Pay over time at Friendly Diamonds

Friendly Diamonds sells lab-grown diamond engagement rings, loose diamonds and fine jewelry. We confirmed Klarna and Affirm here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Klarna

APR
0% to 35.99%
Credit check
Soft for Pay in 4

Checked Nov 10, 2026 The store’s website says it offers Klarna

Store offer, minimum and plan lengths are from Friendly Diamonds’s website. APR and credit check are Klarna’s general terms.

All Klarna stores and terms

Pay later

Affirm

Store offer
As low as 0% APR
Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 The store’s website says it offers Affirm

Store offer, minimum and plan lengths are from Friendly Diamonds’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Friendly Diamonds takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

How to pay over time at Friendly Diamonds

  1. Add what you want to your cart on friendlydiamonds.com.
  2. At checkout or on the store’s financing page, choose Klarna or Affirm.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Friendly Diamonds financing

Does Friendly Diamonds offer financing?

Yes. We confirmed Klarna and Affirm at Friendly Diamonds on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Friendly Diamonds affect my credit score?

Klarna Pay in 4 uses a soft credit check, which does not affect your score. Monthly financing needs a credit check when you apply, and the loan may be reported to credit bureaus.

Can I use Klarna in a Friendly Diamonds store?

We checked online shopping at Friendly Diamonds only. If the store has physical locations, ask there whether financing is available.

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