Pay over time at Skims

Skims is Kim Kardashian's shapewear, loungewear and underwear brand. We confirmed Klarna and Cash App Afterpay here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 Klarna is set up on the store’s website

Store offer, minimum and plan lengths are from Skims’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

Pay later

Cash App Afterpay

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 We saw Cash App Afterpay at the store’s checkout

Store offer, minimum and plan lengths are from Skims’s website. APR and credit check are Cash App Afterpay’s general terms.

All Cash App Afterpay stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Skims takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

How to pay over time at Skims

  1. Add what you want to your cart on skims.com.
  2. At checkout, choose Klarna or Cash App Afterpay.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Skims financing

Does Skims offer financing?

Yes. We confirmed Klarna and Cash App Afterpay at Skims on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Skims affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a Skims store?

We checked online shopping at Skims only. If the store has physical locations, ask there whether financing is available.

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