Stores that accept Sezzle

Sezzle splits a purchase into 4 payments over 6 weeks, with Pay in 2, Pay in 5 or monthly plans at some stores. Here are the US stores we have confirmed offer Sezzle at checkout, what it costs and what to watch out for.

  • 233 stores confirmed
  • List checked Nov 11, 2026
  • US stores only

Sezzle at a glance

APR
0% to 35.99%

Pay in 4 is usually interest-free, though some shoppers pay a service fee of up to $7.49. Monthly plans run from 0% to 35.99% APR.

Credit check
Soft check

Sezzle uses a soft check. Pay-later plans are only reported to credit bureaus if you join Sezzle Up; monthly loans may be reported.

Late fee
Up to $16.95

Never more than 25% of the order. Failed payments can cost up to $6.95, and rescheduling up to $7.50.

Limit
Up to $2,500

Spending limits for pay-in-4 style plans go up to $2,500, set by Sezzle.

Plans

  • Pay in 4 25% today, then every 2 weeks over 6 weeks. Pay in 2 and Pay in 5 are offered on some orders.
  • Monthly payments 3 to 36 months (up to 48 at some stores) on orders of about $400 to $8,000, at 0% to 35.99% APR, from WebBank and other lenders.

Checked Nov 11, 2026. Sources: Sezzle fees; Sezzle Up terms; Sezzle help: monthly payments

Watch out for

  • Late fees can reach $16.95, plus up to $6.95 for a failed payment.
  • Some shoppers are charged a service fee of up to $7.49 on pay-later plans.
  • Sezzle Anywhere ($19.99/month) and Premium ($13.99/month) are paid subscriptions. You don't need them to use Sezzle at these stores.
  • Monthly plans can cost up to 35.99% APR.

How it works

  1. Choose Sezzle at checkout on the store's website.
  2. Sign in or sign up. Sezzle uses a soft check.
  3. Pick your plan and check any fee before you accept.
  4. Pay 25% today; the rest is charged every 2 weeks.

Stores that take Sezzle

Each store was checked on its own website. The date shows when we last checked. Stores can stop offering Sezzle, so confirm at checkout.

All stores 233 stores

Showing 24 of 233

Browse all stores by category

Each category page lists every store we have checked, with all the ways to pay there, not just Sezzle.

Questions people ask

Is Sezzle interest-free?

Pay in 4 is usually interest-free, but some shoppers pay a service fee of up to $7.49. Monthly plans run from 0% to 35.99% APR.

Does Sezzle check your credit?

Sezzle uses a soft check. Pay-later plans are reported to credit bureaus only if you opt in to Sezzle Up.

What happens if I miss a Sezzle payment?

Sezzle can charge a late fee of up to $16.95, never more than 25% of the order, plus up to $6.95 if a payment fails.

Do I need Sezzle Premium or Anywhere?

No. Those are paid subscriptions for using Sezzle at other stores. You can use Sezzle free at the stores on this page.

CompareOther pay-later appsSee how Sezzle compares with Affirm, Klarna, Afterpay and more.

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