Pay over time at Southwest Airlines

Southwest Airlines sells US low-cost airline flying domestic and near-international routes, known for free checked bags. We confirmed Klarna and Flex Pay by Upgrade here.

  • 2 options confirmed
  • Checked Nov 12, 2026
  • Travel

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 The store’s website says it offers Klarna

Store offer, minimum and plan lengths are from Southwest Airlines’s website. APR and credit check are Klarna’s general terms.

Pay later

Flex Pay by Upgrade

APR
0% to 36%
Credit check
Soft check only

Checked Nov 12, 2026 The store’s website says it offers Flex Pay by Upgrade

Store offer, minimum and plan lengths are from Southwest Airlines’s website. APR and credit check are Flex Pay by Upgrade’s general terms.

How to pay over time at Southwest Airlines

  1. Pick your trip on southwest.com.
  2. At checkout or on the store’s financing page, choose Klarna or Flex Pay by Upgrade.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Southwest Airlines financing

Does Southwest Airlines offer financing?

Yes. We confirmed Klarna and Flex Pay by Upgrade at Southwest Airlines on Nov 12, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Southwest Airlines affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a Southwest Airlines store?

We checked online shopping at Southwest Airlines only. If the store has physical locations, ask there whether financing is available.

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