Pay over time at Camera Exchange

Buys, sells and trades new and used cameras, lenses and photo gear. We confirmed Katapult and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Katapult

Cost
More than cash price
Credit check
No hard inquiry

Checked Nov 10, 2026 We saw Katapult at the store’s checkout

Store offer, minimum and plan lengths are from Camera Exchange’s website. Cost and credit check are Katapult’s general terms.

All Katapult stores and terms

Store credit card

Synchrony credit card

APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Camera Exchange’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

What leasing could cost

Example: Hobolite Pro Bi-Color LED Light at $499.99 (price on Nov 14, 2026).

Owning through Katapult costs more than the $499.99 cash price. Buying within 3 months generally saves the most.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at Camera Exchange

  1. Add what you want to your cart on cameraexc.com.
  2. At checkout or on the store’s financing page, choose Katapult or Synchrony credit card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Camera Exchange financing

Does Camera Exchange offer financing?

Yes. We confirmed Katapult and Synchrony credit card at Camera Exchange on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Camera Exchange affect my credit score?

Katapult doesn't do a traditional hard inquiry, and applying won't affect your FICO score. It checks Clarity Services, which shows as a soft inquiry on Experian.

Can I use Katapult in a Camera Exchange store?

We checked online shopping at Camera Exchange only. If the store has physical locations, ask there whether financing is available.

More stores: Cameras & electronics

All camera & electronics financing stores

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