Pay over time at MDC Appliances

MDC Appliances sells refrigerators, washers, dryers, ranges and dishwashers from Bethlehem, Pennsylvania. We confirmed American First Finance and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from MDC Appliances’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

Store credit card

Synchrony credit card

Name at checkout
Synchrony HOME Credit Card
APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from MDC Appliances’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

What leasing could cost

Example: GE® 4.5 Cu. Ft White Agitator Top Load Washer with Stainless Steel Basket, Cold Plus and Wash Boost at $579.00 (price on Nov 14, 2026).

Leasing with American First Finance can cost more than double the $579.00 cash price over the full term. Buying early, typically within 90 or 101 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at MDC Appliances

  1. Add what you want to your cart on mdcappliances.com.
  2. At checkout or on the store’s financing page, choose American First Finance or Synchrony HOME Credit Card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about MDC Appliances financing

Does MDC Appliances offer financing?

Yes. We confirmed American First Finance and Synchrony credit card at MDC Appliances on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at MDC Appliances affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a MDC Appliances store?

We checked online shopping at MDC Appliances only. If the store has physical locations, ask there whether financing is available.

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