PayPal Pay in 4 is accepted across several online stores where you can buy now and pay later like eBay, Airbnb, and more with the route to shop on Amazon.
When it comes to acceptance, PayPal is one of the most common payment processors you will find at the gateways of many online shopping platforms.
Through its network of merchants, you can buy any product and service and conveniently checkout using your purchasing power assigned through PayPal credit.
If you need some items now but are short on budget, you can utilize PayPal’s presence on your favorite merchants’ platforms without being bothered by upfront payments.
Online Stores that Accept PayPal Pay in 4
Here below are the top online stores where you can use your PayPal Credit and Pay in 4 for financing:
Click to Scroll to Section
- 1 Amazon
- 2 Priority Tire
- 3 eBay
- 4 Expedia
- 5 Ticketmaster
- 6 Instacart
- 7 Viator
- 8 Airbnb
- 9 Trip.com
- 10 American Airlines
- 11 Hotwire
- 12 Agoda
- 13 Abunda
- 14 Walmart
- 15 Target
- 16 Best Buy
- 17 Wayfair
- 18 AutoZone
- 19 CarParts
- 20 NAPA Auto Parts
- 21 Revzilla
- 22 Cycle Gear
- 23 ASOS
- 24 Macy’s
- 25 Adidas
- 26 Kay Jewelers
- 27 Ulta Beauty
- 28 AliExpress
- 29 Shein
- 30 Mercari
Top-used stores
Amazon
How
Virtual Card, Abunda
Category
Marketplace
Tip: There are two ways you can use your PayPal Pay-in-4 on Amazon. The best is to generate a virtual card by going to the Pay Later tile on your app or going through Abunda.
There is almost everything you will need concerning consumer products on Amazon and being able to use your purchasing power assigned through PayPal credit is a plus.
It is undoubtedly the world’s largest marketplace having millions of items in varying categories but directly, its payment plan option is limited.
There is a need for secondary routes you can use your favorite financing provider on Amazon with many of them opting for in-app purchases.
But when it comes to PayPal Pay in 4 on Amazon, the best option to use it is to generate a pay-in-4 virtual card which can be located when you go to the Pay Later tile on your dashboard.
You can simply click on ‘Pay in 4’ to see the details or apply for a new one which will be generated within minutes that you can use to checkout on Amazon.
The second option is using Abunda, a payment route that allows you to shop for any product on Amazon by paying with Klarna and PayPal Credit with a lease-to-own option through Acima.
By default, Abunda has a very great inventory of items aggregated from Amazon hence, you can directly search on its platform and you might be able to find the product you want to buy on Amazon there as all its products are virtually gotten from the Amazon shopping portal.
Alternatively, this platform has an amazing feature that will enable you to copy any Amazon product link and paste it into the search field it provides. The item will be retrieved from Amazon in seconds and you will be able to order it and checkout with your purchasing power given by PayPal Pay in 4.
With Abunda supporting Amazon, you can buy PlayStation consoles, bedding, electronics, appliances to hundreds of other categories directly from Amazon through your purchasing credits.
Simply shop normally by adding items to your cart, proceed to the checkout page, and select the Pay with PayPal option to get the item on a payment plan.
Priority Tire
How
Direct Checkout
Category
Tires, and Automobile
Tip: Priority Tire allows you to buy now and pay later for tires, and accessories through PayPal Pay in 4.
When it comes to the automobile industry, there are a few merchants that can boast of product collections such as Priority Tire.
This brand houses tires from popular auto-related brands that include Accelera, Continental, Firestone, Haida, Nexen, Michelin to a host of others.
Priority Tire is one platform that focuses on cost-saving techniques that give you several avenues to enjoy discounts when you purchase from its portal, which can be seen in a lot of cashback-targeted promotions for popular brands like rebate deals for Goodyear, Mickey Thompson, Kelly Tires, Continental Tires, and others.
The platform also has offers if you are a first-time buyer including discounts for special personnel like the military, teachers, first respondents, and medical staff discounts every time you shop for tires on its online portal.
It is one of the platforms that supports buy now pay later tire purchases through PayPal which you can access directly when you are done shopping and ready for checkout.
When you purchase tires from this retailer, you have the option to have a mobile installer come over to your location to install the item or you can opt for it to be delivered to a nearby automobile shop that can handle the installation.
eBay
How
Direct Checkout
Category
Marketplace
Tip: PayPal Pay in 4 works directly on eBay. Just shop and checkout and select Pay with PayPal to use any of its financing options.
eBay only takes PayPal directly to buy now and pay later for furniture, electronics, and other items on its marketplace.
From electronics, fashion, home, garden, and collectibles to a host of other items, this is one destination that comes close to Amazon when it comes to inventory.
If there is one brand you should expect to support PayPal Credit and Pay in 4 on its shopping portal, eBay will be a top choice.
In fact, PayPal was a default payment method used by the majority of eBay users until the spin-off between the platforms.
They both co-existed under one umbrella for over 10 years from 2002 until 2015 when both parted ways allowing PayPal to run independently.
Since that time, it has been a presence on the marketplace allowing shoppers to buy and pay conveniently with their PayPal accounts.
Since it is accepted as one of the payment channels, you can utilize your purchasing power assigned through Pay in 4 and PayPal Credit and get its items and pay back later.
This is available directly when you are making payment and you can select it and opt for which of its financing options suits your needs depending on the assigned credit.
Expedia
How
Direct Checkout
Category
Travels
Tip: you can book now and pay later for flights, hotels, and car rentals on Expedia using your PayPal Pay in 4.
Expedia is one of the best flight booking sites that supports air ticket buy now pay later. You can also get hotels, car rentals, cruises to special vacation packages on this platform.
The platform is known for being a major aggregator where you can book many hotels around the globe by comparing prices, facilities, and many other attributes in millions of offerings to ensure you get what you need.
In addition to being able to book hotels, you can also search for flights and book your tickets across different routes and airlines making it a great choice for many travelers as it acts as a kind of all-in-one destination for vacation needs.
The car rental provided by Expedia is one service that brings convenience when you are visiting a new city and with the ability to rent now and pay later using your PayPal Pay in 4, you can channel funds for other needs while on vacation.
Expedia also allows you to search for cruises and tailor-made travel packages if you are unsure of ideas regarding your vacation plan which you can also pay for using the credit available to you on PayPal.
Ticketmaster
How
Direct Checkout
Category
Events, Tickets
Tip: you can use your PayPal Pay in 4 on Ticketmaster to purchase tickets for concerts and other events.
Ticketmaster is a leader in the ticketing industry where you can purchase tickets to different kinds of events.
You can get tickets to sporting events, concerts, art and theatre shows, and many popular events that you can attend to have a fun time.
The platform has an intuitive seat booking feature allowing you to have an idea of which space you will get depending on the ticket type you purchase.
If you want to see some live NBA or MLS matches this weekend, or looking for concerts to attend to enjoy some fun outing, there are. a lot to choose from when you visit Ticketmaster.
The platform’s most preferred payment method is PayPal and a great advantage for you without being bothered by any upfront payment as you can utilize your Pay in 4 shopping credits.
Instacart
How
Direct Checkout
Category
Groceries
Tip: you can use your PayPal Pay in 4 on Instacart to order grocery delivery.
Instacart is a grocery delivery service that allows you to order groceries from local stores and have them delivered to your home.
It has been in operation since 2012 covering cities in the United States and Canada. The company partners with retailers, including grocery stores, pharmacies, and liquor stores.
To use Instacart, you will need to create an account and select the items you want to order from a list of available products. Instacart then matches the order with a shopper who is located near your address.
Once a shopper is assigned, he will then picks up the items from the store and delivers them to your destination.
Instacart charges a delivery fee and a service fee for each order. The delivery fee varies depending on the distance between the store and the address where you want the items delivered. The service fee is a flat rate that is charged for each order.
The platform also offers a subscription service called Instacart Express, which could be cost-saving if you shop regularly for groceries. The Express members pay a monthly fee of $9.99, which includes free delivery on orders over $35.
To use your PayPal Pay in 4 on Instacart, simply proceed to the checkout page and select the Pay with PayPal option to check out on a payment plan.
PayPal Pay in 4 flights, hotels & vacation booking sites
The below vacation and flight booking sites accept PayPal Pay in 4:
Viator
How
Direct Checkout
Category
Cruise, Tours, Rentals
Tip: Viator allows you to book experiences and pay later with your PayPal Pay in 4 purchasing power.
If you need great places when it comes to tours and attractions visiting new places, Viator is a great place to check.
The platform is an amazing travel marketplace where you can explore varying tours and different kinds of experiences and select which you feel is great for you to have some fun.
Viator has listings in several categories that include tourist attraction site tours, cruises, and other city tour packages.
You can even participate in city tours and for its amazing collection of such ride services, it made our top list of platforms you can rent electric bikes.
It supports payment for experiences on its platform using your PayPal account hence, you can take advantage of this and enjoy any of the services listed on the platform across cities around the world and repay later using your PayPal Pay in 4 balance.
Airbnb
How
Direct Checkout
Category
Travels
Tip: Airbnb accepts PayPal Pay in 4 directly when you are checking out. Simply make your reservation and proceed to the payment page to use it.
Airbnb almost does not need an introduction as it has become a household name when it comes to platforms that allow you to book apartments to stay for a short time while away from your home.
This accommodation reservation provider has millions of listings across many cities around the world making it a great location to handle places to stay during your vacation.
The listings on the platform are mostly from property owners or their agents and you can even see a lot of the hosts living in the same property hence, a good alternative to allow you to connect quicker with people in the city you want to visit.
It serves as a mediator between you and the homeowners providing some safety for you and confidence when you reserve your space.
You can get your condominium and other vacation homes effortlessly and pay conveniently in installments when you use your purchasing power assigned by PayPal Pay in 4.
If you are traveling any time soon, there is no doubt you will see an apartment that matches your taste by browsing through the beautiful listings on this marketplace.
Trip.com
How
Direct Checkout
Category
Flights, Hotels, Cars, Train
Tip: Trip.com accepts PayPal Pay in 4 for flight bookings, car hires, and hotel reservations.
Trip.com is one of the most widely used travel portals for searching and comparing prices and offerings on hotels, flights, and car hire services across several locations.
It provides a simple interface that lets you easily specify what you need like entering departure and return details for flight booking to get prices aggregated from different airlines allowing you to make a decision on which is best for you.
Just like its flight booking service, you can also hotel booking functionality to reserve a space you can check in once you land in a city.
Its car hire service means that the platform has the necessities you need to visit new places as once you make a request, a car could come to pick you up at your destination at a time you specified when you submitted the request.
Trip.com supports PayPal as one of its checkout payment methods hence, making it one of the ‘vacation now and pay later’ platforms you can use your Pay in 4.
American Airlines
How
Direct Checkout
Category
Flights, Hotels, Cars
Tip: American Airlines accepts PayPal Pay in 4 for flight booking and other travel services it offers except award tickets.
With thousands of flights per day to over 300 destinations in more than 40 countries, you can go almost everywhere with this airline domestically and internationally.
American Airlines has been in existence since 1930 serving in the aviation industry and it is the largest airline in the world when you look at its scheduled passengers carried and revenue per passenger mile compared to others.
In addition to being a destination for flight booking and management, the platform also allows you to book experiences through its AA Cruises arm.
AA also has a feature you can use for car reservations when you are traveling and through its AAdvantage Hotels and AA Vacation portals, you can book accommodation and tour packages respectively.
Since you can utilize your purchasing credits available to you on PayPal Pay in 4 when making payments on the portal, you can save other funds for things you will need during your trip.
Hotwire
How
Direct Checkout
Category
Flights, Hotels, Cars
Tip: you can book hotels, cars, flights, and vacation experiences on Hotwire using your PayPal Pay in 4.
Hotwire is another amazing travel handling portal where you can use your PayPal Pay in 4 purchasing power to book flights, hire cars, handle hotel reservations, and book vacation packages.
The platform has a history that ties it to popular brands in the travel industry like American Airlines, Delta, and United Airlines.
The company is now within the umbrella of the Expedia group which makes it an appealing destination to trust when it comes to handling your travel needs.
It is popular amongst travel enthusiasts as a place you can get tickets at cheaper prices and it is evident as the company operates by selling off unsold travel inventory at discounted prices.
Many of the things you can do on Hotwire also include being able to save more when you use its bundle feature that allows you to combine multiple travel needs in an attempt to enjoy better discounts.
Simply select the service you need without paying upfront when you use the credits on PayPal Pay in 4 to complete the booking on Hotwire.
Agoda
How
Direct Checkout
Category
Varies
Tip: you can use your PayPal Pay in 4 credit on Agoda for travel and vacation payments.
Agoda is more popular among travel audiences in the Asia-Pacific region and offers a lot of tailored-crafted experiences within that area.
Nevertheless, it allows bookings for flights, hotels, private apartments, and car hire services to many destinations globally.
One interesting thing about using the Agoda portal is its frequent coupons and deals across its service categories. It offers some percentage off when you spend up to a required minimum to other forms of promotions targeted at helping to save on travel.
You might even enjoy some special discounts when you opt for your PayPal account to handle your payments on this platform.
The option is directly available when you are making payments and you can select it to use your Pay in 4 purchasing power to handle it.
PayPal Pay in 4 stores for computers, electronics, & appliances
Here below are the best PayPal Pay in 4 stores where you can finance electronics and home appliances:
Abunda
How
Direct Checkout
Category
Varies
Tip: Abunda allows you to buy any Amazon product and pay later with your PayPal Pay in 4. Simply copy the product link on Amazon and paste it into the Abunda search box to order it.
Abunda is a shopping portal that allows you to get any product available on Amazon on a payment plan.
It maintains a virtual listing with all the products on its portal aggregated from Amazon hence, giving you quicker access to buy the items you need without having to visit the Amazon shopping page.
Despite providing this interface for faster shopping, it also has an amazing functionality that is embedded in the search field that allows you to copy the product link on Amazon and paste it into the Abunda field, and within seconds, the item will be available for you to order.
Abunda is an amazing tool with items in as many categories as available on Amazon that you can shop and split the payments.
The platform is primarily a financing solution allowing you to buy now and pay later using the account you have with Klarna and PayPal.
Alternatively, it also enables you to lease-to-own products on Amazon through Acima.
Walmart
How
Direct Checkout
Category
Varies
Tip: Walmart allows using PayPal Pay in 4 to finance products from its varying categories.
Walmart is a popular hypermarket brand with products ranging from electronics, groceries, office supplies, and automobiles to a lot of others.
The platform also houses items from many other departments like pharmacy, wellness and beauty, and personal care geared towards healthy living.
It is also worth mentioning that Walmart also retails gift cards and you can buy one from its inventory to use on platforms like Apple, Starbucks, and its store.
Its gift card can also be bought and sent to your friend which can be used across various shopping platforms and on digital wallets as many of these gift cards are Visa and Mastercard powered and can be used anywhere debit or credit card is accepted.
With millions of products and services on Walmert to explore while shopping, it is a big plus to be able to finance them seamlessly using your PayPal Pay in 4.
Alongside its credit card, PayPal credit options and Affirm are the payment plan brands you can find on its checkout page when you want to pay online.
Target
How
Direct Checkout
Category
Varies
Tip: you can use your purchasing power assigned by PayPal Pay in 4 on Target directly to finance any product.
Target is one of the largest retailers with ample products across varying categories that include toys, gaming, electronics, furniture, clothing, beauty to a lot of others.
The platform enjoys very good patronage, especially being a good alternative to shop for items other than having to go via Amazon or Walmart.
This brand is popular offline through its chain of outlets that consists of its conventional discount Target stores and the wide-product coverage division called SuperTarget that sells items in multiple categories.
You can also buy gifts on this shopping platform as it retails those for brands that include Nordstrom, Rei, Starbucks, and others.
For payments, you can finance items while shopping on Target using split payment providers that include Affirm, Sezzle, Klarna, Zip, and PayPal Pay in 4.
Target also provides credit cards which adds to its amazing collection of financing options you have access to get that product you want without paying upfront.
Best Buy
How
Direct Checkout
Category
Electronics
Tip: you can use PayPal Pay in 4 on Best Buy directly at checkout as one of its financing options.
Best Buy is another amazing shopping platform you can use your PayPal Pay in 4 purchasing power to get the items you want on a payment plan.
When it comes to consumer electronics and related items, this is one platform that will top every list for its great collection of products in varying categories.
If you need the latest electronics and appliances for personal use and for your home, you can opt for Best Buy to finance whatever products you need to get your home in shape.
This retailing brand is a very popular consideration among the big split payment service providers and this is evident in it being a big presence when you shop in-app on most of this platform’s mobile applications.
Best Buy has multiple payment options but when it comes to financing, it supports direct payment with PayPal Pay in 4, Zip, and its credit card alongside the lease-to-own option provided through Progressive Leasing.
Wayfair
How
Direct Checkout
Category
Furniture and Home Products
Tip: you can use PayPal Pay in 4 on Wayfair to finance appliances, furniture, and other home products online.
Wayfair is one of the popular platforms for getting home electronics, furniture, mattresses, rugs, lighting to other home improvement items.
The platform is one of the well-known shopping destinations online and there is no doubt it has some of the best collections when it comes to products you need at home.
For its financing, it works with multiple partners in a list that includes providers like Affirm, Bread Pay, Katapult, Acima, and Citizens Pay.
Though not mentioned on its financing information page, Wayfair accepts PayPal as one of its payment methods which means that you can use any of both PayPal Credit and Pay in 4 to buy now and pay later for any item on Wayfair.
PayPal Pay in 4 stores for automobile
Here below are online stores that accept PayPal Pay in 4 for financing tires, wheels, and other automobile accessories.
AutoZone
How
Direct Checkout
Category
Automotive Parts, and Accessories
Tip: AutoZone accepts PayPal Pay in 4 for buying automotive parts and other related accessories on payment plans.
AutoZone is the largest retailer when it comes to the destinations where you can get all concerning aftermarket automotive parts and accessories.
It is a brand with a big history and a widespread network of chain stores operating in several countries selling and providing automobile-based products and services.
With its history, you are poised to experience a similar good experience when you shop for items on its online portal.
If you need a new battery for your vehicle, a new brake pad and rotor, or need perfect engine oil to keep the car in good shape, this is a place you should have at the top of your list of consideration.
The platform allows the use of PayPal and its financing tools to make payments hence, providing the opportunity to get its products when you do not have much to handle upfront payment.
CarParts
How
Direct Checkout
Category
Automotive Parts, and Accessories
Tip: you can purchase anything on CarParts and pay with your PayPal Pay in 4 purchasing power.
CarParts is another brand with a long history of service and a good destination to check when you want to buy items for your vehicle.
The auto parts and accessories shopping platform has items that include suspension, lights, drivetrain, brakes, and other interior and exterior items you can get for your vehicle.
Its services extend to the sales of wheels and tire accessories like spacers, dust caps, nipple kits, adapters to a lot of others.
With its acceptance of PayPal, you can seamlessly buy now and pay later on the CarParts online shopping portal using any of the purchasing power available to you through PayPal Credit and Pay in 4.
NAPA Auto Parts
How
Direct Checkout
Category
Automotive Parts, and Accessories
Tip: NAPA Auto Parts is another popular automotive parts and accessories retailer where you can use your PayPal Pay in 4 to buy now and pay later.
NAPA is a short form for the National Automotive Parts Association, a company that has been in existence serving the automobile industry since 1925.
Part of the Genuine Parts Company of brands, this retailer cooperative brand has a presence across thousands of offline locations where you can as well walk in to purchase any of its products.
However visiting the physical store will not allow you to be able to use shopping credits on PayPal Pay in 4 as you can use that only when you visit its online portal.
The shopping portal has a lot of items from different brands you can browse through and once you have seen what you need, simply order it and proceed to the checkout page to finance with your PayPal account.
Revzilla
How
Direct Checkout
Category
Motorcycle Gear
Tip: you can finance motorcycle gear and related items on Revzilla using PayPal Pay in 4.
You can get motorcycle gear, parts, and other related accessories when you shop through Revzilla.
On its shopping portal, you can buy items that include sunglasses, helmets, jackets, gloves, boots, pants, jerseys, and many others.
The platform also retails protection-targeting gears like airbags, armored pants, and shorts, back protectors as well as knee braces and guards.
Aside from the gears, Revzilla also sells accessories like engine oil and other lubricants for your motorcycle, cleaning supplies, security accessories like alarms and locks, repair tools, and luggage packing products among many others.
This retailer also sells tires for varying bike types including dirt bikes, scooters, and different needs like racing and sports.
This shopping platform supports PayPal directly on its payment page hence, you can easily finance items for your motorcycle on Revzilla using your purchasing power.
Cycle Gear
How
Direct Checkout
Category
Varies
Tip: Cycle Gear is another motorcycle gear and accessories retailer where you can buy now and pay later with PayPal Pay in 4.
Cycle Gear is part of Comoto which means that it is within the same umbrella company as Revzilla. And their parent company is a well-known name in the power sport aftermarket retailing industry.
Being a part of a good family means that you are poised to get an amazing experience when you shop for items on this portal.
Just like Revzilla, it sells items in varying categories related to motorcycle gear like helmets, and base layers, to different types of gear like waterproof-enabled, heated, snow and dirt-focused gears.
You can also get sportbikes, scooters, dirt bikes, and race bike tires when shopping for your motorcycle on Cycle Gear.
Through its direct support for PayPal, you can utilize that to finance whatever you need without the need to make upfront payments.
PayPal Pay in 4 stores for fashion, beauty, and clothing
The below top fashion and clothing stores accept PayPal Pay in 4 for financing:
ASOS
How
Direct Checkout
Category
Fashion, Cosmetics
Tip: ASOS accepts PayPal Pay in 4 for buying fashion items and beauty-related products.
ASOS is an online retailer of fashion, beauty, and cosmetic products with global operations as it ships to every country from its fulfillment centers in the United States, United Kingdom, and other parts of Europe.
The platform is a popular choice for many online shoppers as it retails products in fashion and cosmetics from popular brands like New Balance, Dr. Martens, Monki, Pull & Bear, River Island, and a host of products from other brands.
Its shopping interface has functionalities to ensure you have an amazing experience, for instance, the ASOS design page allows you to select multiple attributes to pull products that match your preference in size, color, product type, brand, style, price, and more.
With the shopping credit available to you on PayPal Pay in 4, you can get any of its items and have them shipped to you then, you will pay back in 4 on a bi-weekly basis.
Macy’s
How
Direct Checkout
Category
Fashion, Jewelry
Tip: Macy’s accepts PayPal Pay in 4 for financing fashion-related products
Macy’s is one of the best destinations to be when it comes to shopping online for products to wear.
The brand is one of the largest department stores with offline outlets spread across several cities where you can as well walk into to have a sight of its varying products.
You can buy products like shoes, handbags, clothing, bracelets, earrings, and different kinds of jewelry from multiple brands.
Macy’s Book a Stylist is a feature you might want to try. This allows you to book a stylist relating to any of its varying fashion categories who can assist you to decide the best items to buy for yourself from its collection.
Shop the items you need and proceed to the checkout page, simply select the PayPal option from its list of payment methods to use your Pay in 4.
Adidas
How
Direct Checkout
Category
Athlete Fashion
Tip: you can buy shoes, hoodies, jerseys, and other apparel on Adidas and checkout with your PayPal Pay in 4.
This brand almost needs no introduction when it comes to the sporting world. It alongside Nike are two of the biggest names when it comes to this industry.
You can buy many athlete-related items from its online shopping portal like shoes for running, gymming, hiking, basketball, football to other sports genres.
The brand also makes t-shirts, sweatshirts, hoodies, jackets, tracksuits, pants, and jerseys, including sandals and slides.
Other accessories you can buy when visiting the Adidas online shopping portal include backpacks, gloves, balls, water bottles, socks, and underwear among others.
The company even sells its own branded music accessories that include headphones, and wired and Bluetooth-enabled earbuds.
You have ample items you can finance with your PayPal Pay in 4 purchasing power when you visit the Adidas portal.
Kay Jewelers
How
Direct Checkout
Category
Jewelry
Tip: Kay Jewelers accepts PayPal Pay in 4 for buying jewelry on its online portal.
Kay Jewelers is one of the most popular destinations for buying different kinds of jewelry, including ready-to-buy and personalized styles through its custom design service.
This jeweler retails varying types of engagement rings, wedding jewelry, necklaces, watches, bracelets to different types of casual jewelry.
When it comes to buying items on payment plans, Kay Jewelers is one of the top platforms that allow financing for jewelry and accessories.
It allows product financing through its store credit card, supports leasing through Progressive, and for its buy now pay later option, you can utilize any of Affirm and PayPal Pay in 4.
Ulta Beauty
How
Direct Checkout
Category
Cosmetics, Fragrance, Beauty
Tip: you can buy any cosmetics, fragrance, and beauty products on Ulta and pay with your PayPal Pay in 4.
Ulta is another amazing shopping destination to consider when you want to get cosmetics, beauty, fragrance, and skin care-related products.
It is a large retail brand with a huge offline presence and acceptance in the beauty industry with its line of chain stores where you can get products and different kinds of wellness-related services.
You can use its online portal to order items like conditioners, mascara, concealers, face mist, lipstick, eyebrows, foundation, body cream, perfume, and other items for general skin care both for men and women.
Ulta also offers beauty services like waxing and brows, ear piercing, make-up, hair treatment, and others through its salon arm that is redeemable at any of its offline stores.
When it comes to financing, the platform supports the use of Afterpay, its store credit card, and PayPal Pay in 4.
PayPal Pay in 4 stores for international shopping
You can use your PayPal Pay in 4 to finance products on these international shopping sites:
AliExpress
How
Direct Checkout
Category
Marketplace
Tip: you can finance with PayPal Pay in 4 on AliExpress, one of the world’s largest marketplaces that deals with a wide variety of items.
AliExpress is an online marketplace that sells a wide variety of products at low prices. It is owned by Alibaba Group, a Chinese conglomerate and one of the largest e-commerce companies in the world.
It is a great option for budget-minded shoppers who are looking for a wide selection of products at low prices.
The platform sells a wide variety of products, including electronics, clothing, home goods, and more.
Its product prices are typically much lower than those of other online retailers, making it a popular choice for budget-conscious shoppers.
Thanks to its support for checking out with PayPal, you can utilize your purchasing offered by Pay in 4 and PayPal Credit to order items on the shopping portal which can be shipped to your location.
Shein
How
Direct Checkout
Category
Fashion
Tip: Shein accepts PayPal Pay in 4 when you shop for any of its fashion-related products.
Shein is an online fast fashion retailer with items in many selections you can choose from.
It has grown to become one of the world’s largest fashion retailers selling a wide variety of clothing, accessories, and home goods at low prices.
This brand is known for its rapid production and turnover of new products, as well as its use of social media to market its products.
Its growing adoption among fashion enthusiasts has been attributed to its low prices, wide selection of products, and use of social media.
The platform offers a wide variety of styles and trends to you can choose from and with its acceptance of PayPal as one of its payment methods, you can finance its items by using your Pay in 4 purchasing power.
Mercari
How
Direct Checkout
Category
Marketplace
Tip: you can use your PayPal Pay in 4 on Mercari to buy any item listed on its marketplace.
Mercari is one of the top online shopping destinations in Japan where you can buy new to pre-owned items in multiple categories.
Known for its tagline of ‘Your Marketplace’, the platform is a community-powered shopping portal where users can list their items for sale at cheaper prices.
The platform is an interesting one with a feature that allows requesting from the seller of an item with a price reduction through its Make Offer button. If your request is accepted, you can purchase the item at a much cheaper rate than the original price.
Though you can directly use your PayPal account to shop on Mercari, many of the users reported positive feedback about being able to purchase when it is paying the original price but some challenges with payment failure when it has to do with an offer.
With its acceptance of PayPal, you can use your purchasing credit offered through Pay in 4 to get your favorite items on Mercari.
What is PayPal pay in 4 minimum and maximum amounts?
The minimum amount required to use PayPal Pay in 4 is $30 and the maximum cannot exceed $1,500.
What this means is that any item you want to buy must cost at least $30. If the item is not up to that, you should consider adding more items to your cart that you need to raise the value to the required minimum if not, you will not see the option when checking out.
Likewise, the maximum amount you can get through PayPal Pay in 4 is $1,500. While this is the highest shopping credit, the maximum that will be assigned to you depends on your credit profile as PayPal will perform a soft credit check to determine this.
PayPal Pay in 4 card
The PayPal Pay in 4 card is a virtual financing card that allows you to buy now and pay later across millions of platforms.
This card is intended for use on any shopping portal that does not support PayPal as one of its payment methods.
It is a Mastercard-powered card and can be used anywhere credit and debit cards are accepted, including offline usage through digital wallets.
But this BNPL virtual card is a one-time valid card and cannot be used for multiple transactions.
To get a Paypal Pay in 4 card, simply tap the Pay Later tile on your dashboard to generate it. Once you click your plan, you will see the details you can use to make payments.
PayPal Pay in 4 application
You can apply for PayPal Pay in 4 directly when you are on any shopping portal that supports PayPal if you have an active account.
If you do not have a PayPal account, you can also create one when you are checking out but the probability of being able to use it for financing is lower compared to a user with an active account.
PayPal Pay in 4 missed payment
There is no late fee if you missed a PayPal Pay in 4 payment but try not to default for long as this could lead to your account being deactivated for its financing option and could also affect your chances of accessing it in the future.
If the missed payment is due to a failure with your credit or debit card, consider changing it by logging into your PayPal dashboard, locating the Pay Later section, and selecting the Payment Method button to update it.
With millions of merchants around the world, PayPal is one of the top payment brands you can find on many online shopping platforms.
Thanks to its financing tools like PayPal Pay in 4 and Credit, you can now finance items with your account and pay later conveniently in four installments and more.
