Pay over time at Texas Appliance Hub

Texas Appliance Hub sells new, open-box and scratch-and-dent home appliances from store locations in Texas. We confirmed Koalafi, Kafene, American First Finance and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Koalafi

Cost
More than cash price
Credit check
Alternative bureaus

Checked Nov 11, 2026 The store’s website says it offers Koalafi

Store offer, minimum and plan lengths are from Texas Appliance Hub’s website. Cost and credit check are Koalafi’s general terms.

All Koalafi stores and terms

Lease-to-own

Kafene

Cost
More than cash price
Credit check
No score impact

Checked Nov 11, 2026 The store’s website says it offers Kafene

Store offer, minimum and plan lengths are from Texas Appliance Hub’s website. Cost and credit check are Kafene’s general terms.

All Kafene stores and terms

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from Texas Appliance Hub’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

Store credit card

Synchrony credit card

APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Texas Appliance Hub’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

How to pay over time at Texas Appliance Hub

  1. Add what you want to your cart on texasappliancehub.com.
  2. At checkout or on the store’s financing page, choose Koalafi, Kafene, American First Finance or Synchrony credit card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Texas Appliance Hub financing

Does Texas Appliance Hub offer financing?

Yes. We confirmed Koalafi, Kafene, American First Finance and Synchrony credit card at Texas Appliance Hub on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Texas Appliance Hub affect my credit score?

Koalafi uses a soft inquiry to prequalify and a hard inquiry when you sign, with alternative credit bureaus. Payments are reported to TransUnion.

Can I use Koalafi in a Texas Appliance Hub store?

We checked online shopping at Texas Appliance Hub only. If the store has physical locations, ask there whether financing is available.

More stores: Cameras & electronics

All camera & electronics financing stores

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money