Pay over time at Ray-Ban

Ray-Ban is an iconic eyewear brand behind the Wayfarer and Aviator, selling sunglasses and prescription glasses. We confirmed Klarna, Cash App Afterpay and PayPal Pay Later here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 The store’s website says it offers Klarna

Store offer, minimum and plan lengths are from Ray-Ban’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

Pay later

Cash App Afterpay

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 12, 2026 The Meedsy team confirmed Cash App Afterpay on the store’s website

Store offer, minimum and plan lengths are from Ray-Ban’s website. APR and credit check are Cash App Afterpay’s general terms.

All Cash App Afterpay stores and terms

Pay later

PayPal Pay Later

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 12, 2026 The Meedsy team confirmed PayPal Pay Later on the store’s website

Store offer, minimum and plan lengths are from Ray-Ban’s website. APR and credit check are PayPal Pay Later’s general terms.

All PayPal Pay Later stores and terms

How to pay over time at Ray-Ban

  1. Add what you want to your cart on ray-ban.com.
  2. At checkout or on the store’s financing page, choose Klarna, Cash App Afterpay or PayPal Pay Later.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Ray-Ban financing

Does Ray-Ban offer financing?

Yes. We confirmed Klarna, Cash App Afterpay and PayPal Pay Later at Ray-Ban on Nov 12, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Ray-Ban affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a Ray-Ban store?

We checked online shopping at Ray-Ban only. If the store has physical locations, ask there whether financing is available.

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