Pay over time at Quay Australia

Quay Australia is an Australian sunglasses brand selling trendy, affordable shades and blue-light glasses. We confirmed Klarna, Shop Pay Installments, Cash App Afterpay and PayPal Pay Later here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 We saw Klarna at the store’s checkout

Store offer, minimum and plan lengths are from Quay Australia’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 We saw Shop Pay Installments at the store’s checkout

Store offer, minimum and plan lengths are from Quay Australia’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Pay later

Cash App Afterpay

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 We saw Cash App Afterpay at the store’s checkout

Store offer, minimum and plan lengths are from Quay Australia’s website. APR and credit check are Cash App Afterpay’s general terms.

All Cash App Afterpay stores and terms

Pay later

PayPal Pay Later

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 PayPal Pay Later is set up on the store’s website

Store offer, minimum and plan lengths are from Quay Australia’s website. APR and credit check are PayPal Pay Later’s general terms.

All PayPal Pay Later stores and terms

What a plan could cost

Example: YOUR HONOR PRX at $150.00 (price on Nov 10, 2026), paid monthly over 12 months with Klarna financing, where the store offers it.

PayPal Pay Later Pay in 4: 4 payments of $37.50 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$12.50$150.00$0.00
19.99%$13.89$166.73$16.73
35.99%$15.07$180.82$30.82

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Quay Australia

  1. Add what you want to your cart on quayaustralia.com.
  2. At checkout, choose Klarna, Shop Pay Installments, Cash App Afterpay or PayPal Pay Later. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Quay Australia financing

Does Quay Australia offer financing?

Yes. We confirmed Klarna, Shop Pay Installments, Cash App Afterpay and PayPal Pay Later at Quay Australia on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Quay Australia affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a Quay Australia store?

We checked online shopping at Quay Australia only. If the store has physical locations, ask there whether financing is available.

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