Fingerhut catalog’s recent version contains amazing items from its vast inventory you can buy at your convenience at home or online and pay later.
There are advantages when it comes to using buy now pay later catalogs for shopping, from the flexible payment plans to the convenience of browsing through well-structured product collections with or without an internet connection.
While not all of them come with the rare buy now and pay later with no down payment add-on, you may enjoy that if you have a Fingerhut credit account.
Fingerhut
Max. Amount
Varies
Credit Check
Soft
Type
Financing
Tip: Fingerhut is popular for its product catalog which comes through an interactive digital version with varying products such as electronics, clothing, toys, games, tools, to several others which you can buy and spread the payments for up to at least six months.
If you have never tried using it, how Fingerhut works is that it provides a revolving credit card account which is only meant to be used to buy items in the product catalog it offers or anything on the shopping website.
Through its financing provider, WebBank, you will be offered a credit line that you can use to buy products on the platform and spread the payments for up to six (or eight months during deferral promotion).
Fingerhut is a prominent player in the direct-to-consumer shop now and pay later retail industry and operates on a unique catalog-based shopping model.
For those unfamiliar with the platform, it offers a revolving credit card account through its financing provider, WebBank.
This credit line allows users to purchase a variety of items from its extensive product catalog or website, with the option to spread payments over six months (or eight months during special deferral promotions).
Well recognized for its catalog shopping, it has evolved and expanded its product offerings.
Today, the platform features various items, including electronics, appliances, furniture, clothing, and more.
What sets Fingerhut apart is its credit-based purchasing system which provides financing to individuals who may encounter challenges accessing traditional credit sources.
This approach allows those with limited or no credit history to acquire products and pay for them through manageable monthly installments.
Having been in operation for several years, Fingerhut is a trusted platform and experienced when it comes to catalog shopping, especially affiliated with the same group that owns the then catalog powerhouse, Gettington.
Users can explore the product catalog, featuring a wide array of items available for purchase.
It offers two types of credit card accounts: the default Fingerhut Fetti for users with good credit standing and the FreshStart, which serves as a failover account for those who may not qualify for the default credit card.
One notable feature of Fingerhut is its positive impact on credit repair for individuals with bad credit.
Users on the Fingerhut Fetti credit account can benefit from reporting their activities to credit bureaus, helping them build or improve their creditworthiness over time.
However, users should be aware of the financial terms associated with Fingerhut.
The platform charges an APR of 35.99% on purchases, but users can avoid interest charges by clearing their credit card balance in full on or before the due date.
Late or returned payments may result in a penalty of $30, with the possibility of an increased penalty of $41 if there has been a default in the last six billing cycles.
To ensure a smooth shopping experience with the platform, users are advised to be mindful of payment deadlines and avoid defaults.
By doing so, individuals can take full advantage of Fingerhut’s unique credit-based purchasing system while building or repairing their bad credit history.
Your Credit Account and the Fingerhut Catalog
If you are a new user, accessing the Fingerhut catalog depends on the type of account assigned to you from either the Fetti or the FreshStart.
The Fingerhut Fetti Credit Account is a revolving line of credit that you can use for multiple shopping trips on the platform.
On the other hand, the FreshStart is an alternative shopping account that you can use for a single transaction and acts as a bridge towards promotion for the Fetti credit account.
Because the Fetti is a more powerful option and with more purchasing power, the Fingerhut catalog is primarily for users in its Fetti group and it is also named after it.
When you submit your account the first time, the soft credit inquiry that will be conducted will help Fingerhut and its financing partner, WebBank determine which is the right credit account for you.
If your credit score is within its high-grade range, you will be offered the Fetti otherwise, you may be given the alternative FreshStart to test and understand your financial behavior before moving you up.
Once you are on the Fetti, you enjoy so many benefits in addition to being able to shop multiple times at your convenience using the Fingerhut catalog, free credit reporting, higher purchasing limit, and many others.
Fingerhut Catalog Latest Version
Tip: The below buttons contain the same version of the Fingerhut catalog but the first will enable you to download it for browsing at your convenience and you can also print it at home while the second is the shoppable version with clickable products but it requires an internet connection.
If you are using the downloaded version, each of the products in the catalog contains an item code underneath which you can copy and search directly on the Fingerhut website when you are ready to make a purchase.
This latest issue of the Fingerhut catalog contains amazing products starting from sets of beautiful towels down to the last page containing a selection of gaming devices.
There are a total of 85 pages with varying products ranging from home goods, electronics, jewelry, fashionable bags, clothing, shoes, dog houses, travel bags, exercise equipment, furniture, and mattresses among others.
Just like its previous version, the current Fingerhut catalog does not show the price of the products until you visit the item’s dedicated page.
However, it contains the pictures and their respective attributes alongside the item’s code which you will need for shopping.
While there is a shoppable version online, it could be slow to load and you may want to opt for the offline version by downloading it to your device for a better experience.
When browsing through the Fingerhut catalog offline, there is an item code just below the product, you simply need to copy it, visit the website, and paste it to open the page where you can order the item.
There are other ways you can make your orders which are covered in the next section.
If this is your first time as a new user, note that Fingerhut financing comes with an APR of 35.99% which you can avoid paying if you are able to complete the payment of the balance before or by the due date.
Work towards early repayment as any late or returned payment may not only negatively affect your credit score but come with a charge of $30 which can rise up to $41.
Fingerhut Catalog Online Shopping Categories
The latest edition of the Fingerhut catalog contains amazing categories for easy online shopping and these include:
Electronics and Appliances
Fingerhut’s Electronics and Appliances category is a haven for tech enthusiasts and homemakers alike. It includes a broad range of products, such as the latest smartphones, laptops, audio equipment, kitchen appliances, and more.
Customers can find cutting-edge electronics like smart TVs, tablets, and home theater systems.
The appliance selection covers necessities for the kitchen, laundry room, and beyond, providing convenient and modern solutions for everyday living.
Clothing and Fashion
Fingerhut’s Clothing and Fashion category caters to individuals seeking trendy apparel and accessories.
From stylish dresses and casual wear to footwear and handbags, the catalog offers a diverse collection to suit various tastes and preferences.
Whether customers are looking for the latest fashion trends or timeless classics, Fingerhut provides a convenient shopping platform for updating wardrobes and expressing personal style.
Furniture and Mattresses
For those in need of furniture and mattresses, Fingerhut’s selection in this category is extensive.
From bedroom sets and living room furniture to dining sets and outdoor furnishings, customers can find pieces that complement their home decor.
Additionally, the catalog features a variety of mattresses to suit different comfort preferences, ensuring a good night’s sleep for all.
Cell Phones and Computers
Fingerhut’s Cell Phones and Computers category offers a range of devices to keep individuals connected and productive.
This includes the latest smartphones, laptops, desktop computers, and accessories.
Whether users need an upgrade to their communication devices or seek powerful computing solutions, Fingerhut provides options to meet various tech requirements.
Jewelry
The Jewelry category in the Fingerhut catalog is a treasure trove of accessories for enhancing personal style.
From elegant necklaces and bracelets to stylish rings and watches, customers can find a variety of jewelry pieces to suit different occasions.
The catalog includes both timeless and contemporary designs, providing options for everyday wear and special events.
Gaming and Security Cameras
Gaming enthusiasts and those prioritizing security will find Fingerhut’s Gaming and Security Cameras category appealing.
It includes a selection of gaming consoles like the PlayStation 5, video games, and accessories for entertainment purposes.
Additionally, the category includes security cameras and surveillance systems to help users enhance the safety and security of their homes.
Toys
Fingerhut’s Toys category is designed to bring joy to children and the young at heart.
From classic board games and puzzles to the latest toys and outdoor play equipment, the catalog features a wide array of options.
This category caters to various age groups and interests, making it a one-stop shop for finding the perfect toys for birthdays, holidays, or simply to surprise and delight loved ones.
Beauty and Personal Care
Fingerhut’s Beauty and Personal Care category offers a comprehensive selection of products to support self-care and grooming routines.
Customers can explore a variety of skincare products, cosmetics, hair care items, and fragrance options.
Whether looking for popular beauty brands or seeking specialized personal care tools, the catalog provides a convenient collection for individuals to enhance their beauty regimen and overall well-being.
Exercise Equipment
Fitness enthusiasts and those aiming to maintain an active lifestyle will find Fingerhut’s Exercise Equipment category beneficial.
The catalog includes a diverse range of fitness equipment, from treadmills and elliptical machines to dumbbells and resistance bands.
Whether users are setting up a home gym or looking for compact exercise solutions, Fingerhut’s selection caters to different fitness goals and preferences.
Tools
For individuals who enjoy DIY projects or need tools for home maintenance, Fingerhut’s Tools category offers a variety of options.
From hand tools to power tools, the catalog features a comprehensive range of woodworking, automotive repairs, and general household tasks.
Customers can find both individual tools and complete tool sets, making it a convenient platform for those looking to build or upgrade their toolkits for various projects around the home.
How to Use the Fingerhut Catalog
If you are viewing the catalog online, it is directly clickable and you can select any product of your choice to redirect you to the shopping page.
However, the offline version requires that you make use of the unique code for each of the products in the catalog.
The codes are smart and you can just copy and paste any of them into the search field to search.
Once you submit it, the specific product page will be opened if the code provided is valid.
After the concerned item page is loaded, you will be able to see the price, review terms, and other details.
If you are not shopping through its website and using the alternative channels, you can check the specific instructions for each in the next section.
Channels to Shop the Fingerhut Catalog
There are two available through which you can utilize the Fingerhut catalog for shopping. These include:
Online Portal
Shopping online with Fingerhut provides customers with a convenient and user-friendly experience.
The online platform allows users to browse the extensive catalog from the comfort of their homes.
Users can easily navigate through different product categories, view detailed product descriptions, and access customer reviews to make informed decisions.
The website also often features promotions, discounts, and special offers that users can take advantage of.
Once you have selected your desired items, you can add them to your virtual shopping cart, proceed to checkout, and choose from various payment options.
Online shopping on Fingerhut offers the flexibility to shop 24/7, allowing users to make purchases at their own pace without the constraints of traditional brick-and-mortar store hours.
Phone Call Shopping
Fingerhut provides an alternative shopping channel for customers who prefer a more personalized and interactive experience through its shopping by phone call.
This option allows customers to connect with Fingerhut’s customer service representatives directly.
By calling the designated phone number, customers can discuss their product preferences, ask questions about specific items, and receive assistance in navigating the catalog.
Shopping by phone call is particularly beneficial for those who may not have access to the internet or prefer human interaction when making purchasing decisions.
During the call, customers can provide their account details, shipping information, and any other necessary details to complete the transaction.
Fingerhut’s phone ordering system is designed to offer a seamless and customer-friendly experience, ensuring that individuals can access the catalog and make purchases through a channel that suits their preferences and needs.
Fingerhut Catalog Frequently Asked Questions
Below are some frequently asked questions about using the Fingerhut catalog for shopping and product financing:
Can I get a Fingerhut catalog mailed to me?
Fingerhut offers customers the option to receive catalogs through the mail, typically sent a few times throughout the year.
These mailed catalogs are specifically directed to customers who have recently placed orders, providing them with a tangible and accessible way to explore the latest offerings.
The physical catalogs showcase a variety of products and serve as a means for customers to stay informed about the diverse range of items available for purchase.
Additionally, for those who prefer a digital experience, Fingerhut provides the option to view the catalog online which you can download above or click the specific button to shop online.
The digital catalog offers the same comprehensive product information and allows users to browse through the collection conveniently from their devices.
This online alternative is especially suitable for customers who prefer the flexibility of online shopping and may find it more convenient than the traditional mailed catalog.
How to request a physical copy of the Fingerhut catalog?
To request a physical copy of the Fingerhut catalog, individuals must have a prior shopping history with Fingerhut.
If you meet this criterion and wish to receive a catalog, the process involves reaching out to the customer support team. To initiate the request, follow these steps:
1. Visit the Fingerhut website and navigate to the “Contact” page.
2. Obtain the contact details for the customer support team, which are typically provided on the Contact page. This information includes a phone number, email address, or an online contact form.
3. Contact the customer support team using the provided details. Be prepared to provide necessary information, such as your account details or any other information required to verify your identity as a previous Fingerhut shopper.
4. Clearly express your request for a physical copy of the Fingerhut catalog. The customer support team will guide you through the process and ensure that your catalog request is properly addressed.
Does Fingerhut support mail-order shopping?
No, Fingerhut does not support mail-order shopping.
The platform has discontinued the option for customers to place orders by mail. Instead, individuals are encouraged to use either the online portal or call the customer service team to make their orders.
The online portal provides a convenient and user-friendly platform for customers to browse the catalog, select items, and complete their purchases.
Alternatively, customers can opt for a more personalized approach by contacting the customer service team via phone to place their orders.
How can I buy a product I saw in the Fingerhut catalog?
Below each of the products in the catalog, there is a unique item code that you can use for shopping.
For online orders, simply copy and paste it into the search form and submit it to open the dedicated page for the product.
If you prefer to use the phone call option, you simply needs to let the customer representative know of the product by saying the unique code.
With amazing products well-structured in different categories, the latest version of the Fingerhut catalog has some of the best items in its vast inventory.
You can shop online or at your convenience using any of the channels preferable to you from the website or the phone call option.
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