Pay over time at PlayStation Direct

PlayStation Direct is Sony's official store for PS5 consoles, controllers, games and accessories. We confirmed Klarna here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

Store offer
Pay in 4 interest-free
APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 The store’s website says it offers Klarna

Store offer, minimum and plan lengths are from PlayStation Direct’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

How to pay over time at PlayStation Direct

  1. Add what you want to your cart on direct.playstation.com.
  2. Apply for Klarna at checkout or on the store’s financing page.
  3. Klarna runs a quick check. Pay in 4 uses a soft credit check; monthly financing needs a credit check when you apply.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about PlayStation Direct financing

Does PlayStation Direct offer financing?

Yes. We confirmed Klarna at PlayStation Direct on Nov 10, 2026. Options can change, so check at checkout before you buy.

Does PlayStation Direct offer 0% APR?

PlayStation Direct mentions this offer on its website: Pay in 4 interest-free. Whether you get it depends on your credit and the plan you choose. Check the APR before you accept.

Will checking my rate at PlayStation Direct affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a PlayStation Direct store?

We checked online shopping at PlayStation Direct only. If the store has physical locations, ask there whether financing is available.

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