Pay over time at Blue's Appliance

Blue's Appliance sells new open-box refrigerators, washers, dryers and ranges from a West Sacramento, California warehouse. We confirmed American First Finance and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from Blue's Appliance’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

Store credit card

Synchrony credit card

APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Blue's Appliance’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

What leasing could cost

Example: Frigidaire - 30 in. 4 Elements Induction Cooktop in Stainless Steel with MatteGuard Surface at $599.99 (price on Nov 14, 2026).

Leasing with American First Finance can cost more than double the $599.99 cash price over the full term. Buying early, typically within 90 or 101 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at Blue's Appliance

  1. Add what you want to your cart on shopbluesappliance.com.
  2. At checkout or on the store’s financing page, choose American First Finance or Synchrony credit card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Blue's Appliance financing

Does Blue's Appliance offer financing?

Yes. We confirmed American First Finance and Synchrony credit card at Blue's Appliance on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Blue's Appliance affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a Blue's Appliance store?

We checked online shopping at Blue's Appliance only. If the store has physical locations, ask there whether financing is available.

More stores: Cameras & electronics

All camera & electronics financing stores

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money