Pay over time at San Jose Appliance Store

San Jose Appliance Store sells new, open-box and scratch-and-dent home appliances from its San Jose, CA store. We confirmed Koalafi and American First Finance here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Koalafi

Cost
More than cash price
Credit check
Alternative bureaus

Checked Nov 11, 2026 The store’s website says it offers Koalafi

Store offer, minimum and plan lengths are from San Jose Appliance Store’s website. Cost and credit check are Koalafi’s general terms.

All Koalafi stores and terms

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from San Jose Appliance Store’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

What leasing could cost

Example: 36 Inch GE Cafe Cooktop CGP650SET3SS , Natural Gas , Stainless Steel , 5 Burner , Simmer Burner , 373881 at $600.00 (price on Nov 11, 2026).

Leasing with Koalafi costs more than the $600.00 cash price over the full term. Buying early, usually within 90 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at San Jose Appliance Store

  1. Add what you want to your cart on sanjoseappliancestore.com.
  2. At checkout or on the store’s financing page, choose Koalafi or American First Finance.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about San Jose Appliance Store financing

Does San Jose Appliance Store offer financing?

Yes. We confirmed Koalafi and American First Finance at San Jose Appliance Store on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at San Jose Appliance Store affect my credit score?

Koalafi uses a soft inquiry to prequalify and a hard inquiry when you sign, with alternative credit bureaus. Payments are reported to TransUnion.

Can I use Koalafi in a San Jose Appliance Store store?

We checked online shopping at San Jose Appliance Store only. If the store has physical locations, ask there whether financing is available.

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