Yardbird takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.
Example: Elliot Sectional Covers - 7-Piece Sectional (3 Sofas / 4 Side Tables) at $225.00 (price on Nov 10, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.
Affirm Pay in 4: 4 payments of $56.25 every 2 weeks, with no interest if you pay on time.
APR
Monthly
Total paid
Interest
0%
$18.75
$225.00
$0.00
19.99%
$20.84
$250.10
$25.10
36%
$22.60
$271.25
$46.25
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
How to pay over time at Yardbird
Add what you want to your cart on yardbird.com.
At checkout, choose Affirm as your payment method.
Affirm shows the plans you can get. Checking does not affect your credit score.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about Yardbird financing
Does Yardbird offer financing?
Yes. We confirmed Affirm at Yardbird on Nov 10, 2026. Options can change, so check at checkout before you buy.
Will checking my rate at Yardbird affect my credit score?
Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.
Can I use Affirm in a Yardbird store?
We checked online shopping at Yardbird only. If the store has physical locations, ask there whether financing is available.
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