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Best Rent-to-Own Shops for Zero-turn Mowers

You can rent-to-own zero-turn mowers online and have them delivered to your location, even with a poor credit score.

Zero-turn mowers have made lawn maintenance not only efficient but also enjoyable. The thrill of effortlessly gliding over your lawn, taking tight turns with finesse, is an experience that transforms yard work from a chore into a delightful pastime.

However, the prospect of an upfront purchase might not always be the most convenient option. This is where leasing steps in as a viable alternative, allowing you to obtain your zero-turn mower and defer the payment to a later date.

Best Rent-to-Own Zero-turn Mower Shops

Here below are the top places where you can lease to own a zero-turn lawn mower:




Pay with


Best For


Tip: Abunda acts as a gateway for individuals seeking to rent-to-own zero-turn mowers through Amazon. This choice offers distinct advantages, particularly if you aim to become the owner either during the contract period or when it concludes.


Abunda is a well-established online financing platform that offers a unique opportunity to rent-to-own zero-turn mowers. Their extensive product catalog spans a diverse array of items in various sizes, including essential accessories for lawn mowers.

What sets Abunda apart is its exclusive partnership with Amazon, ensuring that when you place an order for a zero-turn mower, it will be dispatched directly from their trusted warehouse.

It is important to note that Abunda operates without the need for physical inventory. Instead, they rely on virtual listings sourced from the Amazon marketplace, each nicely curated to provide you with a convenient pathway to explore buy now, pay later options.

Functioning as a user-friendly intermediary, Abunda simplifies the process of financing zero-turn mowers and related equipment available on Amazon. This streamlined approach allows you to easily manage payments through your PayPal Pay in 4, Klarna, and Acima accounts, making the entire experience accessible and hassle-free.


Read more about the Abunda

To begin your journey with Abunda’s rent-to-own zero-turn mowers, start by visiting their website and exploring their extensive range of options.

If you have come across a particular mower on Amazon that piques your interest, a straightforward method is at your disposal. Just copy the Amazon link for the mower you desire and paste it into Abunda’s search field.

Upon submission, the information will be retrieved, allowing you to proceed with your order on Abunda with convenient pay-later terms. During the checkout process, you have the flexibility to choose your preferred financing option.

Opt for Acima for extended lease-to-own financing, or explore the buy-now-pay-later alternatives offered through PayPal Pay in 4 and Klarna. Abunda ensures a seamless and tailored experience to suit your specific needs.

Amazon Monthly


Pay with

Amazon Monthly

Best For

Amazon Buyout

Tip: Amazon provides a monthly payment service with zero interest, enabling you to purchase a zero-turn mower or any other product and evenly distribute payments over a maximum period of 120 days, subject to eligibility criteria. This convenient financing option is designed to make acquiring a zero-turn mower more accessible and manageable.


For dedicated Amazon shoppers seeking a rent-to-own solution for a zero-turn mower while managing budget constraints, Amazon’s monthly payment service is a valuable consideration.

This service enables you to handpick any product from their expansive marketplace and spread the payments over a maximum period of 120 days, resulting in full ownership of the selected item.

Qualifying for this interest-free financing option relies on specific criteria. If you are a frequent Amazon user, you might discover that you are eligible to utilize this convenient payment alternative for your zero-turn mower purchase, offering a practical solution to budget limitations.


Read more about the Amazon Monthly Payment


This service is designed for specific products, and you may find that your desired zero-turn mower model is eligible for monthly installment payments.

To confirm if the item qualifies, simply add it to your cart and proceed to the payment page.

If the selected zero-turn mower meets the criteria for Amazon’s monthly payment option, you will see a clear indication of this on the payment page, allowing you to proceed with confidence.



Pay with

Progressive Leasing

Best For

Offline Pick-up

Tip: Lowe’s is your go-to destination for a wide variety of products and services, including tool and equipment rentals for all your home improvement projects. When it comes to zero-turn mowers, you can explore a rent-to-own option facilitated by Progressive at Lowe’s.


Lowe’s, the well-known home improvement retailer, offers many products and services, including equipment rentals.

For those considering rent-to-own arrangements for zero-turn mowers, Lowe’s collaborates with Progressive Leasing to manage the financing aspect of this service. When you make your purchase, do not forget to select the Progressive option at checkout.

Suppose your aim is to eventually become the proud owner of the zero-turn mower after an extended period of use, choosing Progressive financing is the wise path to take.

However, if you only require short-term access to the equipment, Lowe’s tool rental service presents a convenient and hassle-free alternative for your needs.


Read more about the Lowe’s

Explore the advantages of Lowe’s tool rental program, providing you access to a comprehensive selection of professional-grade tools and equipment used by experts, all without the substantial commitment associated with lease-to-own arrangements, especially ideal for one-time projects.

Lowe’s rental options are nicely crafted to cater to a wide range of project timelines, offering choices for four-hour, 24-hour, weekly, and four-week rental periods.

To secure a tool rental at Lowe’s, you need to meet the minimum age requirement of 18 years and present a valid photo ID, in addition to a credit card. You have the flexibility to reserve tools conveniently through their user-friendly online platform or by visiting a physical store.

Upon receiving your rental, you will be required to complete a rental agreement and provide a deposit, which may be subject to a refund based on the condition of the tool upon return.

Lowe’s also enhances your rental experience with the option of curbside pickup and drop-off, streamlining the process for those who prefer not to return equipment to the store in person.

In the event of any damage incurred during your use of a rental tool, the cost of repairs will be assessed according to the extent of the damage. For a comprehensive understanding of the rental program’s terms and conditions, Lowe’s associates are readily available to provide further information through their online support channels or in-store assistance.

Moreover, in addition to its offerings of rent-to-own zero-turn mowers and short-term tool rentals, Lowe’s provides an array of other valuable home improvement services. These include installation, delivery, and financing options, all dedicated to assisting homeowners, renters, and professionals in elevating their homes and businesses to new heights.



  • Here is another well-recognized online-only leasing service provider.
  • Their services include complimentary home delivery, ensuring your chosen zero-turn mower is delivered to your preferred destination without any additional charges.
  • Furthermore, they harness the extensive offline presence of BestBuy to facilitate same-day delivery, providing you with even greater convenience and speed.
  • In addition, you can access a credit limit of up to $3,500, granting you the flexibility to shop for any item that suits your specific needs and requirements.


  • RTBShopper operates an online leasing service, focusing on offering a seamless rent-to-own experience.
  • You can explore the option to rent-to-own zero-turn mowers, with a diverse range of sizes and models from various manufacturers available for selection.
  • What sets RTBShopper apart is its flexibility, as it can grant you a credit limit of up to $5,000, making it straightforward to lease the specific zero-turn mower that suits your preferences.
  • Furthermore, this provider is geared towards enhancing your convenience, offering the added benefit of same-day delivery, ensuring you receive your zero-turn mower promptly to kickstart your lawn care projects through Best Buy.


  • One of the top-notch destinations for rent-to-own zero-turn mowers, especially when initiating the process in-store.
  • Their inventory is impressive, encompassing a diverse array of items.
  • They are committed to providing rapid and efficient delivery services, ensuring you receive your zero-turn mower promptly.

Shop EZ Credit

  • Shop EZ Credit runs an online platform designed for rent-to-own zero-turn mowers and other items.
  • Their inventory includes a wide array of zero-turn mowers in various sizes, ensuring you have ample options to choose from.
  • One of the standout features of Shop EZ Credit is its expansive reach, as they offer nationwide delivery, typically arriving within a prompt average of 2 to 3 days, ensuring you receive your zero-turn mower swiftly and efficiently.


  • Aaron’s is a well-established name in the rent-to-own service sector, distinguished by its robust physical presence, which ensures swift and efficient delivery.
  • You can take advantage of the convenience of placing an online order and having your chosen zero-turn mower delivered directly to your home.
  • Their inventory is comprehensive, offering a diverse selection of items available for their rent-to-own program, providing you with a wide array of choices to cater to your unique requirements.

Growby’s RTO

  • Growby’s caters specifically to rent-to-own zero-turn mower requests in Indiana.
  • Their physical stores offer the added convenience of allowing you to collect your chosen item once your application has been successfully processed.
  • Furthermore, Growby’s offers the flexibility of home delivery within Indiana, ensuring that you can obtain your zero-turn mower with ease, regardless of your location within the state.


  • This service provider boasts a longstanding reputation in the rent-to-own sector.
  • They present a diverse selection of items in various sizes, affording you a wide array of choices to meet your specific needs.
  • One notable advantage is their complimentary home delivery service, guaranteeing that your zero-turn mower is delivered right to your doorstep without incurring any additional expenses.
  • Furthermore, they maintain a network of physical locations, offering the added convenience of in-store pick-up, allowing you to easily collect your chosen zero-turn mower at your own convenience.


  • FlexShopper is a well-known player in the online-only lease service platform arena.
  • Their unique approach involves partnering with established offline retailers, guaranteeing the rapid delivery of your selected zero-turn mower.
  • Upon receiving your rent-to-own zero-turn mower application, FlexShopper swiftly coordinates home delivery, ensuring your mower arrives promptly at your doorstep.
  • Additionally, for those in need of immediate access, FlexShopper provides the convenient option of same-day pick-up through their network of trusted partners, further enhancing the flexibility of their service.

Points to consider before you lease to own a zero-turn mower

Opting for a rent-to-own zero-turn mower can be a practical option for individuals who need high-quality equipment but may not have the immediate funds to purchase one outright. This arrangement allows you to make monthly payments towards eventually owning the mower.

However, before entering into a rent-to-own agreement for a zero-turn mower, there are several crucial points to consider.

Here are some important points to note:


Assess Your Lawn Care Needs

Before diving into any rent-to-own zero-turn mower agreement, it is essential to assess your specific lawn care needs.

Consider the size of your lawn, the type of terrain, and the frequency of mowing. Zero-turn mowers are known for their efficiency and maneuverability, making them suitable for large, open spaces. However, if you have a small, confined yard, a traditional mower might suffice.


Budget and Financial Readiness

Renting to own a zero-turn mower typically involves monthly payments. Evaluate your budget to ensure you can comfortably afford these payments without straining your finances. Additionally, consider any additional costs such as maintenance, fuel, and storage.


Comparison Shopping

Do not rush into a rent-to-own zero-turn mower agreement with the first provider you come across. Shop around and compare offers from multiple dealers or rental companies. Pay attention to the terms, interest rates, and overall cost of ownership over the rental period.


Understanding the Agreement Terms

Thoroughly read and understand the terms of the rent-to-own zero-turn mower agreement. Pay attention to details such as the length of the rental period, monthly payments, interest rates, and any penalties for late payments or early termination.


Total Cost of Ownership

Calculate the total cost of owning the zero-turn mower through the rent-to-own agreement. This includes the sum of all monthly payments, any down payment, and any additional fees. Compare this to the cost of purchasing the same mower outright to determine if it is a financially sound decision.


Maintenance and Repairs

Consider the maintenance and repair responsibilities during the rental period. Find out if the rental company covers regular maintenance, repairs, and parts replacement. Understanding these aspects will help you budget for potential costs.


Warranty and Insurance

Inquire about the warranty coverage for the mower while you are renting it. Additionally, check if the rental company offers insurance options to protect you in case of accidents or damage to the equipment.


Return and Upgrade Options

Understand the terms and conditions for returning the mower or upgrading to a newer model. Some rent-to-own zero-turn mower agreements allow for early buyouts, while others may have restrictions on returns and exchanges.


Resale Value

Evaluate the potential resale value of the zero-turn mower once you own it. Research the market for used mowers of the same make and model to gauge the depreciation rate and potential resale value.


Credit Check and Requirements

Be prepared for a credit check as part of the rental application process. The rental company may have specific requirements and credit score thresholds for approval.


Duration of Rental Agreement

Consider how long you plan to use the zero-turn mower. Rental agreements can vary in duration, and choosing the right length is crucial to avoid overcommitting or falling short of your lawn care needs.


Alternative Financing Options

Explore alternative financing options, such as personal loans or credit cards with favorable terms, to purchase a zero-turn mower outright. Compare these options to the rent-to-own agreement to determine the most cost-effective choice.


Customer Reviews and Reputation

Research the rental company’s reputation by reading customer reviews and seeking recommendations from friends or online communities. A reputable company with excellent customer service can make your rental experience smoother.


Local Regulations and Zoning Laws

Check your local regulations and zoning laws regarding the use of zero-turn mowers. Some areas may have restrictions on noise levels, operating hours, or the use of certain types of equipment.


Transportation and Storage

Consider how you will transport the mower to your property and where you will store it when not in use. Ensure you have the necessary equipment and space to accommodate the mower.


Exit Strategy

Plan an exit strategy in case your circumstances change. Determine what you will do if you can no longer afford the monthly payments or if your lawn care needs evolve.


Consultation with Experts

Seek advice from experts in lawn care and equipment, such as landscapers or gardeners. They can provide valuable insights into whether a zero-turn mower is the right choice for your specific lawn.


Insurance and Liability

Understand the insurance requirements and liability associated with operating the mower. Ensure you have appropriate coverage in case of accidents or injuries while using the equipment.


Long-Term Goals

Consider your long-term lawn care goals. If you plan to invest heavily in landscaping or lawn maintenance, renting a high-quality mower may align with your objectives.


Exit Options

Familiarize yourself with the options available for exiting the rent-to-own zero-turn mower agreement. Whether you decide to complete the rental term, purchase the mower, or return it, understanding these options is vital.


Future Equipment Needs

Think about your future equipment needs. If you anticipate needing additional lawn care equipment, such as a trimmer or leaf blower, consider how the rent-to-own agreement for the mower aligns with these potential purchases.


Read the Fine Print

Always read the fine print of the contract. Pay attention to clauses related to ownership transfer, default consequences, and any hidden fees or charges.


Document Everything

Keep detailed records of all payments, correspondence with the rental company, and any maintenance or repair work performed on the mower. This documentation can be invaluable in case of disputes.


Plan for Contingencies

Develop a contingency plan for unexpected situations, such as job loss or major repairs. Having a financial safety net in place can prevent financial strain during the rental period.


Customer Support

Test the customer support of the rental company before committing. Contact them with questions or concerns to gauge their responsiveness and willingness to assist.


Legal Assistance

If you have any doubts about the contract or its terms, consider consulting with a legal expert or attorney who specializes in contracts to ensure you fully understand the legal implications of the agreement.



Opting for a rent to own a zero-turn mower is a significant decision that involves various considerations. Taking the time to assess your needs, understand the agreement terms, and evaluate the financial aspects can help you make a well-informed choice that aligns with your lawn care goals and budget.

Remember that thorough research and careful planning are essential to ensure a successful rent-to-own experience for your zero-turn mower.


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