AYR sells women's and men's denim, knits and outerwear. We confirmed Shop Pay Installments and Zip here.
Options and terms can change and depend on your credit. Confirm at checkout before you accept.
Pay later
Checked Nov 11, 2026 We saw Shop Pay Installments at the store’s checkout
Store offer, minimum and plan lengths are from AYR’s website. APR and credit check are Shop Pay Installments’s general terms.
Pay later
Checked Nov 11, 2026 We saw Zip at the store’s checkout
Store offer, minimum and plan lengths are from AYR’s website. Cost and credit check are Zip’s general terms.
Example: The Kilo at $395.00 (price on Nov 11, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.
Shop Pay Installments Pay in 4: 4 payments of $98.75 every 2 weeks, with no interest if you pay on time.
| APR | Monthly | Total paid | Interest |
|---|---|---|---|
| 0% | $32.92 | $395.00 | $0.00 |
| 19.99% | $36.59 | $439.06 | $44.06 |
| 36% | $39.68 | $476.19 | $81.19 |
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
Yes. We confirmed Shop Pay Installments and Zip at AYR on Nov 11, 2026. Options can change, so check at checkout before you buy.
Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.
We checked online shopping at AYR only. If the store has physical locations, ask there whether financing is available.
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