At checkout or on the store’s financing page, choose Klarna or Affirm.
Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about ProForm financing
Does ProForm offer financing?
Yes. We confirmed Klarna and Affirm at ProForm on Nov 10, 2026. Options can change, so check at checkout before you buy.
Does ProForm offer 0% APR?
ProForm mentions this offer on its website: Pay in 4 interest-free. Whether you get it depends on your credit and the plan you choose. Check the APR before you accept.
Will checking my rate at ProForm affect my credit score?
Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.
Can I use Klarna in a ProForm store?
We checked online shopping at ProForm only. If the store has physical locations, ask there whether financing is available.
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