Split rent payments

Pay rent in two to four smaller payments that line up with your paydays. Some apps work with any landlord, and others only if your building offers them.

Compare options Before you sign up

How splitting rent adds up

  1. Rent due$1,039.99The app pays all $2,000. You pay half plus fees
  2. 2 weeks later$1,000You pay the second half
  3. Total$2,039.99$39.99 more than paying rent at once

Example from Split Pay's own site: $2,000 rent with its $9.99 monthly fee plus 1.5% of the rent. Each app charges differently.

Is it right for you?

Good for

  • Rent due on the 1st when you are paid on the 15th
  • Avoiding a late fee from your landlord that costs more than the app
  • Split Pay also covers a mortgage payment

Watch out for

  • Monthly memberships are charged even in months you do not split
  • Fees of $30 to $60 a month add up to $360 to $720 a year
  • Splitting every month can hide a rent you cannot afford

Compare rent-splitting apps

Livble and Jetty Rent only work if your property partners with them. Flex works with any landlord and with more options at partner properties. Split Pay pays any landlord or mortgage lender.

Listed A to Z, never by who pays us. We checked each company on its own website on Nov 13, 2026. Terms change and depend on you and your state, so confirm before you sign up.

  • Flex

    Rent · Utilities

    Cost
    $5.99/month + 0.6% of rent + up to 3% to split
    Credit check
    Soft check, no effect on your score
    Bills you can split
    Rent; utilities, insurance, phone and more where your provider offers Flex

    Pays your full rent to your property, then you repay in two parts during the month.

    The $5.99 membership is charged every month your credit line is open, even if you don't split.

    How to get it: Apply in the Flex app. For other bills, your provider has to offer Flex.

  • Jetty Rent

    Rent

    Cost
    Not published; shown when you apply
    Credit check
    You apply and prequalify; approval takes 1–3 business days
    Bills you can split
    Rent, at properties that partner with Jetty

    Jetty pays your full rent on the 1st of the month, then you pay Jetty back in installments during the month with autopay.

    Only at partner properties, and Jetty does not publish its fees, so check the cost before you sign up.

    How to get it: Ask your property manager whether the building offers Jetty Rent, then apply on the property's Jetty page.

  • Livble

    Rent

    Cost
    $30–$60 finance charge per month, depending on when you submit rent
    Credit check
    Credit approval on a completed application
    Bills you can split
    Rent, through your property's resident portal

    Splits your rent into up to 4 payments during the month. Livble is a RealPage company, and the loans come from Lead Bank.

    It only works if your property offers Livble. The fee is higher the later in the month you submit your rent.

    How to get it: Look for Livble in your resident portal, or ask your property manager.

  • PayLaterr

    Rent · Utilities · Car

    Cost
    $49.99 or $79.99/month
    Credit check
    Income, ID, job and paystub checks
    Bills you can split
    Rent, car notes, utilities, insurance and more

    Pays the bill to your provider. You repay in 2 payments with no interest or late fees.

    At $49.99 a month (about $600 a year) it's the most expensive here, and it may reverse a bill payment if you miss a repayment.

    How to get it: Sign up on the PayLaterr website and upload your documents.

  • Split Pay

    Rent · Mortgage · Car

    Cost
    $9.99/month + 1.5% of the bill
    Credit check
    No credit check (it reviews your bank data)
    Bills you can split
    Rent, mortgage, car payment

    Pays your landlord or lender in full on the due date. You pay the second half two weeks later.

    On $2,000 rent that's about $40 a month, or close to $480 a year.

    How to get it: Apply in the Split Pay app and add its account number to your rent or loan portal.

Before you sign up

  • Ask your landlord first

    Some will move your due date or split rent for free. Ask before you pay an app to do it.

  • Check your resident portal

    Livble, Jetty and Flex partner with property managers, and a partner option may cost less.

  • Count the yearly cost

    Multiply the monthly fee by 12 and compare it with your landlord's late fee.

Guides

Questions people ask

Can you split rent into payments?

Yes. Apps such as Flex and Split Pay pay your landlord in full on time, then collect from you in two or more payments during the month. Livble and Jetty Rent do the same at partner properties.

Do I need my landlord to agree?

Not for Flex or Split Pay, which pay your landlord by their usual method. Livble and Jetty Rent only work at properties that offer them.

Can I split my mortgage payment?

Split Pay lets you split rent, a mortgage or a car payment in two. Most other apps here are for rent only.

Will splitting rent build my credit?

It can. Flex can report on-time rent payments if you turn it on, and Livble offers rent reporting. Late payments can be reported by some apps, so read the terms.

More ways to split bills

All bill-splitting apps

Sources

Each company's own pages, checked Nov 13, 2026.

Meedsy is not a lender and does not make credit decisions. Some links may be affiliate links, and we may earn a commission if you sign up through them. That never changes how we list options. How we make money