Tandym is accepted by many stores across varying categories through their merchant-branded options at checkout enabling you to apply for the credit line.
When purchasing items at your favorite retailers, buy now pay later apps bring convenience by enabling you to spread the costs over manageable installments.
Tandym increases the options you can utilize for financing through its service that empowers online stores to create virtual buy now pay later credit cards that not only match their brands but enable their customers to enjoy rewards on purchases.
Tandym
Max. Amount
$5,000
Type
Credit Line
APR
30.49%
Tip: Tandym operates a virtual credit card service that you can access at retail checkouts for payment plan purchases with perks like discounts and point rewards.
The Tandym virtual credit card is an amazing financing tool and one of the top options to utilize for buy now pay later with no down payment.
This perks-loaded credit card is available to use online at merchants in categories that span automobile, clothing, beauty, and others.
The platform offers merchants the flexibility to align the service with their branding.
As a result, its credit card necessitates a distinct application process at each supporting merchant during checkout.
Essentially, a card generated at Store A is exclusive to payments at Store A and cannot be used at Store B.
This individualization extends to earned rewards, operating on a merchant-closed-loop model rather than through the broader Tandym network.
When making purchases at a specific merchant and accruing shopping points, these rewards are redeemable solely at the merchant where they were earned.
Tandym functions akin to the traditional credit card system, allowing merchants to provide distinct promotions, such as discounts and exclusive access to products, for cardholders.
In the process of financing, it initiates a credit check involving a soft inquiry for an initial assessment.
A more comprehensive credit history evaluation through a hard pull occurs later if deemed necessary, following the preliminary soft check.
The platform reports user activities, including credit lines and repayments, to major credit bureaus.
This reporting mechanism can positively influence users’ credit scores, particularly for those demonstrating responsible financial behavior.
Though with an APR of 30.49%, Tandym users can avoid interest charges by settling the entire balance promptly, either before or by the due date on their statement.
While the platform imposes no annual or transaction fees and charges $0 for returned payments, users should be mindful of a $40 penalty fee for any late payments.
At most of the merchants that have their store digital credit cards powered by Tandym, using the option for payment does not require any initial deposit before your order ships.
Online Stores that Accept Tandym Credit
Below is a list of top merchants where you can use the Tandym revolving line of credit for shopping online:
Automobile Shops that Accept Tandym Credit Cards
Below are the automobile retail platforms that have integrations with Tandym for their store digital credit cards:
SimpleTire
You will save 5% on your first purchase when you use the SimplePay digital credit card for payments on the SimpleTire website.
The website is one of the top online destinations where you can enjoy buy now pay later tire purchases through varying payment plan methods at checkout.
With its SimplePay, you enjoy spread payments and other premium rewards for items purchased from its extensive selection of tires for various vehicles, including cars, trucks, SUVs, and more.
StickerFab
The platform offers $15 off on your first purchase and 5% in rewards on every order through its Tandym-powered store digital credit card.
It is a prominent player in the custom car decal and sticker industry, providing automotive enthusiasts with a platform to personalize their vehicles with unique and high-quality decals.
The platform’s interface allows customers to easily design and order personalized decals for their vehicles, adding a distinctive touch that reflects their individual style.
Whether it is a custom graphic, logo, or text, it empowers users to bring their creative visions to life through a straightforward and intuitive design process.
With its integration with Tandym, you can use the StickerFab Pay at checkout to enjoy some savings and recurring reward points.
All-Pro Offroad
5% off on your first purchase and 5 Points per dollar on every order when you check out with the TrailPay digital credit card.
You can enjoy buy now pay later car parts purchases when shopping on this platform, thanks to its options that include the Tandym-powered TrailPay.
It offers an extensive range of aftermarket parts designed to enhance the off-road capabilities of trucks and SUVs.
From suspension systems and lift kits to bumpers, skid plates, and other accessories, All-Pro Offroad provides a comprehensive selection that caters to various off-road applications and vehicle models.
Wheeler’s Off-Road
Wheeler’s Off-Road is part of the Trail-Gear family of companies hence, you can enjoy 5% off on your first purchase and 5 Points per dollar on subsequent orders when you pay with the virtual credit card.
Wheeler’s Off-Road has established itself as a reputable supplier in the off-road community.
The platform offers a diverse range of top-quality parts and accessories designed to enhance the performance and durability of trucks and SUVs in challenging off-road environments.
Through the platform’s support for the Tandym credit card, you can spread payment for your parts purchases alongside other options provided through PayPal Pay Later.
Low Range Off-Road
When you make purchases on the Low Range Off-Road website using its digital credit card, you will enjoy a 5% discount on your first purchase and 5 Points per dollar on every order.
It is one of the online stores that accept Tandym credit cards for spread payments within the Trail-Gear family of automobile companies.
Low Range Off-road is a leading supplier in the off-road community, providing a comprehensive range of top-quality parts and accessories tailored for diverse off-road vehicles hence, a good destination to enjoy split payments for your auto needs.
Trail-Gear
Just like the offerings from the automobile parts-focused companies under its belt, this merchant will reward you with a 5% discount on your first purchases with subsequent shopping trips earning you 5 points per dollar spent.
Trail-Gear is a well-known and respected provider of off-road parts and accessories, catering to the needs of enthusiasts seeking durable and high-performance components for trucks, SUVs, and rock crawlers.
One of Trail-Gear’s standout offerings is its extensive range of suspension systems.
Recognizing the importance of a robust and reliable suspension for off-road performance, the company provides a variety of lift kits, shocks, and related components.
GP Car Audio
When you make payments through GP Pay at checkout, you will enjoy 4X points on your first purchase and 5 points per dollar on every order subsequently.
GP Car Audio is a retailer that specializes in car audio systems and accessories, offering a diverse range of products to meet the varied needs of automotive enthusiasts.
As one of the online stores that accept Tandym credit cards, you will be able to enjoy buy now pay later car audio purchases when shopping on its website.
Speedzone Performance
The platform offers 3X points on your first purchase and 5 points per dollar on subsequent shopping trips.
Speedzone Performance is another destination catering to automotive enthusiasts on this list of online stores that accept Tandym credit cards.
Within the extensive product catalog, customers can find a wide array of performance parts, including turbochargers, exhaust systems, suspension components, and engine upgrades.
Whether individuals are seasoned racers or hobbyists looking to augment their vehicle’s capabilities, Speedzone Performance provides a curated selection to address a variety of automotive needs.
Enjuku Racing
When shopping its catalog of aftermarket performance car parts, you can enjoy 3X points on your first purchase and 5 points per dollar on every order through its store credit card.
This platform also provides a comprehensive selection of performance parts and accessories where you can purchase and spread payments through its Tandym-powered digital credit card.
Enjuku Racing features an extensive range of performance parts catering to various needs, including engine components, suspension systems, exhaust upgrades, and more.
Jenson USA
When you buy bicycles, their components, and accessories on the website using its Jenson Pay digital credit card, you will earn 5 points per dollar spent on your purchases.
Jenson USA is a leading retailer in the cycling industry, renowned for its extensive selection of bicycles, components, accessories, and apparel.
It offers a diverse range of bicycles, from road bikes to mountain bikes and everything in between.
The brand caters to cyclists of all levels, offering a curated selection of top-tier brands and models to meet varying preferences and performance needs.
Import Image Racing
You can utilize the IIR Pay on the Import Image Racing checkout page to enjoy $80 off on your first purchase and 5 points per dollar on every order.
It is a trusted retailer in the automotive aftermarket, specializing in performance parts and accessories for import vehicles.
Central to Import Image Racing’s offerings is a comprehensive range of performance parts catering to various import models.
From engine components and exhaust systems to suspension upgrades and exterior modifications, the brand provides a curated selection of high-quality products from reputable manufacturers.
Being one of the top online stores that accept Tandym credit cards, you will be able to enjoy split payments while earning rewards simultaneously.
Alligator Performance
This retailer offers 5 points per dollar every time you make purchases on its platform through Alligator Pay at checkout.
Alligator Performance offers an extensive range of diesel performance parts, catering to a diverse array of makes and models. From engine upgrades and exhaust systems to suspension components and tuning solutions.
In addition to performance parts, the platform provides a comprehensive array of accessories, including gauges, monitoring devices, and exterior enhancements.
While it is one of the top auto shops that accept PayTomorrow for lease-to-own financing, its digital credit card powered by Tandym enables users to enjoy savings on their purchases.
Clothing and Fashion Stores that Accept Tandym Credit Cards
When shopping on the below portals, you can enjoy payment plan clothes and fashion-related item purchases through Tandym credit cards:
Unique Vintage
For Unique Vintage shopping trips, you will earn 15% off on your first purchase and 2% in UV Pay cash on every order when you check out with the Tandym-powered digital credit card.
Unique Vintage is a distinct online retailer that has carved a niche in the fashion industry, specializing in vintage-inspired clothing, accessories, and lifestyle items.
Renowned for its commitment to timeless style and individual expression, it stands as a go-to destination for those seeking a curated collection of fashion pieces reminiscent of bygone eras.
Through its integration as one of the stores that accept Tandym credit cards, you can enjoy buy now pay later cloth purchases when shopping on the website.
All Citizens
When shopping fashion-related products on the portal, you will be able to finance the purchases and earn 3% in rewards cash on every successful order.
All Citizens is a fashion-oriented brand that specializes in varying categories of wear.
When shopping its digital catalog, you can get casual to performance t-shirts, boxers, and pants of different sizes and others.
Thanks to its among the list of stores that accept Tandym credit cards, you will be able to defer payment while enjoying rewards on every shopping trip paid with the All Citizens Pay digital credit card.
Cheekys Brand
It has an amazing welcome offer of 20% off on your first purchase and for subsequent orders, you will earn 5 points per dollar spent using the Cheekys Pay virtual credit card.
Cheekys Brand is a distinctive and vibrant lifestyle brand that has made a mark in the fashion and accessories industry, offering a unique blend of Western-inspired designs, humor, and a touch of cowgirl charm.
The platform curates a collection of apparel, accessories, and home decor, embracing a Western flair, incorporating elements like cowboy boots, hats, and Southwestern-inspired patterns into its designs.
Whether it is graphic tees, stylish accessories, or home decor items, it captures the spirit of the American West with a contemporary and fun twist.
Clothing Connection Online
Interestingly, the platform has a welcome offer of 20% off on your first clothing purchase and 5 points per dollar on every subsequent order.
The platform is an online retailer, offering a diverse range of affordable and stylish clothing for men, women, and children.
Its collection of clothing includes suits, dresses, casual wear, and accessories.
The brand caters to diverse fashion tastes, providing options that range from classic and sophisticated to trendy and casual.
Backcountry & Beyond
When using the platform’s Tandym-powered virtual credit card, you will enjoy $30 off on your first purchase and 5 points per dollar on your future orders.
Backcountry & Beyond is an outdoor enthusiast’s haven, offering a comprehensive range of gear, apparel, and equipment for those who embrace adventure and exploration.
The platform’s offering is an extensive selection of outdoor gear and apparel, spanning from hiking and camping equipment to snowsports gear and activewear.
Heidi Daus
Heidi Daus offers 20% off on your first purchase and 5 points per dollar on every order payment through its virtual store credit card powered by Tandym.
Heidi Daus is a renowned jewelry brand known for its exquisite designs and craftsmanship.
It has a stunning collection of jewelry, featuring intricate designs that blend classic sophistication with a touch of modern flair.
The brand is particularly known for its use of high-quality crystals, semi-precious stones, and metals, resulting in statement pieces that captivate and elevate any ensemble.
With the Heidi Daus Pay, you will be able to enjoy buy now pay later jewelry purchases while simultaneously earning perks redeemable for rewards.
Beauty Stores that Accept Tandym Credit Cards
The following beauty and cosmetic shops have digital credit cards powered by Tandym that you can utilize for split payment shopping:
Uniqso
The platform offers first-time users of its digital credit card 2X points on their first purchase and 2 points per dollar on every order for returning trips.
Uniqso is an online retailer specializing in a wide array of cosmetic and fashion contact lenses, wigs, and beauty accessories.
Renowned for its extensive selection, it has become a preferred destination for individuals seeking to enhance their styles and transform their looks.
Through its support as one of the top online stores that accept Tandym credit cards, you can enjoy buy now pay later wigs and cosmetics purchases through a flexible payment structure.
Long Wknd
When financing items using the Wknd Pay digital credit card, you will enjoy 20% off on your first purchase and 5% in WKND cash on every subsequent order.
Long Wknd is a dynamic and trendsetting online retailer that caters to the modern, fashion-forward individual seeking versatile and stylish clothing.
Recognized for its curated selection of on-trend apparel and accessories, the brand has become a go-to destination for those who embrace a casual yet chic lifestyle.
It focuses on providing effortlessly stylish pieces, ranging from casual everyday wear to elevated loungewear, and through its acceptance of Tandym credit cards, you can finance purchases and earn rewards.
Other Stores that Accept Tandym Credit Cards
Below are some of the other places you can enjoy the Tandym credit cards for purchases and earn rewards:
Josh’s Frogs
When using the Josh Pay virtual credit card for your purchases on the platform, you will enjoy 5% off on your first purchase. Plus, the platform will donate 1% of every purchase made with the Tandym-powered credit card to support global conservation efforts.
Josh Frogs is a specialized online retailer catering to the needs of reptiles and amphibian enthusiasts.
From frogs and turtles to various species of geckos and snakes, the brand provides responsibly sourced and healthy animals for individuals looking to expand their collection.
Additionally, it offers a diverse array of vivarium supplies, substrates, and live plants to create optimal habitats for these pets.
Being one of the online stores that accept Tandym credit cards, its store-branded digital card is called Josh’s Frogs Pay which offers 5% off a customer’s first order with a charitable 1% donated to support global conservation efforts.
Rare Seeds
The platform’s promotional offer for its users of the digital credit card is 5 points per dollar on every purchase made with the Rare Seed Pay at checkout.
Rare Seeds, also known as Baker Creek Heirloom Seeds, is a renowned and trusted source for heirloom, non-GMO, and open-pollinated seeds.
Dedicated to preserving and promoting the diversity of plant varieties, the platform has become a go-to destination for gardeners, farmers, and enthusiasts seeking unique and rare seeds that celebrate biodiversity and traditional agricultural practices.
The platform can be termed as a destination where you can enjoy buy now pay later food items, thanks to its vast seed collection and support for financing through PayPal, Apple Pay, and its Tandym-powered store credit card.
With many merchants having their stores customized Tandym credit cards, you will be able to use the service to spread payments at some of the top online shopping sites while earning varying rewards and discount offerings.
While it is a popular choice for users, especially because it does not require a down payment when using it for financing, you should know that there is an APR of30.49% but clearing the balance on time will enable you to avoid paying any extra charges in interest and penalty fees.
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