Buy now pay later laptop options allow you to acquire your desired device with no upfront payment and extensive credit check.
You can browse through a wide range of laptops and enjoy the convenience of buy now pay later options at several merchants online, even with a bad credit score.
Whether you are looking for a swift tech upgrade or a complete overhaul of your laptop and accessories collection, these flexible payment solutions offer a hassle-free method to obtain the devices you desire, often without the need for extensive credit evaluations.
Popular Online Stores With Buy Now Pay Later Laptop Options
Here is a list of leading online retailers that offer buy now pay later options for laptops and related items:
Amazon
Accepts
Amazon Monthly, Affirm
Category
Marketplace
Tip: Amazon offers buy now pay later laptop options, allowing customers to utilize Affirm or an up to 120-day interest-free monthly payment choice for qualifying purchases.
Numerous renowned laptop brands are available on the Amazon marketplace, making it an excellent choice for quality tech products.
You can buy laptops and associated accessories using diverse payment methods like Affirm and Amazon’s monthly financing.
Additionally, consider exploring various buy now pay later apps for Amazon to find more financing options.
You will discover a wide range of laptops, televisions, washers and dryers, home theaters, and more best-sellers available on Amazon.
Shopping on the platform is made even more convenient with the option to have your items delivered to a nearby Amazon Hub Locker. You can retrieve your purchases once you receive a notification that your parcel has arrived.
Amazon offers a variety of financing options, with multiple payment providers that allow you to shop and defer payments.
Leasing services like Katapult also support Amazon. Additionally, you can use Acima for payments on Amazon in a similar manner to Katapult, giving you the flexibility to choose the option that suits you best.
Abunda
Accepts
PayPal, Acima, PayTomorrow
Category
Financing
Tip: Being a financing platform, Abunda fully supports buy now pay later laptop purchases for popular brands aggregated from the Amazon marketplace.
Abunda is a distinctive platform that provides buy-now-pay-later services for products sourced directly from the Amazon marketplace.
What sets Abunda apart is its ability to leverage split payment providers that are not typically available when shopping directly on Amazon.
When you shop through this gateway, you have access to various financing options, including Acima, PayPal, PayTomorrow, and more.
To make laptop shopping and financing faster, Abunda offers a convenient tool.
You can simply paste an Amazon product link into its search field, making the item available for purchase within minutes.
Alternatively, you can search for any laptop or electronic product you want to finance on the platform. Abunda will retrieve it for you to complete the purchase with any of its buy-now-pay-later providers.
It is important to note that your ordered laptop will be delivered directly from Amazon, as Abunda does not maintain any inventory but instead showcases virtual product displays sourced from Amazon.
Perpay Marketplace
Accepts
Perpay
Category
Financing
Tip: The buy now pay later laptops category is one of Perpay’s top categories and with that, you can get your desired device if your salary comes through payroll direct deposit.
Perpay is a well-recognized name in the split payment industry especially to salary earners, gaining popularity as one of the leading buy now pay later for laptops and other products that do not require a credit check for approval.
Unlike many other BNPL platforms that partner with various merchants, Perpay operates its own marketplace.
Here, you can shop for a wide range of products across different categories, including furniture, appliances, electronics, clothing, toys, and more, all directly through their app or website.
To assess your qualification for their spending limit, Perpay relies on your payroll direct deposit, making active employment a prerequisite to access their services.
Additionally, Perpay offers a credit card that extends your purchasing ability beyond their marketplace, providing flexibility for your shopping needs.
Walmart
Accepts
Affirm
Category
Marketplace
Tip: Walmart also supports buy now pay later laptops shopping and other items in its inventory through Affirm.
This retailer is a top choice for buy now pay later for laptop options that should be on your list for consideration.
With an extensive inventory, you can discover nearly any brand and model of varying specifications you require.
Among its payment methods, you can utilize Affirm to conveniently split the cost of your Walmart purchases. Additionally, if you are located near a Walmart store, you have the option for walk-in pickup once your order is confirmed.
The website’s product offerings have expanded significantly, thanks to its marketplace feature.
This means you can shop not only Walmart’s own products but also those from various other merchants selling on the platform.
With an increasing number of sellers, you have a wide selection of laptops and other items available for purchase with flexible payment plans, making it a strong alternative to many of the retailers offering buy now pay later for laptops on this list.
Best Buy
Accepts
Progressive, Citi Flex Pay
Category
Retail
Tip: Best Buy allows buy now pay later laptop financing, including for other products through its support of Progressive Leasing and Citi Flex Pay at checkout.
When it comes to purchasing laptops and similar electronic devices, Best Buy is a top destination.
It offers a vast collection of consumer electronics suitable for all your tech needs.
If you have Best Buy’s store credit card from Citi, you can utilize the Flex Pay option for convenient payments.
Additionally, Best Buy provides alternative payment choices for laptops, including Progressive, their leasing provider, allowing you to obtain shopping credits for financing electronics through lease-to-own terms.
This platform offers an extensive range of products, including the latest laptops and various tech devices from different brands.
Similar to many buy now pay later providers, Best Buy allows for in-store pick-up, a convenient option utilized by various shop now pay later services that leverage Best Buy’s network of physical stores for order fulfillment.
Target
Accepts
Affirm
Category
Retail
Tip: Target enables buy now pay later laptop purchases when you checkout with Affirm or its store credit card.
With a wide range of offerings, Target is your go-to shopping destination, whether you are looking for electronics, furniture, appliances, groceries, or other products.
Target’s buy now pay later for laptops and other items in its inventory is made possible seamlessly through its integration with Affirm, and it also offers a credit card option for financing.
Much like several other retailers, Target provides the flexibility of in-store pickup when the product you wish to purchase is available at a nearby location.
Target’s RedCard presents a financing option with promotional discounts when you use your credited balance.
These cards come in different types that include credit, debit, and reloadable versions with varying benefits.
If you need a card that will enable you to enjoy its buy now pay later laptop option then, go for the credit type.
Zebit
Accepts
Own Credit
Category
Financing
Tip: Zebit is a shopping platform that does not just focus on buy now pay later laptop financing but for other items ranging from electronics, furniture, clothing, and others.
This platform allows customers to shop for various products, including electronics, appliances, furniture, and more, without requiring a credit check.
Zebit offers credit limits and flexible repayment terms, making it easier for individuals to access essential items and build their credit scores.
You can spread out your payments over six months or longer, depending on the chosen plan based on the options offered to you.
With an extensive product catalog, transparent pricing, and a purchasing power of up to $1,500 to finance its products, Zebit has become a valuable platform for those seeking buy now pay later laptop options.
Venue
Accepts
Synchrony, Acima, Satisfi
Category
Financing
Tip: Venue provides a marketplace that allows you to enjoy buy now pay later laptops shopping and other valuable goods. You will pay with either Acima or Synchrony-powered credit and Satisfi.
Venue is a BNPL online shopping platform that provides a unique buy now pay later for laptops and other product options for customers.
This platform enables users to shop for a wide range of items and pay for them in convenient installments, making high-quality products more accessible.
It hosts an extensive product catalog, covering various categories such as electronics, fashion, home goods, and more.
The purchasing power assigned by any of its financing partners is only valid for use through the Venue marketplace.
If you have a good source of income, you should go for the Acima option otherwise, try the Synchrony route if you will be able to finance the laptop you need after browsing through its collections.
Newegg
Accepts
PayPal, Zip, Affirm, Store Credit Card
Category
Retail
Tip: Newegg offers support for buy now pay later laptop purchases and other electronics when you select payment options that include PayPal, Zip, Affirm, and their Store Credit Card at checkout.
This online retailer provides a diverse selection of laptops, including gaming laptops, student devices, low-end models, and more to explore.
Newegg allows you to use your available purchasing credit from PayPal, Affirm, or Zip to buy a variety of products in its inventory and pay for them through flexible installment plans.
You can also consider their store credit card, which offers the benefit of making purchases and paying later with no interest charges.
For items or shopping carts totaling $199 or more, you can take advantage of up to six months of interest-free financing.
Furthermore, for eligible items or shopping carts with a total value of $499 or more, a 12-month interest-free option is available.
Stoneberry
Accepts
Stoneberry Credit
Category
Financing
Tip: Stoneberry is a well-known catalog financing provider and allows buy now pay later laptop financing and other items through its store credit.
This shopping destination primarily focuses on product financing, offering items in various categories with payment plans.
Its buy now pay later catalogs include those from its extensions such as Masseys, Mason Easy Pay, K. Jordan, and Fifth & Glam, each catering to niche shopping needs.
They provide in-house financing, and like many other buy now pay later for laptop providers, you can qualify for their store credit without a hard credit check.
Among Stoneberry’s offerings, you can find diverse products ranging from washers and dryers to appliances and clothing, all available for hassle-free buy-now-pay-later shopping.
Purchasing Power
Accepts
Own Credit
Category
Retail
Tip: Purchasing Power grants you up to $1,000 you can use to enjoy buy now pay later laptop purchases provided you have active employment and your employer is also on the platform.
Purchasing Power is a unique e-commerce platform that focuses on providing employee purchase programs.
It offers a convenient way for workers to access essential products and services through responsible, automatic payroll deductions.
This platform offers a wide range of consumer products, from electronics and appliances to furniture and healthcare services.
This innovative platform partners with employers to help their staff afford the items they need.
With Purchasing Power, employees can shop for these products and services on a buy now, pay later basis, all without requiring a credit check or down payment.
Instead, they repay the cost through manageable payroll deductions over an agreed-upon period.
eBay
Accepts
PayPal
Category
Marketplace
Tip: eBay’s buy now pay later laptops option for devices listed on its platform is financed through its support for the PayPal credit payment method.
eBay, integrated with PayPal, is a go-to hub for tech enthusiasts seeking laptops and electronic gadgets.
Its marketplace boasts a wide range of electronic products from various brands, making it a prime choice among stores offering buy now pay later for laptops.
With PayPal solutions like Pay-in-4 and PayPal Credit, shoppers can easily split payments while exploring eBay’s extensive electronic device selection.
This vast product range, coupled with convenient payment methods, solidifies eBay as a top destination for tech-savvy consumers, offering both variety and flexibility for laptop and electronic purchases.
eBay’s marketplace features items from various sellers, ranging from businesses to individuals.
You will find a mix of new and used laptops, and regardless of your choice, you can utilize PayPal Credit for financing when you check out.
Sears
Accepts
Zip, Katapult, Citi Flex Pay
Category
Marketplace
Tip: Sears supports buy now pay later laptops shopping and other items through Zip as well as Katapult at checkout. If you have its Citi Mastercard, you can utilize Flex Pay to split payments.
Sears offers an extensive range of products, from electronics to appliances, clothing, tools, and home improvement items, making it a comprehensive shopping destination for various needs.
This platform holds different laptops from popular brands including HP, Google, Apple, Samsung, Dell, and others which you can finance conveniently.
To enjoy Sears’ buy now pay later for laptops and other products, you can select Zip when you want to make the payment.
You will also find the option to use Katapult for lease-to-own agreements on their payment gateway page, which allows you to lease laptops or other selected products.
Additionally, they offer a store credit card powered by Citi. If you are approved, you can take advantage of purchase splitting with Flex Pay.
Curacao
Accepts
Acima, Curacao Credit
Category
Retail
Tip: Curacao is a popular retail chain and through its online store, it supports buy now pay later laptops financing and other electronics when you pay with Acima and its store credit.
Curacao, a well-known online retailer, provides an extensive selection of products and services.
With its chain of large-format stores and a diverse range of offerings, including financing, travel, and remittance services, Curacao is a prominent destination.
On their online shopping platform, you will find a good collection of various laptop models and related accessories.
These products are available for convenient buy now, pay later options through Acima’s leasing program.
Alternatively, you have the option to apply for Curacao’s store credit, making it easier to finance your desired laptops.
With a substantial network of physical store locations, you can also select in-store pickup for your approved financing orders, providing added convenience.
P.C. Richard & Son
Accepts
Affirm, Acima, Synchrony
Category
Retail
Tip: At PC Richard & Son, you’ll find a diverse selection of items, and you have the flexibility to enjoy buy now and pay later laptops shopping through payment options like Affirm, Acima, and its store credit.
PC Richard & Son, a well-known retail chain in the northeastern United States, offers not only physical stores but also a user-friendly website where you can explore and purchase a wide range of products, including laptops and electronics.
They provide the option to buy now and pay later for laptops and other products through their partnership with Affirm.
PC Richard & Son offers multiple payment options to make your shopping experience more convenient.
In addition to Affirm, you can choose Acima at checkout to apply for a lease-to-own arrangement for your purchases.
Moreover, they provide store credit powered by Synchrony, offering another flexible option for financing your products.
List of Stores Offering Buy Now Pay Later Laptops
The below table contains a list of 40+ stores that offer buy now pay later for laptops:
STORE | TYPE | ACCEPTS |
|---|---|---|
Abt | Retail | Synchrony |
Abunda | Financing | PayPal, Acima, PayTomorrow |
Amazon | Marketplace | Amazon Monthly, Affirm |
Apple Store | Retail | Apple Pay |
Best Buy | Retail | Progressive, Citi Flex Pay |
BJ's | Retail | Citizen's Pay, PayPal, Apple Pay |
Conn's | Retail | Synchrony, American First Finance |
Costco | Retail | Citi Flex Pay |
Curacao | Retail | Acima, Curacao Credit |
DailySale | Retail | PayPal, Shop Pay, Apple Pay |
Decluttr | Retail | Klarna |
Dell | Retail | Zip, Dell Pay Credit |
Digital Storm | Retail | Bread Pay |
eBay | Marketplace | PayPal |
Electronic Express | Retail | Synchrony, Affirm, Acima, Progressive, Snap |
Electro Finance | Financing | Own Credit |
Fingerhut | Financing | Own Credit |
FlexShopper | Financing | Own Credit |
Google Store | Retail | Google Pay Installment |
HP | Retail | PayPal Credit |
HSN | Retail | HSN FlexPay |
iBuyPower | Retail | Affirm, Katapult |
Leaseville | Retail | Progressive |
Lenovo | Retail | Synchrony, Katapult |
LG | Retail | Klarna |
MDG | Financing | Own Credit |
Micro Center | Retail | Insider Credit Card |
Montgomery Ward | Retail | Own Credit |
Newegg | Retail | PayPal, Zip, Affirm, Store Credit Card |
Origin OC | Retail | WeGetFinancing |
P.C. Richard & Son | Retail | Affirm, Acima, Synchrony |
Perpay Marketplace | Financing | Own Credit |
Purchasing Power | Financing | PayPal, Apple Pay, Crutchfield Installment |
QVC | Retail | Easy Pay |
Razer | Retail | Affirm |
Sam's Club | Retail | Sam's Club Credit (PLCC) |
Samsung | Retail | Affirm, Samsung Financing |
Sears | Marketplace | Zip, Katapult, Citi Flex Pay |
Stoneberry | Financing | Own Credit |
Swappa | Retail | Zip |
Target | Retail | Affirm |
Tech Easy Pay | Financing | PayTomorrow, Progressive Leasing |
Venue | Financing | Acima, Synchrony |
Walmart | Marketplace | Affirm |
Woot | Retail | Citi Flex Pay, Affirm |
Zebit | Financing | Own Credit |
Numerous online stores offer buy now pay later laptop options and accessories, ensuring you can acquire the tech you need without immediate financial constraints.
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