak Racer
Vessi
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Shop Pay Installments · Cash App Afterpay +1
Checked Nov 11, 2026
Visit Vessi
Wicked Weasel
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Cash App Afterpay +1
Checked Nov 11, 2026
Visit Wicked Weasel
Windsor
Pay later
Clothing & shoes
We saw Zip at the store’s checkout
Zip · Klarna · Cash App Afterpay
Checked Nov 11, 2026
Visit Windsor
XOTIC PC
Both
Gaming PCs & computers
We saw Zip at the store’s checkout
Zip · Affirm · Shop Pay Installments +4
Checked Nov 11, 2026
Visit XOTIC PC
YGwigs
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit YGwigs
Ywigs
Pay later
Beauty & personal care
We saw Zip at the store’s checkout
Zip · Klarna · Shop Pay Installments +2
Checked Nov 11, 2026
Visit Ywigs

Showing 24 of 57

Browse all stores by category

Each category page lists every store we have checked, with all the ways to pay there, not just Zip.

Questions people ask

Does Zip charge interest or fees?

Zip charges an origination fee with your first payment instead of interest: $4 to $62 on Pay in 4. Zip shows the cost as an APR of about 35%.

Does Zip check your credit?

Zip says applying won't affect your credit. Loans may be reported to credit bureaus, so late payments can show on your report.

What happens if I pay Zip late?

You can be charged up to $7 per late payment, or less where your state requires.

Is Zip the same as Quadpay?

Yes. Quadpay became Zip in the US. Loans are made by WebBank and serviced by Zip Co US.

CompareOther pay-later appsSee how Zip compares with Affirm, Klarna, Afterpay and more.

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. How we make money